Insurance Guide

26/09/2020

TIME TO CHECK UP ON YOUR HOMEOWNERS INSURANCE

Natural disaster will quickly poke holes in insurance coverages and expose the all the existing faults. Add to this large scale fraud from your fellow men and you have a recipe for disaster.

This is one of the main reason I always recommend going for a higher premium at a solid firm that has stand the test of time, rather then trying to squeeze every last dollar out of your monthly payments. The whole point of insurance is to have peace of mind when the world around you is falling apart.

ABC Action News found hurricanes Irma and Michael and insurance fraud may be to blame for risings costs and why some property insurers have pulled out of Florida.

24/09/2020

CAR INSURANCE - What to look out for?

4 Quick pro tips to make sure you get the best policy for you!

First-time car insurance buyers should consider the deductible and types of coverage they need, and shop around before settling on a company

24/09/2020

Insurance Basics - What amount of Insurance do I need?

With so many options and slight variations, it can be very hard to determine which type of insurance you need and which policies are best for you. So let's look at the basics in this quick overview.

HEALTH INSURANCE
Everybody, whether you're just starting out in life, as a beautiful new born or whether you are celebrating 40 years of marriage, we all need health insurance.
It's important to note that health insurance is not just for people with a high risk of health issues, pre-existing conditions or history of family illnesses, since we can all get sick or injured. Therefore to give yourself peace of mind and to keep your family safe, getting health insurance is absolutely important.

LIFE INSURANCE
Unlike health insurance, the need for life insurance is very depended on your personal situation. Children usually don't need life insurance coverage, unless in some very unique situations, that we will discuss in a separate article. This would normally also apply to people between 18 and 25 years old, with a few exceptions. If you are a home owner, have started a family or have anyone depend on you, then you probably want to make sure your financial situation is in good health, if something wore to happen to you.

HOMEOWNERS/RENTERS INSURANCE
With this we mean any type of space you inhabit, house, condo's, mobile homes etc. When damage occurs to your home it can have a sever impact on your mental and/or physical health. Next to this it is not always clear who is responsible and might take while to get resolved. With this being your home, it can be very distressing and the right insurance will give you peace of mind as well as as quickly resolving the situation.

The other type of insurances you will probably want to have are, travel insurance and car insurance. That is of course if you own a vehicle.
These five types of insurances, form the bases of most people's lives and will give you great peace of mind. The main question you need to answer now is where to get each policy? This and many more question we will answer for you.

Have a great day!

23/09/2020

Could not have said it better!