12/03/2024
I have decided to remind us once again about some of the MUST HAVE INSURANCE POLICIES more especially in this present challenges.
You may be wondering why I am intentional about this, now that our economy is bleeding and nobody should be talking or preaching Insurance. But yes, this is the best & good time to have Insurance bcos it is always handy to protect & provide succur whenever we face some hazards of life. E.g Flood, Fire, theft, Vehicle accidents, life threatening illness, death etc.
HERE ARE SOME MUST HAVE INSURANCE POLICIES:
1: AUTOMOBILE POLICIES: This seems so common but very essential as every average Nigerian owns a car. In as much it is required of law to have at least a third party Insurance, it is also wise as an individual to save yourself the embarrassment when consider for instance you are involved in an accident and someone is injured or property damaged, you may be subjected to a lawsuit that can cause some whole lots of expenses.
2: HEALTH INSURANCE: The soaring cost of hospital bills now is enough and good reason to make a health Insurance a necessity. A friend was sharing how he visited a sick friend at Naval Hospital for that matter ooh and everyone was crying for the bill given to them. Not a good sight to behold which really affected his emotions. He then advised that we should pray & avoid being sick. But how possible could this be?
3: JOB LOSS: A lot of people are laid out of job due to the challenges our economy is facing. People do not know that they can buy a job loss Insurance while working against when they paraventure lose their job. The policy protect you during the period of not working pending when you get another.
4: PROPERTY/HOME INSURANCE: Have you considered having an Insurance policy that can protect your homes & properties against FIRE, FLOOD, BURGLARY? Though having this policy will not stop these hazards but at least gives you the peace of mind that in case it happens, you will have a place to fall back for compensation.
Having seen these highlighted MUST HAVE INSURANCES, which one do you have or considered having? Let me know your thoughts in the comment section.
Still at your services pls.
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