20/04/2026
N31 Billion sounds like a fortune—until you divide it by 50,000 victims.
The Aha! Moment: In January 2026, NeoLife announced a N31bn payout to Nigerian distributors.
However, MLM income follows a power law, where the top 1% capture nearly all the value. Forensic modeling shows that the median distributor earns below minimum wage, while first-year out-of-pocket expenses for products and "mandatory" training can reach N360,000.
Most participants end up with net negative income despite the "billionaire" marketing.
Verdict: Do not join.
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