Let's Talk Finance, Port Harcourt (2026)

20/10/2021

TOPS WAYS TO EARN MONEY ONLINE

There are many reasons that you should consider making money online. As a student, you can make extra money to take care of yourself while in school. If you are looking for a job, you can become your own boss on the internet. If you want to become rich, you can do it on the internet. The possibility is endless.

Tops ways to earn money online.
Here are the best way to earn money online:

1. Affiliate marketing

2. YouTube Videos

3. Freelancing

4. Social Media marketing

1. Affiliate marketing
This is a very reliable way to make money online. If you are good with marketing or you are a good sales person, you should consider this. If you have charisma and you are the type of person that is good with conversation, you should seriously think about affiliate marketing.

Affiliate marketing is all about recommending products to people online, if they buy through you, you get a commission. It is that easy. All you need to do is find an affiliate network and join. Then pick products to promote. You can promote them on your Facebook, Instagram, any other social media or blog.

The truth is, many people buy products online these days. You can key into it and make money via affiliate marketing. The most popular affiliate networks are: Commission Junction, Linkshare, Jumia Affiliate.

2. YouTube Videos
If you love making videos on your Phone or with a camera, you can make money uploading those videos on YouTube. YouTube is a video sharing platform. It can make you rich and it can also make you a star!.

You can make videos about anything. You can talk about anything. Just upload them to YouTube and share them across your social network. Build your brand. As you get views, use Google AdSense, affiliate marketing and other methods to make money from your videos.

3. Freelancing
Freelancing is all about applying your skills online to earn money. If you are looking at ways to earn money online in Nigeria without spending a dime, then this should be a suitable option.

All you need is your skills and talent. You could be a writer, programmer, graphic designer, typist, proofreader, any skill at all. Just register with a freelancing website. You will find people that are looking for people with your skills. Apply and you may get the work.

As a freelancer, you work from the comfort of your home. All you need is your computer and internet. It is a very big industry worth billions of dollars.

If you are skilled, you should consider this. You can do it full time and you will be making far more than the average salary in Nigeria.

The most popular Freelancing websites are Upwork, Fiverr, Freelancer, and Guru.

4. Social Media marketing
Social media marketing is all about helping businesses, individuals and organizations find their audience on social media. The truth is, most Nigerians now spend their time on Facebook, Twitter, Instagram and other social media platforms. This has open up a new opportunities for businesses to reach people and make more sales.

To be a social media marketer, you need to understand the algorithm of your target social media platform and how you can use it to convert for businesses or individuals.

As more businesses embrace the internet, social media marketing will keep shining as one of the best ways to make money online.

Which one are you going to try let me know in the comments section.👇👇

18/10/2021

Earning in Naira is no longer attractive. Sad reality 😢

Don't get me wrong. So long as you're working, being productive and earning income, that's great.

But as the cost of living rises and salaries remain stagnant, the effect is depressing.

Maybe it's time to rethink what currency you're earning in or saving in. Whatever the case may be, make sure you're taking steps to protect yourself from the persistent Naira crash.

16/10/2021

What Is Cryptocurrency? Here’s What You Should Know

Cryptocurrencies let you buy goods and services, or trade them for profit. Here's more about what cryptocurrency is, how to buy it and how to protect yourself.

WHAT’S INSIDE
1. What is cryptocurrency?

2. How many cryptocurrencies are there?

3. Why are cryptocurrencies so popular

1. What is cryptocurrency?

Cryptocurrency is a form of payment that can be exchanged online for goods and services. Many companies have issued their own currencies, often called tokens, and these can be traded specifically for the good or service that the company provides. Think of them as you would arcade tokens or casino chips. You’ll need to exchange real currency for the cryptocurrency to access the good or service.

Cryptocurrencies work using a technology called blockchain. Blockchain is a decentralized technology spread across many computers that manages and records transactions. Part of the appeal of this technology is its security.

2. How many cryptocurrencies are there?

More than 10,000 different cryptocurrencies are traded publicly, according to CoinMarketCap.com, a market research website. And cryptocurrencies continue to proliferate, raising money through initial coin offerings, or ICOs. The total value of all cryptocurrencies on Aug. 18, 2021, was more than $1.9 trillion — down from April high of $2.2 trillion, according to CoinMarketCap. The total value of all bitcoins, the most popular digital currency, was pegged at about $849 billion, regaining some ground from recent price lows. Still, the market value of bitcoin is down from April high of $1.2 trillion.

