Viisi Expats

Viisi Expats Viisi is designed to make the expat mortgage process efficient and easy to save you time and money.

Our advisors and our outstanding support team are ready to help through the each stage of the process and helping you own your dream home in the Netherlands.

30/05/2026

Part 6 of our Mortgage Dictionary is here!

This episode's theme: affordability & eligibility. That's 15 more words!

Enjoy the learning!

โณ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ฉ๐ซ๐จ๐œ๐ž๐ฌ๐ฌ๐ข๐ง๐  ๐ญ๐ข๐ฆ๐ž๐ฌ: ๐š ๐œ๐ฅ๐ž๐š๐ซ ๐ข๐ฆ๐ฉ๐ซ๐จ๐ฏ๐ž๐ฆ๐ž๐ง๐ญA month ago, we reported rising processing times at several lenders. Tha...
15/05/2026

โณ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ฉ๐ซ๐จ๐œ๐ž๐ฌ๐ฌ๐ข๐ง๐  ๐ญ๐ข๐ฆ๐ž๐ฌ: ๐š ๐œ๐ฅ๐ž๐š๐ซ ๐ข๐ฆ๐ฉ๐ซ๐จ๐ฏ๐ž๐ฆ๐ž๐ง๐ญ

A month ago, we reported rising processing times at several lenders. That trend is now reversing.

๐Ÿ“Š The biggest change: Attens, Centraal Beheer, and Syntrus Achmea were processing applications in 6 business days back in April. They're now back to 2 business days, a significant improvement for anyone currently in the market.

Only two money prodviders are at 4 business days. The majority of lenders are processing applications within 2 business days.

Overall, a positive signal: lender capacity appears to be catching up with demand again.

For buyers and those looking to refinance, this means more breathing room in your timeline. That said, it's still worth keeping your lender's processing time in mind, especially when your transfer date is approaching.

๐Ÿ’ฌ Want to know what processing time applies to your situation? Get in touch with your Viisi advisor.

09/05/2026

Learn more Dutch with our mortgage terms dictionary.

This is part 5: interest rates and risk. Enjoy learning!

The top-5 mortgage rates (10-year fixed, NHG, energy label A) โ€” May 2026:โ–ถ๏ธ Rabobank: 3.66%โ–ถ๏ธ Obvion: 3.69%โ–ถ๏ธ ASN Bank: ...
30/04/2026

The top-5 mortgage rates (10-year fixed, NHG, energy label A) โ€” May 2026:

โ–ถ๏ธ Rabobank: 3.66%
โ–ถ๏ธ Obvion: 3.69%
โ–ถ๏ธ ASN Bank: 3.69%
โ–ถ๏ธ ING: 3.69%
โ–ถ๏ธ Triodos Bank: 3.75%

After weeks of rising rates, we're seeing a modest dip and a partly refreshed list of lenders.

What's behind it? Lenders had pushed their rates up more than the underlying market rates warranted. Now comes a small correction downward.

Whether this marks the start of a genuine decline in rates remains to be seen: geopolitical uncertainty and energy price pressures continue to push long-term rates higher.

What we do know: the best mortgage isn't simply the one with the lowest rate today. Other conditions also matter, especially over the full term of your mortgage.

๐Ÿ‘‰ Get proper advice. We're happy to help.

25/04/2026

Here is lesson 4 of our Dutch mortgage dictionary.

Learn these Dutch words for the different mortgage types and more!
#

21/04/2026

Fact or Fiction? #5
โ€œMy parents are allowed to guarantee a mortgage.โ€

๐Ÿ‘‰ What do you think?

We get this question all the time. Can parents really step in to help secure a mortgage? And what does that actually mean for everyone involved?

In this episode of Fact or Fiction, we explain how it works and the key nuances you need to understand.

Watch the video or read the full article here:
https://www.viisi-expats.nl/fact-or-fiction/my-parents-are-allowed-to-guarantee-a-mortgage/

โณ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž p๐ซ๐จ๐œ๐ž๐ฌ๐ฌ๐ข๐ง๐  t๐ข๐ฆ๐ž๐ฌ: ๐“๐ก๐ž p๐ซ๐ž๐ฌ๐ฌ๐ฎ๐ซ๐ž i๐ฌ s๐ก๐จ๐ฐ๐ข๐ง๐ Three weeks ago, we reported a slight improvement. Now we're seeing ...
16/04/2026

โณ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž p๐ซ๐จ๐œ๐ž๐ฌ๐ฌ๐ข๐ง๐  t๐ข๐ฆ๐ž๐ฌ: ๐“๐ก๐ž p๐ซ๐ž๐ฌ๐ฌ๐ฎ๐ซ๐ž i๐ฌ s๐ก๐จ๐ฐ๐ข๐ง๐ 

Three weeks ago, we reported a slight improvement. Now we're seeing the market shift into reverse.

๐Ÿ“Š In our last update, 19 lenders were processing applications within 2 business days. That number has dropped: Allianz, Argenta, bijBouwe, HollandWoont and Vista have all fallen out of that group.
Attens, Centraal Beheer, and Syntrus Achmea are now at 6 business days, and Dynamic Credit at 4 business days.

So significantly fewer lenders are hitting that 2-day turnaround. What's behind it? The mortgage market remains under pressure. Rising rates are driving spikes in applications, and not every lender has the processing capacity to keep up.

For buyers and those refinancing, this means: choose your lender carefully and factor processing times into your timeline, especially when working around your closing date.

๐Ÿ’ฌ Want to know what turnaround time applies to your situation? Reach out to your Viisi advisor.

09/04/2026

Ready for lesson 3 of our Dutch mortgage dictionary?

These are the words of lesson 3:
๐Ÿ˜‰

The top 5 mortgage rates (10-year fixed, NHG, energy label A):โ–ถ๏ธ From 3.56% in Februaryโ–ถ๏ธ To 3.44% in March and nowโ€ฆโ–ถ๏ธ T...
02/04/2026

The top 5 mortgage rates (10-year fixed, NHG, energy label A):

โ–ถ๏ธ From 3.56% in February
โ–ถ๏ธ To 3.44% in March and nowโ€ฆ
โ–ถ๏ธ The top 5 has jumped to 3.76% โ€“ 3.79%!

So, quite a shift as weโ€™ve seen many rate increases in recent weeks.
We also see Argenta and Florius entering the top 5.

What does this mean for you?

๐Ÿ‘‰ When comparing lenders, pay close attention to conditions such as moving interest rates and cancellation fees
๐Ÿ‘‰ The best mortgage isnโ€™t just about the rate โ€” conditions matter both at the start and throughout the entire term
๐Ÿ‘‰ Make sure you get proper advice โ€” weโ€™re happy to help

26/03/2026

Learning Dutch? Keep going: episode 2 is here! ๐Ÿ‡ณ๐Ÿ‡ฑ

Buying a home in the Netherlands comes with its own vocabulary.
In this second episode of our Mortgage Dictionary, we explain more essential Dutch terms youโ€™ll hear during the buying process.

Watch the video to the end and expand your Dutch (and your housing knowledge ๐Ÿ˜‰).

From everyday terms to words youโ€™ll only hear during a purchase. Weโ€™ve got you covered.

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