ENEM International Services

ENEM International Services EIS CONSULTINGS ensures you always get the best guidance. We serve clients at every level of their organization, in whatever capacity we are useful.

You have been an amazing mentor,leader and friend.May every step you take be filled with great success.Happy birthday ma...
24/03/2023

You have been an amazing mentor,leader and friend.
May every step you take be filled with great success.
Happy birthday ma.

A total of 894 micro finance banks have been licensed by the Central Bank of Nigeria (CBN).Some of these banks have morp...
23/03/2023

A total of 894 micro finance banks have been licensed by the Central Bank of Nigeria (CBN).

Some of these banks have morphed into full digital banks leveraging mobile apps to provide financial services.

These 10 digital banks are among the top licensed micro finance banks bridging the financial inclusion gap in Nigeria.

1. SOFRI :- Sofri digital bank is powered by Link micro finance Bank

2. MINT :- Mint is a virtual bank powered by Finex Micro Finance Bank Ltd.

3. PIGGVEST :- Piggvest is insured by Deposit Insurance Corporation (NDIC).

4. VFD :- VFD Micro Finance Bank is a streamlined digital and mobile banking platform.

5. MONIEPOINT :- Moniepoint is formerly known as TeamApt, they provide financial services digitally.

6. FAIRMONEY :- Fairmoney is a digital bank focused on lending.

7. CARBON :- Carbon provides loan facility and investments opportunities in addition to usual digital banking features.

8. KUDA :- Although Kuda is based in London, it is currently focused on the Nigeria market. Kuda accounts come with a free debit card, budgeting and spending controls, and transfers and savings functions as well.

9. EYOWO :- Eyowo unifies all the financial tools you need to pay, receive, budget and save money in one place.

10. SPARKLE :- Sparkle offers not only banking services but also improves the financial lifestyle of its customers.

Bottom line, while the list is by no means exhaustive, knowing the status of these banks with regards to licensing gives some level of assurance to customers that their money is safe as the digital space is now proliferated with illegal players.

Monetary Policy Rate raised from 17.50% to 18%Monetary Policy Committee (MPC) of the Central Bank of Nigeria raises the ...
22/03/2023

Monetary Policy Rate raised from 17.50% to 18%

Monetary Policy Committee (MPC) of the Central Bank of Nigeria raises the monetary policy rate to 18% from the previous 17.50%.

Economic experts said the move would have negative consequences on businesses and the economic at large.

The MPC had cited that the increase in the rate was to further tame inflation. However, experts say the new rate would have a counter- effect on businesses and by extension, the larger economy also investors will be affected by the hike.

Poor product/market fit:- This means that the product or services doesn’t meet the needs or desires of the target audien...
22/03/2023

Poor product/market fit:- This means that the product or services doesn’t meet the needs or desires of the target audience.

• Insufficient funding:- Startups need capital to survive and grow, and many fail because they don’t have enough money to sustain themselves.

•Legal or regulatory issues:- Failure to comply with regulations or licensing requirements can result in fines, legal battles or even closure of the business.

• Ineffective leadership:- The founder may not have the necessary experience,skills, or vision to effectively guide the company through it’s early stages.

• Competition:- Competitions can be fierce in many industries and startups may struggle to compete with established players.

Overall, startups needs to have a strong understanding of their market and a clear plan to overcome any obstacles they may encounter along the way.
Do you need a business consultant to hold you through your business?
Contact us at www.enemconsulting.net or call 07034049285.

With us you get• Competitive Analysis:- We do research into your industry and competitors so your business can be better...
20/03/2023

With us you get

• Competitive Analysis:- We do research into your industry and competitors so your business can be better positioned.

• Ideal Customer Analysis:- We work with you to identify your ideal customers and develop strategies to reach them.

• Financial Projections:- Our business plan offers a 3 years financial projections to ensure your target revenue is set and expenditure is properly set.

• SWOT Analysis:- We help you identify Strengths, Weaknesses, Opportunities and Threats your business faces in your industry.We also help you identify your unique selling points.

