AJ-Housing by Expats at home

13/08/2026

Keys to a new chapter! 🏡🔑
🇮🇩🇩🇪

Another successful home purchase completed.

Our clients received the keys to their new home. AJ Housing was there to guide them throughout the entire buying process.

We are proud to have helped them find a place they can now truly call home.

Congratulations on this new chapter. Henning Stemann Stacia Tasmin

Looking to buy a home in the Netherlands? AJ Housing is here to help.

DutchHousingMarket NewHome

20/07/2026

Another happy client, another successful home purchase! Thinking about buying a home in the Netherlands? I’d be happy to guide you through every step of the process. Get in touch!

22/05/2026

✨ Meet the team – Lonneke Doorn ✨.
Buying a home is about more than just finding the right property. That’s why I work closely with Lonneke Doorn, our experienced and dedicated mortgage advisor.
Lonneke is highly involved, easy to reach, and always ready to help. With her extensive experience working with expats, she makes even complex mortgage matters clear and manageable. She provides personal guidance and support throughout the entire mortgage process, from the first calculations to receiving the keys. 🔑
What we value most in our collaboration is the shared goal of genuinely helping people take such an important step in their lives. Especially for expats, who are not only buying a home but also settling into a new country, it’s reassuring to have an expert by your side who truly knows the way. 🌍✨
Are you an expat looking for a home in Brabant? With Lonneke and me on your side, you’ll feel at home in no time. Feel free to send us a message, we’re happy to help!

homebuying mortgageadvice

28/04/2026

Buying property in the Netherlands works differently than in most countries.
For many expats, the biggest surprise is not the price
it’s the structure.
In the Netherlands:
• A verbal agreement is not binding
• Contracts must be signed in writing
• A statutory 3-day cooling-off period applies
• Ownership transfers at the notary
Each stage has legal and financial consequences.
Clarity before commitment makes all the difference.
At AJ Housing, we guide international buyers through every step of the Dutch property process.
Structured guidance in a regulated market.
AJHousing

18/04/2026

Meet the team: Anouk, our buying agent 🏡🔑

13/04/2026

Buying a home starts with the right preparation.
From setting your budget to creating a strong buying strategy. we guide you every step of the way.
Ready to find your home? We’re here to help.

03/04/2026

20/03/2026

Many buyers underestimate the true cost of purchasing a property in the Netherlands.

When buyers focus only on the purchase price, they often overlook the additional costs involved in the acquisition process.

In reality, purchasing a property includes several mandatory expenses that must be considered in advance.

In addition to the purchase price, buyers should account for:

• Transfer tax: In most cases 2% of the purchase price for owner-occupied homes.
• Notary fees: The notary prepares the deed of transfer and the mortgage deed, manages the financial settlement, and registers the property with the Land Registry.
• Mortgage advisory costs: Professional guidance is often required to structure financing and obtain lender approval.
• Valuation report: Banks require an independent property valuation before approving a mortgage.
• Technical inspection:
A building inspection helps identify structural issues, maintenance risks, or hidden defects.

These costs are often referred to as “kosten koper (k.k.) “and can represent a significant additional amount on top of the purchase price.

Without proper preparation, buyers may face unexpected financial pressure during the transaction.

A structured financial strategy ensures that the full investment, not just the purchase price, is clearly understood before entering negotiations.

Responsible acquisition starts with understanding the complete financial picture.