Mind and matters

23/05/2026

Living proof-Matured Kaiser Plan. 7 yrs lng nag ipon pero matured na ngayon. Kaya ung nagsasabi matagal. Mabilis lng po ang araw mas masakit ung 40 yrs ka na nagtatrabaho na wala kang ipon Vs. After 20 yrs may ipon ka na d ka iiwan.

THE BEST IPON -

𝗔𝗻𝗼 𝗮𝗻𝗴 𝗸𝗮𝗴𝗮𝗻𝗱𝗮𝗵𝗮𝗻 𝗻𝗮𝗻𝗴 𝗸𝗮𝗶𝘀𝗲𝗿 Long Term 𝘀𝗮𝘃𝗶𝗻𝗴 𝗽𝗿𝗼𝗴𝗿𝗮𝗺?

Sa KAISER Long Term saving program seven (7) years lang mag-iipon pero lifetime ang benefits kaya walang pera na masayang dahil ito "𝑨𝒏𝒈 𝑰𝑷𝑶𝑵 𝒏𝒂 𝒘𝒂𝒍𝒂𝒏𝒈 𝑻𝑨𝑷𝑶𝑵".

𝟭. 𝗠𝗮𝘆 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗼𝗿 𝗛𝗠𝗢 - sa oras na magkasakit may ginagamit na healthcare

𝟮. 𝗠𝗮𝘆 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 -may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma-disabled.

𝟯. 𝗠𝗮𝘆 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 - may pera na ginagamit sa retirement or after policy maturity

Pwede ka mag-enroll ng Kaiser Saving Plan mo through Online Kaiser Application.

Click the button below for instructions.
https://bit.ly/kaiserUKHB

25/04/2026

Kung 𝗗𝗘𝗣𝗢𝗦𝗜𝗧𝗢𝗥 ka, ang perang nakadeposito sa bangko, may taunang interest na 𝗺𝗮𝘀 𝗺𝗮𝗹𝗶𝗶𝘁 𝘀𝗮 𝟭 𝗽𝗼𝗿𝘀𝗶𝘆𝗲𝗻𝘁𝗼.

Pero kung 𝗜𝗡𝗩𝗘𝗦𝗧𝗢𝗥 ka, ang perang i-invest mo sa shares ng bangko, ito ay tutubo ng interes na 𝗵𝗶𝗵𝗶𝗴𝗶𝘁 𝗽𝗮 𝘀𝗮 𝟭𝟬 𝗽𝗼𝗿𝘀𝗶𝘆𝗲𝗻𝘁𝗼.

Ang pera mo ay lalago at maabot ang long-term financial goals mo.
Ang extra extra mong dalawampung piso, makakapaginvest ka na sa mga kumpanya katulad ng BPI at BDO.

Kung gusto mong matuto about Money Matters. Join our Free Financial Coaching Webinar.
👉https://bit.ly/freegabayaral

25/04/2026

“MULTI-GENERATIONAL MORTGAGE”

Lets Break The Chain of Poverty. Let me help you Build Your Future & for The Next Generation. 👫

Hope you start immediately before you're too old to start. 😱
Life is Not a Destination, it's a Journey.

Your Life, Your Choice TODAY
Kung gusto mong matuto about Money Matters. Join our Free Financial Coaching Webinar.
👉https://bit.ly/freegabayaral
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03/04/2026

03/04/2026

You don’t need to wait for a new year.
You don’t need to wait for a scare.
And you definitely don’t need to wait for something to go wrong.

You don’t need a “wake-up call” to start your Kaiser savings plan.

Health doesn’t send calendar invites.
It doesn’t warn you before the deductible hits.
It doesn’t ask if now is a “good time.”

The best time to prepare is when everything feels fine.

Because when something does happen, it’s too late to wish you started.
Too late to say, “I’ll look into it next month.”
Too late to move money around and hope it’s enough.

Starting today means:
• You’re covered.
• You’re building.
• You’re not scrambling later.

This isn’t about fear.
It’s about being ready.

Every day you wait is a day you’re exposed.
Every day you start is a day you’re protected.

Don’t wait for a new year.
Don’t wait for a new problem.