Send us a message today to get you started.

*Book keeping Tips for Small Businesses*• Open a separate Account: Do not mix your personal finances with your business ...
17/03/2023

*Book keeping Tips for Small Businesses*

• Open a separate Account: Do not mix your personal finances with your business finances

• Use an Accounting Software: Using an accounting software make work easier and more automated.

• Reconcile and Track your accounts regularly: Not reconciling your accounts and tracking the progress of your business is a sure way to end on debts or go bankrupt.

• Analyze your cost: Analyzing your cost helps you determine if a product or services is worth launching or not.

For your business consultation services contact us on 07034049285 or visit our website at www.enemconsulting.net

African Development Bank and partners in conjunction with the Federal Government of Nigeria launches $672 million in Nig...
15/03/2023

African Development Bank and partners in conjunction with the Federal Government of Nigeria launches $672 million in Nigeria’s digital and creative industries.

The initiative will benefit more than 200 technology and creative startups and about 450 digital technology small and medium enterprises.

The development objective of the program is to promote entrepreneurship and innovation in digital technology and creative industries to support the government’s job creation efforts, especially for young people.

Read more here ⬇️

https://projectsportal.afdb.org/dataportal/VProject/show/P-NG-K00-009

It is time to get out of your comfort zone and take steps towards building the business you actually want.Do you need ou...
15/03/2023

It is time to get out of your comfort zone and take steps towards building the business you actually want.

Do you need our services?
Call 07034049285 or visit our website at www.enemconsulting.net

Growth is quite pertinent to the long-term survival of a business. It helps acquire assets, attract new talent and fund ...
13/03/2023

Growth is quite pertinent to the long-term survival of a business.
It helps acquire assets, attract new talent and fund investments. It also drives business performance and profit.

Let’s help you grow your business.
Call 07034049285 or visit www.enemconsulting.net to get you started.

Open Banking: CBN Issues new guidelines that will change Nigerian banking forever.The Central Bank of Nigeria has announ...
09/03/2023

Open Banking: CBN Issues new guidelines that will change Nigerian banking forever.

The Central Bank of Nigeria has announced the issuance of
Operational guidelines for open banking in the country.

The new guidelines will enable the sharing of customer-permissioned data between banks and third-party firms,with the aim of creating customer- focused products and services, improving efficiency, and promoting competition in the financial sector.

A statement was released on Monday, and signed by Musa I. Jimoh Director, Payments Systems Management Department of the Central Bank of Nigeria, stated that the adoption of open banking will deepen the financial system in Nigeria and further its mandate of ensuring stability in the sector.

The guidelines are expected to enhance access of financial services in the country.

Why is it necessary?
For example, a fintech company could use a customer’s transaction history to offer them personalized financial advice or suggest investment opportunities based on their spending patterns.By sharing data through third party forms can work together with o create new financial products and services that benefits customers and improve the efficiency of the financial system.

Open banking reduces the barriers to entry for new fintechs by allowing them access customer permissioned data through the APIs of banks, thereby minimizing the need for time consuming and expensive KYC procedures.

Open banking has the potential to revolutionize the financial industry by promoting innovation,competition and collaboration among banks and fintech firms.
It is expected to lead to the development of new and innovative financial products and services, as well as increased access to financial services for millions of people who are currently underserved by the traditional banking system.

We embrace equity to forge harmony and unity, and to help drive success for all.Equality is the goal,and equity is the m...
08/03/2023

We embrace equity to forge harmony and unity, and to help drive success for all.
Equality is the goal,and equity is the means to get there.
Through the process of equity, we can reach equality.

Happy International Women’s Day

Are you planning to launch your startup or business?You need a Business Plan which will provide you with all the informa...
06/03/2023

Are you planning to launch your startup or business?
You need a Business Plan which will provide you with all the information and steps needed for a successful startup.
From refining your idea, to financial analysis, marketing and sales strategy and team organogram.

We are here for every step
Visit www.enemconsulting.net or call 07034049285 to get you started.
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Lekki
234001

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Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 17:00

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+2347034049285

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