Cornerstone Insurance Plc With Anigboro Oduaski

24/12/2017

SEASON'S GREETINGS TO YOU ALL...

01/08/2017

Happy New Month...

08/07/2017

The weekend is here again. Don't drink and drive. Safety first.

28/06/2017

View all our products

©Motor Insurance
*Third Party
*Enhanced Comprehensive
*Auto Variants

©Travel Insurance
*Local Travel Insurance
*International Travel Insurance

©Halal Takaful
*Motor Takaful Scheme
*Halal Investment Plan

©Investment plans
*Maximum Investment Plan
*Cornerstone Universal Plan
*Children Education Fund

©Home Insurance

©Life Insurance

©Annuity

©Goods In Transit

©Combined Fire And Burglary

©Marine Insurance

©MyMotoShield

©Airtel Insurance

©Gadget Protection Plan

©Drone Insurance

©Annuities
*Annuities

28/06/2017

Life is full of risk s of things that could happen – the house burning down, the car
being stolen, illness preventing us from earning a living. The good news is that
whatever the risk, chances are there’s an insurance policy available to reduce the
financial loss we would take should the worst occur.
*Insuring what we own
*Insuring our house and contents
*Insuring our car
*Insuring our health
*Insuring our lives
*Insuring our travels

23/06/2017

Life is full of risk s of things that could happen – the house burning down, the car
being stolen, illness preventing us from earning a living. The good news is that
whatever the risk, chances are there’s an insurance policy available to reduce the
financial loss we would take should the worst occur.

*Insuring what we own
*Insuring our house and contents
*Insuring our car
*Insuring our health
*Insuring our lives
*Insuring our travels

©Insuring what we own

Our home, household contents or other belongings are expensive to buy. Many
people can’t afford to repair or replace these things if they are damaged or
destroyed.
By paying a fee called a ‘ premium ’ to an insurance company we get a promise in
return that the company will pay the costs related to incidents covered by the
policy.
That can include damage to our car, house, or the costs of repairing someone
else’s car or other property that we have damaged accidentally.
It’s important to remember that we have a duty to tell the truth when applying for
insurance. If we leave important information out when applying for insurance our
future claims may not be paid.

©Insuring our house and contents

*House insurance
Insuring our home protects it against the risk of fire or other damage. Most home
insurance provides cover only up to the ‘sum insured’ – a capped amount that is
the limit of what we can claim. We need to decide what our sum insured is – how
much it would take to rebuild our home in the event of a disaster.
Guide to home insurance
House insurance is usually required by a lender when we have a mortgage.
Lenders Mortgage Insurance covers the bank if we can’t make the payments on
our loan.

*Contents insurance
Contents insurance covers damage and loss of our belongings.
It also provides some ‘third party’ cover if we damage someone else’s belongings
in the house we are living in. So it’s a good idea when flatting or renting.

©EQC insurance

When we buy house and contents insurance, we also get EQC insurance for
damage to our home or belongings caused by a natural disaster. This is paid for
by a compulsory levy that is added to the premium. Find out more on the EQC
website .
If we don’t have home or contents insurance, we won’t be covered by EQC.
A levy to fund the fire service is also added to house and contents (and motor
vehicle) insurance policies .
Covered.org.nz has more on house and contents insurance.

©Insuring our car

A car may be one of the most expensive items we own. If it is stolen or damaged
in an accident it can be very expensive to repair or replace. Motor vehicle
insurance will pay to repair or replace our car if these events occur.
‘Comprehensive’ motor vehicle insurance is the most common and it covers us
for loss, theft or damage to our vehicle. It also covers us for accidental damage
to the other car or property we damage.
It can be tempting to save money by not insuring a cheap car. This can be a
mistake – if we cause an accident, we could be responsible for paying for the
other car’s damage.
Cheaper options are ‘third party’ and ‘third party, fire and theft’ cover. Third party
insurance covers for damage to another person’s vehicle or property, but not
ours. Extending third party insurance to fire and theft covers the risk of our car
being destroyed by fire or stolen, too.
The cost of insurance will vary depending on our age, claims history, the level of
excess we are prepared to take, and the make and type of vehicle.
Covered.org.nz has more information on car insurance.