Start your Kaiser savings plan today.
Pupwede ka mag-enroll ng Kaiser Saving Plan mo through Online Kaiser Application.

Click the button below for instructions.
https://bit.ly/kaiserUKHB

03/04/2026

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03/04/2026

Showbiz Royalty meets Financial Literacy! 👑

Who says financial planning is only for a specific group? Even Gelli de Belen and Ariel Rivera are here in Vietnam for the IMG Convention! 🇻🇳✈️

Proof that true influence comes from having the right mindset. They are successful, they are influential, and they are still STRENGTHENING their financial foundation.

If they see the value in IMG’s mission to empower lives… shouldn’t you? 🤔

Don't get left behind. Start your journey to financial freedom today! 📥 Message me to learn how.


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11/03/2026

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10/02/2026

✅Sa ngayun nakukulitan ka sa akin dahil hindi ako tumitigil sa kakamessage sayo na mag start kana mag invest lalot higit sa iyong Long term Healthcare .. dahil alam kong hindi ito expenses at ito ay pinag iipunan dahil hindi natin alam kung kelan tayo dadapuan ng sakit.. kung hanggang kelan tayo magiging malakas..kaya dapat ay maging handa tayo kapag dumating ang ganitong unos sa buhay natin na ikababagsak ng kung anumang meron kayo ngayun.. lahat ng pera mo ay mawawala na parang bola !

✅ At sa oras na pinansin mo ako at sinunod mo ang payo ko dahil narealize mo na in the future ay kailangang -kailangan mo ito at dumating yung panahon na nangailangan ka..i surely na pasasalamatan mo ako sa pangungulit ko sa iyo before..Ayaw ko na pagsisihan mo ang mga bagay na iginigiit ko sa iyo nuon na sa bandang huli ay pagsisihan mo dahil benalewala mo ako at ang opportunity na magpapaginhawa sa iyo sahinaharap.

✅Sa ngayun napakadami mong excuses, at hindi naman tayo nauubusan ng excuses..But you need to prioritize your needs in the fututure yung mga panahon na hindi kana productive, yung mga panahon na may sakit ka na,, paanu ka nalang kung wala kang mapag arugang pamilya,kung maliliit pa ang mga anak mo..kung wala kang sapat na pananalapi para sa needs mo in the future,how will you survive lalot higit ikaw ang bread winner ng iyong family,ikaw ang provider money machine ng family..Dont put yourself into this!Just beprepare and secured your future!

✅Hindi ako ang binalewala mo kundi ang oppurtunity at pagkakataon na sasayangin mo..ang mga panahon na dapat ay napaghandaan mo.
✅Eventually,sa huli ang pag sisisi! At kapag dumating ang araw na iyon ay maalala mo parin ako at marealize mo kung bakit kita kinukulit nuon.☺️
✅Ang pangungulit ko sa iyo ay may dahilan at may patutunguhan..nasa iyo na lang kung eh execute mo ito!
✅Hindi habang buhay ay bata,malakas at productive tayo.
👇click here for financial orientation webinar
https://bit.ly/freegabayaral

10/02/2026

𝗧𝗵𝗲 𝗞𝗔𝗜𝗦𝗘𝗥 𝟯 𝗶𝗻 𝟭 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻

Ang isa sa Pinakamurang Investment na pwede kang makapagsimula sa halagang 88-190 pesos a day.

✔️Kung nakakagastos ka ng 100-200 pesos araw araw. Ipunin mo nalang yan meron ka nang:
✔️ Hospitalization 50k - 60k pesos yearly.
✔️ Libreng Dental Benefit (Bunot, Check up)
✔️ Annual Physical Exam or APE
✔️ Life Insurance na hanggang 900,000 pesos
✔️ Retirement Fund
✔️ Annual lifetime healthcare benefits from years 8 to 20 accumulate with interest in a "Health Savings Account"
✔️ and many more benefits.

May nagsasabi "ang mahal naman nyan", In reality mas mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..lalo pa kung wala kang ipon, tama ba?

START SAVING and INVESTING NOW!!!
Kung gusto mong matuto about Money Matters. Join our Free Financial Coaching Webinar.
👉https://bit.ly/freegabayaral