Investing PINOY OFW, Rotterdam (2026)

06/09/2025

Attention: 𝐃𝐞𝐩𝐄𝐝 𝐓𝐞𝐚𝐜𝐡𝐞𝐫𝐬 & 𝐏𝐞𝐫𝐬𝐨𝐧𝐧𝐞𝐥 / Government Employees 𝐰𝐡𝐨 𝐚𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐚𝐧 𝐇𝐌𝐎 / Healthcare Plan.
𝐊𝐚𝐢𝐬𝐞𝐫 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐒𝐡𝐢𝐞𝐥𝐝 is for you:

✅P7,000/year
✅Coverage is P75,000/illness/year
✅Covers pre-existing illnesses (hypertension, diabetes, etc)
✅with Out-Patient and In-Patient / Hospitalization coverage
✅with Dental coverage
✅with Burial Assistance
✅with Emergency and Preventive Healthcare coverage

For presentation appointment, feel free to send me a PM.

Message lang po..

21/08/2025

𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 ‼️
Good news
Introducing the KAISER NATIONAL HEALTHCARE SHIELD!
Best deal HMO exclusive for you🙌🏻

5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental
For only P 7,000 annual premium per year, secured ka na! Sulit na sulit pa!

Look at what you get:
— Up to P 75,000 coverage PER ILLNESS per year! Hindi na kailangang mangamba sa biglaang gastusin.
— With access to major hospitals (no additional payment)
— Pre-existing and dreaded illnesses covered
— BONUS Feature: Financial Care Assistance
Eligibility for Principal Members:
✅GOVERNMENT EMPLOYEES
— Local Government Units (LGUs)
— Government Institutions
— Cooperatives
— Associations
— Age 18 up to 65 years old
Accredited Hospitals and Clinics: https://kaiserhealthgroup.com/map/index.html

Message me for more info.

28/05/2025

Mahirap magkasakit, pero mas mahirap magkasakit kung wala kang pera.

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

Kumpleto na at may peace of mind ka!

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang huhulugan at covered ka na kahit nasa paying period ka palang.

✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi DIY na! Pwede ikaw ang mag process sa sarili mong application, kahit nasa ibang bansa kapa. Direct to Company din ang payment mo!

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG Annual check-up.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo ONLINE kahit cellphone lang ang gamit mo.

✅𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

Maganda diba? Kumpleto! 😍

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

Message me to get your quotation now!

18/12/2024

Why is Kaiser the BEST Health Care Insurance?
It's a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

Have a healthcare not only for critical illneses. Pay only for 7 years & be have a healthcare til 100 yo.

How it works?

✔ The Health Care Benefit can be used lifetime even if you're 60 years old and above.

✔ 85% of the contract price will be given at the maturity date if Kaiser Long Term Care is NOT USED during the 7 years paying period. (LONG TERM CARE BONUS)

✔ Life Insurance or Instant Money will be given to the beneficiary incase the plan holder dies too soon.

✔ Waiver of Installment due to Death. Automatic, the Kaiser Plan is fully paid even if the plan holder just paid 1 year and the health care coverage will be transferred to the beneficiary.

✔ Portion of the fund is invested in Mutual Funds.

✔ On the maturity date, it is GOOD AS CASH. If you wish not to withdraw everything, remaining balance will continue to grow earning 10% interest compounded annually.

• Who can avail this Kaiser LTC? - Ages 10 to 60 years old only.

If you don't want to give a burden to your family either cases YOU DIE TOO SOON or LIVE TOO LONG, then prepare it now.

Start your Kaiser 3in1 Long Term Healthcare.
MESSAGE me for more details and free quotation! 📩

*Lower & Higher Plan Type are available.*

Accredited Hospitals 👇

https://www.kaiserhealthgroup.com/map/list-hospitals.html

16/10/2024

Kumusta ka? Ang kalusugan mo ay ang pinakaimportante sa lahat.

Panatilihin maayos ang kalusugan maging abala man sa trabaho o personal na buhay.