©Insuring our health

Health is a precious thing. If we fall sick and can’t work we still need money to
pay the bills. Insurance can help us make ends meet if we are unable to earn our
normal income.
There are many types of health-related policies , such as:
Medical insurance, which covers private hospital and other medical bills
Trauma (also called critical illness), which provides a lump sum if we suffer
from certain illnesses or injuries such as cancer, heart disease or paralysis
Income protection insurance, which pays a percentage of our income on an
ongoing basis if we suffer from named illnesses
Disability insurance, which pays out a lump sum for permanent disablement
through sickness or accident
Mortgage protection insurance, which covers our mortgage if we can’t work.

©Insuring our lives

Life insurance provides a lump sum of money if we die. In some cases a portion
or the entire ‘sum insured’ is paid out before we die if we are diagnosed with a
terminal illness.
There are different types of life insurance cover. The most common one today is
term life insurance, which covers us for a fixed number of years such as the
length of our mortgage.
Read the fine print
All policies that cover our health or life have exclusions in the fine print. We may
only be covered for certain named illnesses or injuries rather than 'blanket cover'.
It’s also very common for policies to have exclusions for ‘pre-existing conditions’,
which means any illness or injuries we've experienced symptoms for before the
cover started.
These types of insurance can be confusing. A broker can explain these insurances
and help us lodge our claims.

©Insuring our travels

It’s a good idea to buy travel insurance whenever we take an overseas holiday.
Travel insurance policies cover our belongings against loss or theft, extra costs
we may need to pay if our flights are cancelled, and medical treatment if we have
an accident or become ill.
Medical bills can be very high in other countries, and it’s a big financial risk to go
on holiday without travel insurance.
We can also buy domestic travel insurance to cover holidays here in New
Zealand. This covers us if our flights are delayed and for certain costs that can’t
be recovered from ACC or our home contents insurer. Some policies have cover
for rental car excess es.
Travel insurance policies usually have exclusions for pre-existing conditions and
unattended baggage. There are many conditions and exclusions in travel
insurance policies, so it helps to read the policy wording and understand what
exactly we’re covered for.
Covered.org.nz has more information on travel insurance.

22/06/2017

Life is full of risk s of things that could happen – the house burning down, the car
being stolen, illness preventing us from earning a living. The good news is that
whatever the risk, chances are there’s an insurance policy available to reduce the
financial loss we would take should the worst occur.

*Insuring what we own
*Insuring our house and contents
*Insuring our car
*Insuring our health
*Insuring our lives
*Insuring our travels

©Insuring what we own

Our home, household contents or other belongings are expensive to buy. Many
people can’t afford to repair or replace these things if they are damaged or
destroyed.
By paying a fee called a ‘ premium ’ to an insurance company we get a promise in
return that the company will pay the costs related to incidents covered by the
policy.
That can include damage to our car, house, or the costs of repairing someone
else’s car or other property that we have damaged accidentally.
It’s important to remember that we have a duty to tell the truth when applying for
insurance. If we leave important information out when applying for insurance our
future claims may not be paid.

©Insuring our house and contents

*House insurance
Insuring our home protects it against the risk of fire or other damage. Most home
insurance provides cover only up to the ‘sum insured’ – a capped amount that is
the limit of what we can claim. We need to decide what our sum insured is – how
much it would take to rebuild our home in the event of a disaster.
Guide to home insurance
House insurance is usually required by a lender when we have a mortgage.
Lenders Mortgage Insurance covers the bank if we can’t make the payments on
our loan.

*Contents insurance
Contents insurance covers damage and loss of our belongings.
It also provides some ‘third party’ cover if we damage someone else’s belongings
in the house we are living in. So it’s a good idea when flatting or renting.

©EQC insurance

When we buy house and contents insurance, we also get EQC insurance for
damage to our home or belongings caused by a natural disaster. This is paid for
by a compulsory levy that is added to the premium. Find out more on the EQC
website .
If we don’t have home or contents insurance, we won’t be covered by EQC.
A levy to fund the fire service is also added to house and contents (and motor
vehicle) insurance policies .
Covered.org.nz has more on house and contents insurance.

