03/09/2026
What if your child’s school fees were due today, but the money wasn’t ready?
For many parents, this is the part of parenting nobody prepares you for.
You earn.
You pay the bills.
You handle emergencies.
You support family.
You try to save.
Then school fees arrive.
Imagine having ₦5,000,000 set aside for your family, only to spend ₦1,800,000 on school fees and related expenses in one academic year.
Then another school transition comes.
New fees.
New books.
Uniforms.
Transport.
Technology.
Extra lessons.
Other school expenses.
Before you know it, the money you thought was enough starts disappearing.
And the painful part?
Your child’s education cannot wait for your finances to recover.
But one client of mine, a mother of a 2-year-old, made a different decision.
Instead of waiting for “when money go complete,” she started planning early.
Her goal was simple:
She wanted to have ₦30,000,000 available for her son’s university education 15 years from now.
So we looked at an 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐄𝐧𝐝𝐨𝐰𝐦𝐞𝐧𝐭 𝐏𝐥𝐚𝐧 based on her circumstances.
Her annual premium was quoted at ₦1,102,060.98, which means she would contribute approximately ₦16.5 million over 15 years.
Based on the policy terms, the plan is designed to provide ₦30 million at maturity.
That means she isn't leaving her son's university education to chance.
She's gradually building towards a defined financial outcome.
And that's the real value of starting early.
She doesn't have to wait until university is around the corner before asking:
“Where will I get the money from?”
She is preparing while her son is still only 2 years old.
That's 15 years of preparation instead of 15 years of panic.
And depending on the specific plan and applicable terms, protection benefits can also help safeguard the education goal if certain unexpected events happen to the parent.
That matters because education planning goes beyond saving money.
It's more of protecting the future you've committed to providing for your child.
For parents planning an international university education, the numbers can be even larger.
Depending on the child's age, your target, and the plan selected, some parents may need to commit ₦3 million–₦4 million or more annually to work towards education funds of ₦50 million–₦100 million over 10–15 years.
The exact contribution depends on your circumstances and the specific plan.
But here's the bigger lesson:
Don't wait until your child is ready for university before you start preparing for university.
Start when the child is 2.
Start when the child is 5.
Start when the child is 8.
Just start.
Because your child’s education deserves more than hope.
It deserves a plan.
And the earlier you start, the more time you give yourself to build towards the outcome you want without putting unnecessary pressure on the rest of your family's finances.
If you're a parent, what education outcome are you trying to create for your child?
📩 Send a DM or 📲 Call/WhatsApp me,
Let's have a free conversation about how you can start planning towards it with Leadway Assurance Company Limited.
𝙄’𝙢 𝘼𝙙𝙖𝙢𝙨 𝘼𝙙𝙤,
𝙔𝙤𝙪𝙧 𝙜𝙤-𝙩𝙤 #𝙇𝙚𝙖𝙙𝙬𝙖𝙮 𝙍𝙚𝙥𝙧𝙚𝙨𝙚𝙣𝙩𝙖𝙩𝙞𝙫𝙚
📞+234-70-3383-7007
𝙔𝙤𝙪𝙧 𝙏𝙧𝙪𝙨𝙩𝙚𝙙 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙋𝙡𝙪𝙜 🔌
At Leadway Assurance, we don’t just Insure Lives, We build Legacies and remember your Happiness is our Priority!!!
📌 Important Note: Premium payments should only be made to Leadway's official account. After payment, kindly send your receipt to me for VERIFICATION and policy ACTIVATION .
Leadway Insuring Happiness Since 1970 🔥
fans
©️ Adamsmith Ado 2026 ✍️
