Mister Mortgage

20/06/2025

🏘️ Interesting insights from NVM's latest report ( (Dutch Association of Real Estate Agents):

📊 Building for seniors can unlock housing flow: it frees up family homes and helps others move.

📊 Shift focus from starters to older people who can’t move due to a lack of suitable options—this blocks the market.

📊 More and more older people are single: they need spacious, accessible homes in familiar areas.

Do you agree?

16/06/2025

With second homes becoming increasingly popular, now might be the perfect time to turn your dream into reality. Already own a home? Here's how it can work:

🔹 Mortgage equity: Use your current home's equity to help finance a holiday property.
🔹 Second mortgage: if your primary home does not have enough equity built, you might consider a buy-to-let mortgage. Lenders typically finance up to 70% of the property's value (Loan-to-Value or LtV), with the remaining 30% coming from your savings.
📌Note: In the Netherlands, purchasing a second home is subject to a 10.4% transfer tax.

Key considerations:
✅ The second property cannot be your primary residence.
✅ Mortgages are unavailable for moveable homes.
✅ Banks usually finance 70-80% of the second home's value; the rest is from savings.
✅ Rental homes' market value is often lower than average.

Do you want to learn more? Schedule a free call with our team.

10/06/2025

Join us for our popular monthly webinar — packed with insider tips, expert advice, and answers to all your home buying questions!

📅 Date: 13 June 2025
🕛 Time: 11:00 AM
🖥️ Where: Online

🔑 What to Expect:
Our mortgage experts will walk you through everything you need to know to confidently step into the Dutch housing market.

🎯 Topics we cover:
➡️ Should you rent or buy?
➡️ Step-by-step guide to buying a home
➡️ How can we help you
➡️ Key costs and timelines
➡️ Must-know tips for first-time buyers

💬 Spaces fill fast — reserve your spot now and take the first step toward your dream home in the Netherlands!

02/06/2025

The latest data from the Q1 Kadaster 2025 report reveals key investor trends and why now could be a great opportunity for first-time buyers:

🏠 Investors sold significantly more homes than they bought — increasing the availability of homes for buyers.
🔄 A record number of rental homes have been converted into owner-occupied homes.
🎓 In university cities, private investors sold three times more homes than they bought, opening doors for new buyers.

For more information, swipe through. If you are a first-time buyer looking to enter the housing market, schedule a call with our mortgage specialists today.

15/05/2025

🏡 New Build vs. Existing Homes in the Netherlands 🏡

Our partner Expat Republic wrote an article based on our webinar, diving into the pros and cons of buying new-build vs. existing homes in the Dutch housing market.

You can access the full article below⬇️ or schedule a free introduction call with one of our mortgage advisors. 💬📅

Should you snag a new build, fall for the quirks of an existing home, or channel your inner interior designer with a renovation project?

08/05/2025

📈 How did the housing market perform in April? Here's what the latest data from HDN (Hypotheken Data Netwerk) tells us:

📌 45,000+ mortgage applications submitted — in line with April 2024.
🏠 59.1% were for home purchases | 40.9% for refinancing or increasing existing loans.
👵 Applications from people aged 60+ rose 20% YoY, often to unlock home equity for:
• Renovations
• Pension supplements
• Financial support for children or grandchildren
💶 Average mortgage amount: €366,500 — up 1.4%.
📊 Average home value: €503,000 — up 4%.

Looking to buy a property, renovate, or access your home’s equity? Schedule a call with one of our mortgage specialists today.

02/05/2025

Another long weekend is coming up! 🌞 It’s a great time to slow down, reflect on your plans, and do some research on your future home 🏡✨

Our team will be back in the office on Tuesday, 6 May 2025, and you can already schedule a call for then. Link in the comments 📞

30/04/2025

🌞The weather’s improving, and many of us dream of a holiday.

🌞With the holiday season approaching, now is a great time to consider where you would like to spend it—even whether you should buy a holiday home.

🌞Second properties are becoming increasingly popular, and now could be the perfect moment to make your dream come true.

🌞For more information, check below or contact our mortgage advisors. Link in the comments.

22/04/2025

⏰ Only 9 days left until May 1st! Don't forget to file your tax return and avoid extra fees! 🏡

For more information: https://rb.gy/p86kec

08/04/2025

Tomorrow: lunch together with Robin 🏡 Do you have questions about getting a mortgage in the Netherlands? 💰

Join our free webinar, during which we will walk you through buying a home and answer all your questions during a live Q&A.

📝Register: https://shorturl.at/SoCf2