“we never too early or too late to work towards being the healthiest you"

You are not too young or too elderly to begin thinking about healthcare plans. The earlier you begin, the better, as you secure the life you choose for yourself and your family.

Don't limit yourself by thinking, "I'm too old; I don't need that."

The purpose of insurance is simple: If God calls you home today, your kids won't go hungry. - Bo Sanchez

1. Turning P1,000 into P1,003 is called a bank.
2. Turning P1,000 into P1,300 is called an investment.
3. Turning P1,000 into P1,000,000 is called INSURANCE PLAN.

When a person dies:
1. A gift of P2,000 could be from friends.
2. A gift of P20,000 could be from relatives.
3. A gift of P200, 000 could be from parents or siblings.
4. A gift of 2 MILLION or MORE could be from INSURANCE.

A person no matter how capable he is in his lifetime cannot avoid 2 things: DEATH and SICKNESS.

It's certain to happen at any point of our life.
It's better to plan years ahead than to be a day too late.

Kapag mahirap ka pa at wala ka pang malaking ipon, mas kailangan mo ng Life Insurance para may maipamana kang income hindi ang kahirapan incase of die too soon.

Magpa INSURED ka na habang pwedi pa! You deserve quality healthcare products through Kaiser International Health Group, your 1st name in healthcare. Just send me a message.

Click the Link👇👇👇for your Kaiser Quotation:
bit.ly/3GsVAd7

Do you want to know how?
Learn more click here 👇👇👇
bit.ly/3Ip6ulp

Tandaan : Ang financial education ay para sa lahat, maging sino ka man.

Video Credit: Karen Davila/Inspiring Life Stories

24/09/2024

"𝗧𝗵𝗲 𝗣𝗼𝗰𝗸𝗲𝘁𝘀 𝗧𝗵𝗲𝗼𝗿𝘆"
If nag-iipon ka let us say P5,000 monthly, try natin ilagay yan sa 2 pockets..
𝗟𝗲𝗳𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 3,000 alloted for Savings, Emergency Fund, Short term saving goals.
𝗥𝗶𝗴𝗵𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 - 2,000 alloted for Life or Health Insurance, income protection critical illness benefit, hospital income benefit, investment benefit.

Imagine, if you only have one pocket na 5,000 monthly savings, kapag nagkasakit ka ubos ang 5,000 diba? Madalas kulang pa. Whereas, if you have 2 pockets na pueding pag kunan.. at your P5,000 pwede kang kumuha either SAVINGS FUND mo or sa LIFE INSURANCE.

𝙉𝙖𝙬𝙖𝙡𝙖𝙣 𝙠𝙖 𝙗𝙖 𝙣𝙜 𝙥𝙚𝙧𝙖? 𝙃𝙄𝙉𝘿𝙄

Hinati mo lang 5,000 mo, pero once na there will be an emergency, marami kang pagkukunan. Maximize your money. Your family and your future self will be protected when the unexpected time comes. That’s the value of financial literacy. ✨

Know more about our long-term healthcare plan, Message me 📩 or Click the Link 👇👇👇👇👇👇 for your Kaiser Quotation: bit.ly/3GsVAd7

29/07/2024

𝙎𝙞𝙢𝙥𝙡𝙚 𝙡𝙖𝙣𝙜 𝙖𝙣𝙜 𝙈𝙪𝙩𝙪𝙖𝙡 𝙁𝙪𝙣𝙙 𝙄𝙣𝙫𝙚𝙨𝙩𝙞𝙣𝙜 𝙩𝙪𝙡𝙖𝙙 𝙡𝙖𝙣𝙜 𝙣𝙜 𝙥𝙖𝙗𝙤𝙧𝙞𝙩𝙤 𝙢𝙤𝙣𝙜 𝙋𝙞𝙯𝙯𝙖
Kaya natin gumawa ng Pizza pero iba parin ang lasa ng mula sa paborito nating Pizza Parlor dahil ito ay subok na natin ang lasa dahil eksperto at professional ang nagluto at nagtimpla.
Tulad din ng pagiinvest natin sa Mutual Fund kailangan natin ang mga sumusunod:
𝙁𝙐𝙉𝘿 𝙈𝘼𝙉𝘼𝙂𝙀𝙍: Tulad ng Chef siya ang professional na pumipili ng kumpanya kung saan ilalagay ang ating investment.

