22/04/2026
UTS(单位信托基金)和 PRS(私人退休计划)是在马来西亚受监管的投资产品,并通过持牌渠道进行分销。
“现金信托”(cash trust)并不是资本市场监管框架下被认可或受监管的投资产品,其结构可能因不同提供者而有所不同。
FIMM(马来西亚投资管理联合会)负责监管 UTS 和 PRS 的营销与分销,但并不监管现金信托计划。
UTS and PRS are regulated investment products in Malaysia and distributed through licensed channels. “Cash trust” is not a recognised or regulated investment product under capital market regulations and may be structured differently by providers.
FIMM regulates the marketing and distribution of UTS and PRS, and does not oversee cash trust schemes.