Pension and Insurance Advisor, Iju Water Works (2026)

We are creating awareness about the benefits of Insurance while offering Insurance Advisory Services to enable individuals and Organisations make informed decisions on the right type of Insurance Policy for them.

08/11/2020

Too many people push themselves every morning to a job (they probably don’t like) for the most active years of their lives.

After retirement they return to farming, take other jobs, try to set up their own businesses, or depend on others to cater to them.

What about you? Have you ever thought about what you would do with yourself after retirement? Do you have exciting plans or still in the process of putting it all together? Can you afford your dream retirement lifestyle?

Whether your retirement is years away or just around the corner, how those remaining years would turn out for you depends on how well you plan today.

And… It all still comes down to Insurance!

A thoroughly informed Insurance Policy decision can help protect you and your loved ones against the possibility of running out of funds in retirement by ensuring regular monthly payments so many years after retirement. These kinds of policy additionally provide lump sum benefits to loved ones in the event of the policyholder’s death.

Insurance policies are very flexible and, depending on the Insurance Company, may also include payments of up to 75% of original annuity to spouses (Spousal Annuity) after the death of the annuitant.

To encourage self-discipline by saving for the rainy day, there are also options where you simply determine your earnings at retirement and fund it effectively.

We understand that the right information is the power to achieve love, happiness and money goals even in retirement! Our Customer Service Representatives are available to answer any questions you might have.

Send us a message today. We are only a button away.

Let’s chat!

25/09/2020

Don’t Waste Your Money In The Bank!

Many people do not know why they keep their money in Banks. Seriously now, why do you give your money to a Bank to keep for you? The truth of the matter is that if you haven’t invested that money in Treasury Bills or Fixed Deposit, you’re wasting your hard-earned money.

Bank Savings Account on the surface seems like a way to protect your money or grow petty cash and avoid frivolous expenses, but in reality, you may be paying the Bank to keep your money. How?

When you keep money in your savings deposit account, you will be paid an interest of at least 1.15% (which equals 10% of CBN's new Monetary Policy Rate) per annum by the banks. When you consider that inflation rate is now 13.22% (as at August 2020), then this is almost like paying banks to keep the money for you.

Why pay banks to keep money for you when an annual Insurance Policy risk premium of anywhere between N1,000 to N20,000, according to what you can afford, could purchase assured sums ranging from N100,000 to a maximum of N2million?

Learn more, call now for your free consultation with an expert, or schedule a call with us today.

• Monetary Policy Rate (MPR) - The rate at which the CBN lends money to banks.
• Inflation Rate – Measure of the average price change in a basket of commodities over time. It indicates the decrease in the purchasing power of a country's currency.

21/09/2020

7 REASONS WHY YOU SHOULD GET INSURED

Insurance is not for the rich alone. Infact, there are different Insurance Policies structured for low income earners because LIFE happens to us all.

Here is a list of seven reasons why you should get insured right away:

1. Life is risky, and nobody will COME OUT of life alive. So what happens to your dreams, aspirations, finances and your loved ones who depend on you? Insurance eliminates this uncertainty so even when you’re no longer with them, your family is taken care of and protected from your "village people."

2. Enjoy inner peace while following your dreams. When individuals build their dreams daily, they risk hard-earned savings (or borrowed capital) to invest in business. While Insurance does not remove the risk of loss or damage that a company may suffer, it provides protection against such loss so the individual or organization does not suffer any financial losses that might incapacitate them.

3. Insurance pays you more than your Bank ever could. Bank Savings deposits attract a minimum of 1.25% per year, but most Insurance Policies pay a minimum of 3% on target savings, plus assured sums of up to N2,000,000 depending on your choice premium, plus death benefits (in case of untimely demise of the policy holder).

4. Did you know that Insurance is a requirement of the law? For example, in the event that container-loads of goods sink in the seas, business people who follow legal requirements and are duly insured, do not lose their investments. Or when a car is involved in accident, owners who did not opt for fake Insurance particulars, get repairs or replacement at no extra cost to them.

5. Relax and enjoy passive incomes for life. Unfortunately, many people work for the most part of their lives and still end up depending on other people for their basic needs in life. Fortunately, there are Insurance policies that pays you continually to enable you maintain a chosen lifestyle, even after retirement.

6. When you’re insured, you can pay for your child’s education even before they are born and still leave substantial amounts for them to do business when they come of age, even without being a billionaire.

7. With very minimal monthly contributions, health challenges of any kind for all members of your family could be taken care of, free of charge.

Save yourself 80% of the stress of this life. Get insured today for your own benefit, and for those you love. Book a free consultation with us to learn more.

Address

Iju Water Works

Telephone

+2348026769933

Website

http://pinsuread.com/

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