First Option Finance Ltd

08/05/2019

Job Title: Loan Officer

Location: Lagos


To facilitate lending, credit worthiness, & risks to clients.
The ideal candidate should possess an in-depth knowledge on sales & marketing with excellent track record of achievements.


▪ Meet with clients to obtain information for loan applications & give details about the process.
▪ Explain to clients the different types of loans/credit options available as well as the terms of services.
▪ Assess clients’ financial status.
▪ Process approval of loans within specified limits.
▪ Review loan agreements to ensure that they are complete & accurate according to policy.
▪ Evaluate credit worthiness & risks.
▪ Maintain updated records of loan applications.
▪ Follow up with clients on renewal


▪ Proven work experience as a credit/loan officer
▪ Strong analytical & interpersonal skills
▪ Must be target-oriented.
▪ Minimum qualification OND
▪ Minimum of 2-4 yrs experience.


17th May, 2019.

How to Apply
Interested & qualified candidates should forward an updated copy of their resume to:

[email protected]

should be the subject of the mail.

07/05/2019

Credit Risk Analyst

Location:
Lagos

Duties and Responsibilities
▪ Evaluate customers' loan applications in line with the bank's credit policy.
▪ Verify customer's businesses and prepare of loan verification reports.
▪ Monitor loans and prepare of loan status report.
▪ Prepare statutory reports such as Credit Bureau etc.
▪ Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to such customers or businesses
▪ Prepare reports about the degree of risk in lending money to clients
▪ Analyze client records and use the data to recommend payment plans
▪ Conferring with credit associations and references to exchange credit information on clients
▪ Evaluate the financial status of clients by producing financial ratios through computer programs
▪ Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
▪ Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
▪ Analyze financial statements such as profit and loss, company budget and employee headcount reports.
▪ Compile reports showing the proposed plan of action for existing and potential clients.


◾B.Sc /HND in the numerate disciplines
◾2 - 3 years experience in a similar role in a Microfinance bank.

Application Closing Date:
May 17th, 2019.

Mode of Application

Interested and qualified candidates should forward their detailed resume to: [email protected]
using as title/subject.

Note:
Only shortlisted candidates will be contacted.

04/05/2019

Need a loan for personal or biz needs?

First Option is ever ready to help

18/04/2019

18/04/2019

Yes,

Our bank *First Option Microfinance Bank* is among the few banks and the only Non-Commercial bank partnering with Mojec International (Meter Asset Provider) to roll out prepaid meters nationwide.

The Project kicks off *May 1st.*

Nigerians can request for prepaid meters through *First Option* or any of the other partner banks and the meter would be installed *within 10 days.*
In the event they cannot afford it, _First Option would finance_ the purchase of the meter while customer repays over an agreed period of time.

Its all over the news and was also featured on Channels TV.

_We are about to be part of something very phenomenal._

*Interested?*

Send your Enquiries to:
[email protected]

https://nairametrics.com/2019/04/16/mojec-partner-banks-on-retail-financing-for-mass-meter-acquisition/

https://www.independent.ng/mojec-partners-banks-on-retail-financing-for-mass-metering/

http://www.brandsmartng.com/mojec-partner-banks-on-retail-financing-for-mass-meter-acquisition/

In what could best be described as a major step ahead of the commencement of the much anticipated Meter Asset Providers (MAP) scheme approved by the NERC

26/03/2019

We're happy to serve you..

You're so welcome

26/03/2019

A cross section of some of our workforce.

These guys are trained to help you achieve more...

Contact us today for your deposits at fantastic interest rates and very convenient loan offers..

firstoptionfinance.com

26/03/2019

Happy belated birthday to our very own Nicholas Odia.
Greater years ahead..

First Option MFB, still enhancing lives..

25/02/2019

Get a business loan ,in simple easy steps.

24/02/2019

The Central Bank of Nigeria (CBN) has recently released a list of licensed Micro-finance Banks (MFBs) in Nigeria as at February 13th 2019.

The list which was released yesterday, revealed that only 898 micro-finance banks have the authority to operate in the country as of February 13th 2019.

If your Micro-finance Bank is not on this list you obviously need to jump ship.

_First Option is listed as *no 298 on page 7* of the list_

04/02/2019

Send your CV to [email protected]