14/05/2015
Money Essential
LESSON 1
Setting priorities
Here's help for the first -- and often the
hardest -- step in achieving your financial
goals: deciding which goals to pursue.
LESSON 2
Making a budget
How to bring your spending under control,
so that you get the most out of every
dollar.
LESSON 3
Basics of banking and saving
Here's how to get the best banking
services at the best price, either online or
off.
LESSON 4
Basics of investing
An introduction to making money in
stocks, bonds and mutual funds.
LESSON 5
Investing in stocks
The market can be a great place to turn
savings into wealth -- or to lose your shirt.
Here are some fundamentals of investing
wisely.
LESSON 6
Investing in mutual funds
It's a mutual-fund jungle out there.
Here's how to create a simple portfolio
that works.
LESSON 7
Investing in bonds
Bonds can provide a steady and
reasonably secure income, while adding
ballast to your portfolio--but only if you
really understand what you're buying.
LESSON 8
Buying a home
Owning your home is part of the
American Dream, but if you�re not
prepared, buying it can be a nightmare.
Here are some fundamentals for buyers
and sellers.
LESSON 9
Controlling debt
You've got to know when to hold debt--
and when to fold it. This lesson shows
you how to accomplish your financial goals
by making debt work for you.
LESSON 10
Employee stock options
More companies are handing out stock
options, and to a much broader group of
employees. This lesson gives you vital
information on how to handle ESO's.
LESSON 11
Saving for college
It's not rocket science, just common
sense. By starting early and investing
regularly, your children may have a wider
choice of colleges, and paying the bill
won't hurt as much.
LESSON 12
Kids and money
Up until they start earning a living, and
sometimes well beyond that, kids are apt
to spend money like it grows on trees.
This lesson will help you put your children
on the road to handling money
responsibly.
Money Essentials
LESSON 13
Planning for retirement
Achieving a comfortable retirement in the
21st Century requires a new approach to
retirement planning.
LESSON 14
Asset allocation
The single most important thing an
investor can do is practice asset
allocation. Here's how.
LESSON 15
Hiring financial help
What to keep in mind when when seeking
professionals to handle your financial
planning, stock trading, insurance
coverage and tax returns.
LESSON 16
Health insurance
Whether your employer provides you
with a group medical plan or you need to
buy coverage on the individual market,
understanding how health insurance
works is the best way to get your money's
worth.
LESSON 17
Buying a car
Buying a car is like no other shopping
experience. The choices seem to be
endless. This lesson helps you sort
through your options.
LESSON 18
Taxes
Among the long list of necessary evils we
must encounter throughout our lives,
perhaps the most constant -- taxes -- is
also the least understood. But the whole
process isn't nearly as baffling as you may
think.
LESSON 19
Home insurance
Homeowners' insurance can be a
nightmare. It's costly, confusing, and
unrewarding -- until you have to use it.
Here, you'll learn how to purchase peace
of mind now and later.
LESSON 20
Life insurance
Life insurance is critical to financial
planning. It's a necessity for anyone with
dependents who would be affected
financially by your demise. Yet life
insurance is one of the hardest financial
products to understand and it's sold by
agents who are sometimes more
concerned with their commissions than
your needs. This Money Essentials lesson
is all about a better way to buy life
insurance.
LESSON 21
Estate planning
Americans are in the midst of one of
greatest inter-generational transfers of
wealth in history, yet few of us have done
any planning for it. Here's how to start.
LESSON 22
Auto insurance
Auto insurance can be a nightmare. It's
costly, confusing, and unrewarding -- until
you need it. Here's how to purchase
peace of mind now and later.
LESSON 23
401(k)s
It's the most important tool you've got
for retirement. Here's how to make the
most of it.
