08/12/2022
We are currently recruiting for the role below,
Job Title: Credit Risk Officer
Candidate must possess the experience with the processes involved with digital lending.
Candidates must have hands-on experience in credit underwriting/Analysis.
Perform a comprehensive review of sampled new loans and modifications to identify any credit weaknesses, policy or regulatory violations, servicing deficiencies, or trends.
The credit risk officer will be in charge of analysing of financial information and the credit facility to help form a conclusion on loans or its modification.
Complete monthly trend and portfolio management analysis via defined reports, as well as using knowledge, experience, and observation to determine if new analysis is needed.
Reviewing loan applications, credit reports, and other documentation to determine whether to approve or deny loans.
Evaluating potential risks and recommending solutions to increase profits while maintaining safety standards
Reviewing applications for large consumer loans such as mortgage applications to determine whether they meet the lender’s criteria
Problem-solving skills are essential for credit risk officers, as they are responsible for identifying and resolving potential issues that may arise from the company’s lending practices.
Candidates must have been involved in Credit administration all through their years of experience.
REQUIREMENTS:
General computer skills with specific knowledge of Windows-based applications.
Knowledge of current financial laws and regulations, required loan documentation, and Fintech lending policies.
Proven communication and interpersonal skills to successfully communicate, negotiate, and influence associates who do not directly report to this position or area.
Minimum 4 years of relevant work experience in a financial institution.
Candidates must have a minimum of a B.sc in any discipline.
A master's degree will be an added advantage.
Location: Surulere
Salary range: 120,000 – 204,000
Application Deadline: 16th of December, 2022.
Interested and qualified candidates should forward their resume’s to [email protected] with subject as position applied fo