©Insuring our car

A car may be one of the most expensive items we own. If it is stolen or damaged
in an accident it can be very expensive to repair or replace. Motor vehicle
insurance will pay to repair or replace our car if these events occur.
‘Comprehensive’ motor vehicle insurance is the most common and it covers us
for loss, theft or damage to our vehicle. It also covers us for accidental damage
to the other car or property we damage.
It can be tempting to save money by not insuring a cheap car. This can be a
mistake – if we cause an accident, we could be responsible for paying for the
other car’s damage.
Cheaper options are ‘third party’ and ‘third party, fire and theft’ cover. Third party
insurance covers for damage to another person’s vehicle or property, but not
ours. Extending third party insurance to fire and theft covers the risk of our car
being destroyed by fire or stolen, too.
The cost of insurance will vary depending on our age, claims history, the level of
excess we are prepared to take, and the make and type of vehicle.
Covered.org.nz has more information on car insurance.

©Insuring our health

Health is a precious thing. If we fall sick and can’t work we still need money to
pay the bills. Insurance can help us make ends meet if we are unable to earn our
normal income.
There are many types of health-related policies , such as:
Medical insurance, which covers private hospital and other medical bills
Trauma (also called critical illness), which provides a lump sum if we suffer
from certain illnesses or injuries such as cancer, heart disease or paralysis
Income protection insurance, which pays a percentage of our income on an
ongoing basis if we suffer from named illnesses
Disability insurance, which pays out a lump sum for permanent disablement
through sickness or accident
Mortgage protection insurance, which covers our mortgage if we can’t work.

©Insuring our lives

Life insurance provides a lump sum of money if we die. In some cases a portion
or the entire ‘sum insured’ is paid out before we die if we are diagnosed with a
terminal illness.
There are different types of life insurance cover. The most common one today is
term life insurance, which covers us for a fixed number of years such as the
length of our mortgage.
Read the fine print
All policies that cover our health or life have exclusions in the fine print. We may
only be covered for certain named illnesses or injuries rather than 'blanket cover'.
It’s also very common for policies to have exclusions for ‘pre-existing conditions’,
which means any illness or injuries we've experienced symptoms for before the
cover started.
These types of insurance can be confusing. A broker can explain these insurances
and help us lodge our claims.

©Insuring our travels

It’s a good idea to buy travel insurance whenever we take an overseas holiday.
Travel insurance policies cover our belongings against loss or theft, extra costs
we may need to pay if our flights are cancelled, and medical treatment if we have
an accident or become ill.
Medical bills can be very high in other countries, and it’s a big financial risk to go
on holiday without travel insurance.
We can also buy domestic travel insurance to cover holidays here in New
Zealand. This covers us if our flights are delayed and for certain costs that can’t
be recovered from ACC or our home contents insurer. Some policies have cover
for rental car excess es.
Travel insurance policies usually have exclusions for pre-existing conditions and
unattended baggage. There are many conditions and exclusions in travel
insurance policies, so it helps to read the policy wording and understand what
exactly we’re covered for.
Covered.org.nz has more information on travel insurance.

22/06/2017

Contact Us
We are here to serve you 24/7

HEAD OFFICE
21, Water Corporation Drive,
Off Ligali Ayorinde Street,
Victoria Island,
Lagos, Nigeria

E-mail :
[email protected] (Sales Enquiries & Support)

[email protected] (Corporate Enquiries, Feedbacks &
Complaints)
[email protected] (Claims Lodgement, Enquiries &
Complaints)

Telephone Numbers:
08106000800 (Sales Enquiries & Support)
01-2806500 & 0700 CORNERSTONE (0700 267 63778663) (Corporate
Enquiries, Feedbacks & Complaints)

BBPIN: 2BCDDFC7

BB CHANNEL: C001EECBC

www.cornerstone.com.ng

BRANCHES AND OUTLETS
Contact Us
We are here to serve you 24/7

ABEOKUTA
Agbeloba Building,
Quarry Road, Abeokuta.
Tel : 08029094320

ILORIN
3, Sokoto Road
Sabo Oke, Ilorin
Kwara State
Tel : 0805 958 1032
0808 589 0878

PORT HARCOURT
180 Aba Road,
Port Harcourt
River State
Tel : 0802 0603 172
0805 605 0799

ABUJA
Plot 79, Adetokunbo Ademola Street
Wuse II, Abuja
Tel : 09-87766611, 0702 841 5541

IKOTA SHOPPING COMPLEX
Road 2. Block E, Shop 154,
Ikota Shopping Complex
VGC, Lekki – Ajah Expressway,
Lagos State
Tel : 0802 346 1151

