Miichael Mortgage

29/11/2020

CCRIS Report. Does It Help With Loan Approval? Click below to learn more...

CCRIS refers to Central Credit Reference Information System. This system will show all the debts of an individual and is managed by Bank Negara Malaysia. This is a critical element in determining the bank’s approval as the CCRIS report will reflect the borrower’s repayment capability. Before the...

30/10/2020

Interest Rate is expected to reduce further. Hope this will help loan borrowers in this turbulence times

KUALA LUMPUR (Oct 28): Standard Chartered Bank (StanChart) expects Bank Negara Malaysia (BNM) to cut the overnight policy rate (OPR) by another 25 bas...

30/10/2020

Sharing from Jesseton, the author of "Buying Property Like A Pro" on how he started his property journey from his first house purchase. Thank you for contributing your experience to my book.

Looking back at my journey towards property ownership and my experience of purchasing my first property, I have a unique case as I consider myself having two “firsts”. I had two totally different experiences, the direct and indirect first property purchase. My dream during my younger years was s...

29/09/2020

I get this question all the time. “Should I do loan refinancing or should I not?” What is loan refinancing?
Click to read the article

Loan refinancing refers to replacing your existing loan with a new loan. Most likely the terms and conditions will also be different too. So, why would loan borrowers do a refinancing?

22/09/2020

Banks are lowering interest rates now. This year BNM has reduced OPR by 1.25%. A huge reduction as compared to 15 years ago. How will this affect? Read about it at MichaelMortgage.

Are you AFFECTED positively or negatively if banks lower their loan interest rate? The year 2020 will be remembered as the year where we have the most number of times of interest rate reductions. Within 2020, the Overnight Policy Rate (OPR) in Malaysia has been adjusted 4 times and we are only at

20/09/2020

Hurry hurry 🏃‍♂️, apply extended Loan Moratorium now before 30th September 2020 when it ends.

Many Malaysian banks are offering assistance for extended loan moratorium. Borrowers who are affected by Covid-19 are encourage to apply before 30th September 2020.

08/09/2020

Mortgage applications have seen tremendous change 20 years ago. Loan approval is getting more difficult but loan applications are getting easier with technology enhancement. Read my article on how I went through from 1998 until now.

The New Norm in the Finance World of today. Beyond just the mortgage, how has the world of finance been changing? From the start of my career in the financial industry in the 1990s until today, the changes are HUGE. I have seen the good the best and even the worst. From crisis to booming and to c

08/09/2020

Hi All, welcome to my new page Miichael Mortgage.

This page will focus on mortgages from home to commercial loans in Malaysia. There will be lots of tips through articles and videos.

Like and follow our page for more information. Subscribe to our mailing list at https://www.miichaelmortgage.com/ our official website.