𝘿𝙄𝙑𝙀𝙍𝙎𝙄𝙁𝙄𝘾𝘼𝙏𝙄𝙊𝙉 : Dapat kumpleto at tama ang timpla,
Sa isang mutual fund nakalagay na sa sampung stocks na masusing pinili na magagaling at matitibay na kumpanya ang iyong pera kaya walang pangamba.
Kung ikaw kaya ang magiinvest, Eksperto ka ba ?
Kaya tigilan na ang palpak at pachamba chamba.
Kung hind ka professional fund manager, Mag mutual fund ka na lang muna, para hindi mapahamak at mawala ang pera
Baka tulad ng sunog at hindi masarap na Pizza 😀
Ang tanong saan ka bibili ngayon ng mutual funds at sino ang magtuturo sayo kung paano?
Alam mo ba na pwede kang maginvest ngayon thru online facility kung saan anytime ay magkakaroon ka ng instant mutual fund account portal.
Do you want to know more about How to have Mutual Fund account ?

Join our Membership Orientation and Financial Coaching Seminar sa mga financial centers near you.
Message ka lang for registration, location and schedule.

11/06/2024

"DEATH is not a Question of IF.
It is a Question of WHEN"

This is a sample computation for EVEREST MEMORIAL SOLUTION.
Ang lola ay 80 yrs. old na gustuhin man niya magkaroon ng Life Insurance wala nang tatanggap na Life Insurance Company. The good thing is nakilala niya ang EVEREST MEMORIAL SOLUTION dahil sa education ng IMG Financial Educator.

Yung apo niya sa tuhod ay 7 yrs. old yon ang kinunan nya ng Everest Memorial plan. Dahil ito lang ang afford ng lola dahil may mga maintenance pa sya.
Monthly contribution PHP474.00 payable in 5 years, so TOTAL Contribution in 5 yrs. ay PHP28,440.
Face amount ng plan 200K.
Kung ma-fully paid ang 5 yrs. at ang lola ay mag pass away, puide po e assign ang 50% or 100K para may magamit sa gastusin sa pagpapalibing ng lola.
So may natira pa sa bata na 100K

Nong na share ko ito sa aking mga kakilala agad sila nagpa QUOTE.
BAKIT KAILANGAN NATIN ITO DAHIL
Memorial LOT increasing.
Memorial Services increasing.
Hukay sa lupa ng paglibingan increasing.

Para maiwasan ang Financial Struggle during final expense. Be prepare👍
Message me for the quotation 🥰

30/05/2024

Be responsible for yourself by taking control of your health and future through Kaiser’s long-term healthcare plan!

By benefitting from both health and life insurance, your well-being today and in the future is truly secured; plus, you have an investment guaranteed!

Know more about our long-term healthcare plan, Message me.
Click the Link 👇👇👇 for your Kaiser Quotation: bit.ly/3GsVAd7

30/05/2024

Mutual funds offer investors a great way to diversify their holdings instantly. Unlike individual stocks, investors can put a small amount of money into one or more funds.

Soldivo investors are investors of Ayala, BPI, SM Prime holdings, BDO, Jollibee, UnionBank.

Start investing & own shares today!

PM for more Info..

22/05/2024

4 Reasons Why Planning for Retirement is Important

1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your 1 peso right now will have lesser value in the future.

3. OUR KIDS are not our retirement fund - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.

4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80,thats 20 years worth of expenses,60 years old too far to imagine right? How about about taking a vacation for a month with no SALARY?

Let us not depend on our Company's retirement benefit. What if u lose your job or your company go bankrupt?

Learn how money can work for you.
CHAT MO KO.. 😊

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Investing PINOY OFW

06/09/2025

21/08/2025

28/05/2025

18/12/2024

16/10/2024

24/09/2024

29/07/2024

11/06/2024

30/05/2024

30/05/2024

22/05/2024

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