3. Why are cryptocurrencies so popular?

Cryptocurrencies appeal to their supporters for a variety of reasons. Here are some of the most popular:

Supporters see cryptocurrencies such as Bitcoin as the currency of the future and are racing to buy them now, presumably before they become more valuable

Some supporters like the fact that cryptocurrency removes central banks from managing the money supply, since over time these banks tend to reduce the value of money via inflation

Other supporters like the technology behind cryptocurrencies, the blockchain, because it’s a decentralized processing and recording system and can be more secure than traditional payment systems

Some speculators like cryptocurrencies because they’re going up in value and have no interest in the currencies’ long-term acceptance as a way to move money

15/10/2021

SMARTS WAYS TO GROW YOUR MONEY

Smart Ways to Grow Your Money!
Coming to the meat, how can we get rich? Have you ever thought what is it that rich people have in common? It is their attitude towards money and a bit of luck of course. Rich people invest with a long term perspective and do not get deterred by the momentary turns and tumbles. We have come up with the best ways one can grow his money to its full potential.

1. Say No to Debt
For many people, debt is like marsh. They try to get out of their present debts by taking more debts sinking in the financial troubles deeper and deeper. Eventually it’s the habit that matters. Develop a habit that no matter what, you’ll take no more debt. For most of us, it’s probably the biggest barrier to getting rich.

If you are planning to invest, put two things on priority –

a) Pay off your debts

b) Vow to develop the habit of not taking the debt until it is way too necessary

Do not even think of investing until you get that heavy bag of debt off your shoulder. Once you are free of your debt, you should work on piling up liquid cash to suffice for your immediate expenses. Only subsequent to that, you will be up and ready to make an investment. In this way you can grow your money without any debt.

2. Be Consistent in your Investment
A moody person can be a good lover but not a good investor. There’s nothing like the vices of over investment and under investment. For most of us it works like this - we get all excited about a particular investment, put our goals and dreams in it and without giving it enough time to grow, pull our hands off it. It is human tendency to start something very aggressively and quitting within a few months, be it taking up exercises, learning a new language or investing. But in case of investments this habit results in a direct loss of money. If you wish to grow your money then you need to avoid such habits.

3. Don’t Put All Your Eggs in One Basket
Never be religious about any specific investment. Rather, be open to a range of investment plans at once. In investment terminology, it is better known as diversification. Simply put, it advices the investor to put his money across diverse options such as real estate, bonds, stocks and commodities. This is one of the best ways to grow your money by thinning out the chances of being at complete loss if one investment turns out to be a failure as you would still have other options to count on.

4. Switch Investments as Your Priority Changes
As one ages, the perspectives and priorities change. A regular guy in his 20s doesn’t even think beyond which tees to wear, which car to drive and how to impress women. These questions however become irrelevant to the guy in his 40s.

Your financial needs change with age and so should your investments. In your younger years in order to grow your money, you can think of putting your money in high-risk-high-return investments but as you grow older, it’s better to adopt a conservative approach and preserve what you have painstakingly earned and gained through your previous years. On a literal note, it means shifting from equity oriented funds to debt oriented funds.

5. Invest Smartly
Do not get enchanted by the blingy investment advertisements. Use your own insight and discretion while making your choice of investment.

Always turn to investments suiting your appetite
Never put your money in investments that you do not understand
Do not invest more than you can put at stake
If you are the kind who wouldn’t want to let the stock market fluctuations eat away your hard earned savings, then you should adopt a conservative mode of investment. On the other hand, if you happen to be a crackerjack in riding the lows and highs of market and making the most of it, then stock market is your thing.

6. Put Your Fear Aside
No one learns swimming without stepping into water. So if you want to grow your money and become rich, you too have to put your fear aside and start investing.

Putting nothing to risk might be like putting everything to risk. Many people think that saving the money is same as investment. It’s not! If you choose to keep your money safe in a savings scheme rather than investing it somewhere, you might end up getting outrun by inflation and losing the value of your money.

7. Get Expert Advice How to Grow Your Money
If you’re a little dicey about your own financial goals and priorities, you better take professional help or consult to someone close who’s good with numbers and who has set an example of making money with wise investments. Let a financial advisor take a look into your finances and suggest investments that suits your needs and appetite. It might help you figure out an investment strategy.

14/10/2021

WHY NOT SAVE FIRST?

Rather than saving whatever money is left after paying all your expenses, determine how much you want to save, actually put that money into savings, and then adjust your lifestyle to fit within the remaining amount. This is how the wealthy handle their money. And if you want to maximize your financial potential, you should too.

After that, then, you may now INVEST!

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