Save And Invest Wisely

Save And Invest Wisely FinancewithBukky is a youtube channel where I discuss pressing personal finance topics such as

The moment you need your insurance is usually not the best time to discover what your policy actually covers.Premiums, e...
27/08/2026

The moment you need your insurance is usually not the best time to discover what your policy actually covers.

Premiums, excess, exclusions, coverage limits and claims can sound complicated when you're hearing them for the first time. But understanding them can save you from a very expensive surprise later.

Especially if you're preparing to relocate, don't just ask how much insurance costs. Ask what you're actually getting for your money.

What's one insurance term you've always found confusing?
# personalfinance

Moving abroad means more than finding a job and paying your bills.You're also building a new financial safety net from s...
26/08/2026

Moving abroad means more than finding a job and paying your bills.

You're also building a new financial safety net from scratch.

And when something unexpected happens, the people you would normally call for help may be thousands of kilometres away.

That's one reason understanding insurance matters when you relocate.

Not because you should insure everything, but because you need to know which risks could seriously disrupt your finances and how to protect yourself.

If you're planning to relocate, what's one unexpected expense you're most worried about?

24/08/2026

Moving abroad is exciting, but the way you prepare before you leave can make your first few months so much easier.

So I made this 8-part series to help you. Part 1 was posted last week, you should check it out if you have not seen it.

Here in part 2, there are a few things I really want you to think about before you board that flight — not just your visa and your ticket.

Because “I’ll figure it out when I get there” is not always the plan you think it is. 😅

Watch this video before you go, especially if you’re preparing for your first move abroad. And please, don't forget to share it with someone who needs to hear this. ❤️

The Bible book of Proverbs 6:6 said, “Go to the ant, you lazy one!” But beyond the bluntness, there’s a money lesson her...
23/08/2026

The Bible book of Proverbs 6:6 said, “Go to the ant, you lazy one!”

But beyond the bluntness, there’s a money lesson here that still applies today: prepare before you need to.

The ant doesn’t wait until winter to start thinking about food. It works with what it has, stays consistent, and prepares for what’s ahead.

Your finances need that same discipline.

You don't need to save huge amounts overnight. You need a habit you can actually sustain.

What financial habit are you trying to become more consistent with?

Tell me in the comments.

Most of us were introduced to insurance as “something you pay for.”But when you move abroad, you start to see it differe...
22/08/2026

Most of us were introduced to insurance as “something you pay for.”

But when you move abroad, you start to see it differently.

You’re building a new life, protecting what you own, and often starting without the financial safety net you had back home.

That’s why understanding what can be insured—and what protection you actually need—matters.

This is Part 2 of our Insurance 101 series.

What’s one thing you didn’t know could be insured? Tell me in the comments.

22/08/2026

Japa can be expensive before you even leave Nigeria.

This is why the decisions you make before your flight can determine how much pressure you face after you land.

There are a few things I wish more Nigerians would think about before saying, “I’m ready to go.”

I shared them in this video — especially one mistake that can cost you more than you expect.

If Japa is somewhere in your plans, watch this before you book that flight.

Save it. You may need it sooner than you think.

The first step to understanding insurance is realizing that we don't all misunderstand it in the same way.Some people do...
20/08/2026

The first step to understanding insurance is realizing that we don't all misunderstand it in the same way.

Some people don't know what it is. Others have had it before and stopped paying for it because “nothing happened.” And some simply don't trust it.

But what if that's because we've never really understood what we're paying for?

This is Part 1 of our insurance conversation. In the next part, we'll break down the different types of insurance and what you may actually need when living abroad.

What’s your biggest question about insurance? Drop it in the comments.

19/08/2026

Your budget should reflect the life you're actually living!

The 50/30/20 budgeting rule doesn’t account for one expense a lot of Nigerians abroad can’t simply ignore: family back home.

You may have rent to pay, groceries to buy, savings goals to meet and a life to build where you are…

…but there’s still someone in Nigeria who may need your help.

So where does that money come from?

That’s why the usual 50/30/20 split may need a little adjustment if remittance is part of your financial reality.

One approach could be:

45% — Needs
25% — Wants
20% — Savings
10% — Remittance

Now I want to know: if you send money home regularly, do you include remittance as a line in your monthly budget?

What happens to your financial future if your biggest investment goes wrong?Ecclesiastes 11:2 gives us a timeless princi...
17/08/2026

What happens to your financial future if your biggest investment goes wrong?

Ecclesiastes 11:2 gives us a timeless principle: spread your risk, understand what you own and give your strategy time to work.

You don't need 20 random investments, you need a plan that doesn't depend on one outcome.

Save this for your next investment decision.

The first 90 days abroad are not the time to prove that you've “made it.”They're the time to get stable — secure your ba...
15/08/2026

The first 90 days abroad are not the time to prove that you've “made it.”

They're the time to get stable — secure your basics, get your income moving, understand what life actually costs and protect the money you have.

Save this as your first 90-days checklist and come back to it when you land.

Have questions about setting up your first 90 days abroad? Drop them in the comments, I’ll reply to every single one.

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