SURULERE BRANCH
115 Bode Thomas Street,
Surulere,
Lagos
Tel : 0802 060 3062

APAPA
Polysonic Mall (2nd Floor)
1B, Point Road
Apapa, Lagos
Tel : 01-7911363, 7391612
0803 391 1435, 0702 885 6589

KADUNA BRANCH
NM 20 Constitution Road,
Kaduna State
Tel : 0705 764 9041

UMUAHIA
3, Okpara Square
Umuahia,
Abia State

CALABAR
Cybermul Plaza
135 NdidemUsangIso Road
Tel : :064 913241
0806 4798 461

KANO
Plot C 12 & 13, Race Course Road
Kano State
Lagos

UYO
166, AtikuAbubakar Way
AkwaIbom State
Tel : 0806 5956 552

FESTAC
Suite 101A PIN Plaza
Opposite H Close
First Avenue Festac Town
Lagos State
Tel : 0805 335 8830, 0808 913 5663

KANO (Public Sector)
Idris Umar Road,
Off Abdullahi Bayero Way,
Beside Advance Link filling station
Kano State
Tel : 08157223541

VICTORIA ISLAND
Okoi Arikpo NUC Building
5, Idowu Taylor Street
Victoria Island
Lagos
Tel : 0803 333 8353

IBADAN
67, Aboderin Layout ,
Oni & Sons Area
Ring Road, Ibadan
Oyo State
Tel : : 028 735649

LAGOS ISLAND
Cornerstone House
136, Lewis Street
Obalende, Lagos
Tel : :01 2806500

WARRI
57, Effurun/Sapele Road,
Effurun – Warri,
Delta State
Tel : 0802 060 2974
0706 763 8328

IKEJA
No.6, Adeniyi Jones Avenue
(Opposite Wahum) Ikeja
Lagos
Tel : 01 8182984, 01 7730680

OSHOGBO
Beside Coca-Cola Depot
Gbongan Road
Oshogbo, Osun State
Tel : 02 7512395, 0706 467 1329

YABA
191, Herbert Macaulay Street
Opp. Yaba LGA Secretariat
Yaba Lagos
Tel : 08023144557, 8028762484
0803 852 3359, 0805 581 1790

YENOGOA
Otiotio Road by the express
Yenagoa
Bayelsa State
Tel : 0806 595 6552

Cornerstone Insurance is a leading insurance company in Nigeria that offers Motor Vehicle, Travel Insurance, Aviation, Marine, Engineering All Risks, Asset Protection, Liability to Third Party, Oil & Gas, Group Life, Credit Life, Mortgage Protection, Term Assurance, Wealth Creation Products and Taka...

22/06/2017

OUR TECHNOLOGY

Cornerstone Insurance Plc. Is the first insurance company in Nigeria to provide
customers with an online platform for insurance transactions. Little wonder why
Cornerstone Insurance Plc. was adjudged as the ‘Best Use of IT in Insurance
Service’ 2012 , by the Financial Technology Magazine.
Our services are technology driven by cutting edge Insurance applications. These
services are accessible with ease through the internet and/or mobile technology.

22/06/2017

CORPORATE INFORMATION

We are Cornerstone Insurance Plc. Incorporated on 26th July 1991 as a private
limited liability company and became a Public Limited Liability, quoted on the
Nigerian Stock Exchange in 1997. Our organization was established to conduct
Insurance business in a professional, ethical and customer-focused manner and
has remained committed to these values over the years.
The Company is licensed and re-certified by the National Insurance Commission
(NAICOM) to do both General and Life businesses and the classes of Insurance
business we currently undertake include the following:
Motor Vehicle, Aviation, Marine, Engineering All Risks, Asset Protection, Liability
to Third Party, Oil & Gas, Group Life, Credit Life, Mortgage Protection, Term
Assurance, Wealth Creation Products and Takaful (Islamic Insurance)
The company’s Authorized Share Capital and Market Capitalization is N7.5 billion
and N5 billion respectively, while the Shareholders’ Funds is N8.045 billion as at
December, 2015. The total assets of the company are in excess of N15.38 billion.
At Cornerstone, we remain committed to both our core values of Integrity,
Empathy, Professionalism, Innovation, and Team Spirit and our continued
mission of delivering value beyond expectations through needs-based products
and quality service.