b-wyze

10/06/2026

A house can look perfect until the technical inspection starts.

One of our clients recently discovered around €15K in hidden repairs after signing the purchase agreement for a property in Gouda. On top of that, there was already a financing gap because of overbidding.

Luckily, we managed to renegotiate the deal, but this is exactly why technical inspections matter so much, especially with older houses. 🏡

03/06/2026

Your car loan could reduce your mortgage more than you expect.

In the Netherlands, every €1,000 in consumer debt can lower your borrowing capacity by around €5,000. Car loans and credit cards weigh heavily in mortgage calculations, while student loans are treated differently. That’s why understanding your financial position before house hunting is so important. 🏡

27/05/2026

Most buyers think: asking price = house value.

It doesn’t work like that in the Netherlands.

You can bid €430K on a property, but if the valuation comes back at €420K, the bank only finances €420K. The remaining difference needs to come from your own savings.

That’s why understanding loan-to-value is so important before placing an offer in a competitive market. 🏡

20/05/2026

“Why are so many international professionals buying a house?”

Because the rental market in the Netherlands is changing fast. There are fewer rental homes available, while demand keeps growing. More landlords are selling their properties due to new tax rules, creating even more pressure on prices and availability.

For many expats, buying is becoming the more stable option. 🏡

13/05/2026

“Why use a financial advisor? Why not just go directly to the bank?”

Because a mortgage is about more than just the lowest interest rate. An independent advisor looks at the full picture and helps find the solution that actually fits your situation. Not every lender is the same, and experience matters when choosing the right one. 🏡

07/05/2026

Buying a home in the Netherlands as an expat can feel overwhelming.

Different rules, different language, different process.

Last week, we had the opportunity to guide around 30 Taiwanese professionals through the full home buying journey in the Netherlands, from mortgages and approvals to the hidden details most people miss.

Amazing energy, great questions, and most importantly, people leaving the room with more clarity and confidence about their next steps. 🇳🇱🏡

28/01/2023

26/03/2020

De Coronacrisis en beleggen, wat is wijsheid?

De dalingen op de beurs zijn heftig. Wat kunt u er mee?

07/01/2020

2020, wat verandert er op financieel gebied voor u?

We hebben een aantal belangrijke wijzigingen op een rijtje gezet.