Finom

Business account for SMEs and freelancers in Europe 🇪🇺

Accounting, invoicing, and money management — so you can focus on what only you can do.

Finom - more than just a business account. IBAN account opened online for SMEs, Freelancers and companies under Registration.

18/06/2026

Want a business debit card that earns more than it costs? Enter Metal.

You’re operating internationally, managing high card spend, juggling multiple currencies – and you need a card that reflects your status without ever being too much. We built this one for you.

Our Metal card is the newest addition to the Finom family. More cashback than ever, including 100% cashback on your first AI subscription month, plus exclusive travel perks. Here’s what you're getting:

💎 1.2% cashback, up to €5,000 back in real euros every month
💎 €100,000/month FX-markup-free card spend allowance
💎 One lounge visit per month, two fast-track passes, and two 1 GB eSIMs

And yes, it is a real metal card. All 18 grams of it – so you never hesitate to put it on the table.

Metal is available at no additional cost with our Grow plan and is also included with our Pro and Custom plans. Click the link to learn more, read the Terms and Conditions, and get your card: https://finom.co/en-de/cards/metal/

15/06/2026

Before you even noticed, we raised your interest rates ⚡

Most banks won’t tell you this, but last week the European Central Bank announced an interest rate increase, effective from June 17. We know business owners got no time to waste, so we’ve already increased our own interest rates. Check out the image for the new numbers.

If you already have a Finom Interest Account, there’s nothing you need to do — just sit back and let your business cash work a little harder for you.

If you don’t have one yet, consider this your sign: the new rates are already live, and our promotional 5% interest rate still applies to all eligible customers.

Click the link for full terms and conditions: https://finom.co/en-de/interest-wallet

15/05/2026

Paying taxes, invoicing, accounting, receipt matching, data syncing, and building better workflows just got faster and easier with Finom.

Over the past few months, we’ve launched new features designed to save you time, lighten your workload, and let you focus on what truly matters. And we’re just getting started: more Zapier automations, additional currencies, and faster delivery and lower costs for USD/GBP payments are coming soon.

Swipe to see what we’ve been building for businesses across Spain, France, Germany, Italy, and the rest of Europe.

29/04/2026

German freelancers are dissatisfied with their tax advisors. We can do better.

No wonder filing taxes in Germany is a nightmare – tax advisors are costly, constantly unavailable, and reliant on outdated tech. The result: SMEs often handle tax filings on their own, using accounting software that still requires significant manual labor and can only be used with a bank account from the same provider.

Finom Accounting eliminates both problems. We’re the first fintech brand on the German market to offer a standalone, AI-powered accounting tool to businesses regardless of their bank. The best news? It’s entirely free for the first six months, and then just €14/month.

Starting today, German freelancers, sole proprietors, and small businesses can sign up for Finom Accounting with just an email address and a legal form. No passport, no ID verification.

Connect your bank account and enjoy smart accounting features:

📍Automated bookkeeping: receipt scanning, transaction categorisation, and reconciliation with zero manual data entry.
📍Tax calculations and reports: EÜR, UStVA, GewSt, and ZM are generated automatically and can be submitted directly to the Finanzamt – with your full control.
📍AI assistant: answers tax questions in plain language, flags missing documents, and checks documents ahead of tax deadlines.
📍DATEV export: one-click handoff for businesses who work with a Steuerberater.
📍Built-in compliance: GoBD audit trail, ZUGFeRD e-invoicing.

Learn more about Finom Accounting and sign up: https://finom.co/en-de/accounting/

02/04/2026

Being On Top of Things can have more than one meaning — and it’s also the name of our incredible networking dinner at the Berlin TV Tower, which we hosted this March.

For some, that's keeping the paperwork at bay. For others, it's raising millions in an investment round. So we asked some of the 180+ business owners who joined us that evening: what does being on top of things mean to you, specifically?

27/03/2026

A couple of weeks ago, we hosted On Top of Things — a networking dinner with 180+ founders at the Berlin TV Tower.

Of course, we couldn’t miss the opportunity to talk entrepreneurship with the brilliant minds we met there. So our first question: launch early or polish forever?

Adres

Amsterdam

Website

https://finom.co/

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