OPC - General Insurance

13/02/2023

Think your car insurance cover..
Many people say don't want extra cost on add-on special perils(Flood, on nature disaster)

20/12/2022

Passangers can against driver claim their loss ? Car insurance can add-on legal liability of Passangers (LLoP)

29/11/2022

当车起火，烧成废铁。那保险会赔多少呢？
对了，是Sum insure amount (Agree Value) . 如果还有loan balance, 保险会先给银行， 然后有剩才给车主。 不够车主还要自还车期。😅

27/11/2022

Do your car insurance this(Special perils)?
90% of car owner ignore it; important of coverage.. They just want paid minimum of premium get the roadtax to drive on road..

28/10/2022

Do your think car owner can claim Insurance?

21/12/2021

I not agree people said is expensive. I think people don't cover special perils is because they believe won't happen Flood at their area and save some insurance premium $$
Ask insurance company how much need to paid it cover flood for your next renewal.
Add 0.3% of sum insure for special perils cover flood is expensive?

新闻报报看 | 资深保险代理说，一般车险只保碰撞意外，若没加保水灾险，车子泡水后就不能索赔。同样的道理，一般的房子火险也不保水灾，除非买的是“居家房屋保险”，才能索取水灾理赔。（主播：庄文杰、王钶媃）

20/12/2021

Did you add special perils in your car insurance? Just 0.3% if your sum insured. Which more costly, repair or insurance (even we paid for 20years)

新闻报报看 | 这场大水灾不只导致灾黎家中的物品损坏，就连停在路上的交通工具也无法幸免。家具电器，可以重新买过，那么泡过水的车辆该怎么处理？对此，维修专家给出了一些建议。首先，车主需要评估汽车泡水的严重程...