Mohd BadrulHazam

05/11/2018

Orang kata kalau nak ramal masa depan, kena tengok apa yang berlaku pada masa dulu.

Hebat analisis data zaman sekarang, dengannya kita boleh ramal pelbagai kebarangkalian terhadap peristiwa masa depan

05/11/2018

Awal pagi ni pun kita dah boleh tengok kesan pengumuman Bajet 2019 terhadap pasaran saham

Sama-sama tengok syarikat mana yang bakal terkesan dengan Bajet 2019 yang baru diumumkan

05/11/2018

Siapa yang berhajat nak sambung belajar tu, boleh datang ke Hotel Ritz Carlton, KL pada 14-15 November ni.

Katanya yang akan hadir:
☑ Imperial College (ke-8 seluruh dunia dalam QS World University Rankings 2019)
☑ University of Pennsylvania (ke-19 seluruh dunia)
☑ HEC Paris (ke-7 seluruh dunia dalam Penarafan MBA Sepenuh Masa QS 2019)
☑ Nanyang Technological University (ke-3 di Asia)
☑ China Europe International Business School (ke-2 untuk MBA)

Program-progam Ijazah Sarjana dan MBA Antarabangsa bakal hadiri acara-acara Kuala Lumpur

05/11/2018

Lembaga Hasil Dalam Negeri Malaysia boleh mula mencari mereka yang 'superkaya' di sini

Discover the most expensive hotels in Malaysia and see how much it costs to spend a night

05/11/2018

Nak MC tp tak tau nak bg alasan apa?

Btw, org yg mmg s**a kerja dia buat skrg, mmg tak minat MC. Betul?

05/11/2018

impian dan usaha akan mengubahkan yang mustahil menjadi kenyataan.

04/11/2018

KUALA LUMPUR (Nov 2): The following are the highlights of Budget 2019:

• Govt real debt and liabilities as at end-June 2018 stood at RM1.065 trillion

• Budget 2019 will have 3 focus areas, and 12 main strategies to return Malaysia's economic position as an Asian Tiger

• 1st focus: Implement institutional reforms; 2nd: Ensure people's well-being; 3rd: Nurture a culture of entrepreneurship

• Govt forecasts 2019 GDP growth at 4.9% despite global economic landscape uncertainty

• Putrajaya's 2019 debt expected to reach 51.8% of GDP, while total liability declines to 73.5%

• Govt guarantees rose from RM69.2b in 2008 to RM238b in 2017, a drastic jump of 244%

• Govt discovered that the previous administration had secretly paid nearly RM7 billion to settle IMDB’s debts as of April 20, 2018

• Govt may need to pay another RM43.9b to settle 1MDB debt

• Govt will take action to recover funds lost or stolen from 1MDB

• 1MDB, Malaysian govt won't pay the balance US$4.32b to IPIC and Aabar but will seek return of US$1.46b paid

• Govt to start receiving international bids for superyacht Equanimity within one month from Nov 5, 2018

• RM60b MRT3 project deferred till MRT2 is completed

• Klang Valley Double Track Project worth RM5.2b will be re-tendered via open tender, which is expected to bring bigger cost savings

• Govt will table the Fiscal Responsibility Act in 2021 to prevent uncontrolled spending that causes super huge debts

• Govt will pursue PPP model for land transactions via open tender

• Govt will sell lands on scheduled and staggered basis to the highest bidder to maximise govt revenue

• Govt to renegotiate direct or limited tender contracts worth RM19b, with a minimum cost-cutting target of 10% or RM1.9b

• Govt to set up Airport Real Estate Investment Trust to obtain up to RM4b funding via 30% equity sale

• Govt to introduce Government Procurement Act in 2019 to ensure transparency and open competition, accompanied by open tender practices and punitive action for any abuse of power in relation to contract issuance

• Govt will introduce a credit system for sales tax deductions from Jan 1 to avoid double-taxing and lower business costs

• Services tax will be imposed on imported services

• Govt plans to implement scheduled land sales to the highest bidders subject to land conditions to maximise govt revenue

• Govt to propose departure levy be imposed on air travellers leaving the country from June 1, 2019

• Govt plans to impose departure levy of RM20 on travellers flying to Asean; RM40 on those going to other countries

• Rate of stamp duty on property transfer worth more than RM1m will be raised by 1% from 3% to 4%

• Only 545 items were zero-rated under GST, while under SST, almost 10 times more items are exempted from sales tax

• Govt will launch a Special Voluntary Disclosure Programme to allow taxpayers to voluntarily declare any unreported income

• For locals and PRs, a 5% real property gains tax will be imposed, from 0% now
-This is for the disposal of properties in the 6th year and beyond, from the date of purchase.
-The tax is exempted for lands, as well as low-cost and affordable housing under RM200,000.

• For companies and foreigners (non-PRs), real property gains tax to be doubled to 10%.

• This is for the disposal of properties in the 6th year and beyond, from the date of purchase

• Annual gaming licence fee for casinos to be raised from RM120m to RM150m; gaming tax on casinos to be raised to 35% of GGR

• Gaming machine dealer's licence to be raised from RM10,000 to RM50,000 per year; tax on gaming machines also up from 20% to 30% of gross collection

• Putrajaya to collect RM261.8b revenue in 2019, including RM30b special dividend from Petronas

• Single vehicle/motorbike owners with engine capacity 1500cc and below to get targeted fuel subsidy
-Govt to give RON95 petrol subsidy amounting to 30 sen/litre, limited to 100 litres/month for cars; and limited to 40 litres/month for motorcycles

• Measures to bump up govt revenue by RM1.43b

• Households with monthly income of RM2,000 and below to receive RM1,000 financial assistance

• Govt proposes to raise minimum wage to RM1,100 in Malaysia from Jan 1, 2019

• Govt proposes reduction of employers' EPF contribution for workers aged 60 and above to 4%

• An estimated 4.1 million households to continue receiving financial assistance from govt via a RM5b allocation

• Govt, in cooperation with private insurance company, to introduce National Health Protection Fund B40

• B40 fund will provide free coverage on 4 critical illnesses up to RM8,000, and wage replacement during hospital treatment at RM50/day or RM700/year

• Labour laws to be reviewed to strengthen the labour market and workers' welfare, and totally prohibit discriminatory practices by employers

• One-off assistance of RM500 to be paid to eligible pensioners

• Excise duty of 40 sen/litre to be imposed on 2 categories of packaged sweet drinks from Apr 1

• REHDA agrees to cut house prices by up to 10% on new projects

• To ensure ex-offenders are not left behind and contribute to the economy, businesses that employ them will be rewarded with extra tax cuts

• Govt to allocate nearly RM29b for health services, up 7.8% y-o-y

• Internal security, national defence to be beefed up via RM5.9b development allocation to home affairs and defence ministries

• RM500m will be allocated to the Public Transport Fund in the form of subsidy rate of 2% for taxi and bus firms and public transport operators

• Govt to freeze toll hikes on all city highways in 2019, involving estimated financial implication of RM700m

• RM400m allocated to maintain, improve govt quarters

• Tax proposed on online services from Jan 1, 2020; will include transaction on software, music, and online advertising

• National Fiberisation and Connectivity Plan to get RM1b allocation

• Govt allocates RM210m for years 2019-2021 to encourage Industry 4.0 transition

• Khazanah to develop 80-acre plot in Subang as a world-standard aerospace hub

• Film in Malaysia Incentive (FIMI) to get RM30m allocation; Khazanah to also provide additional RM100m to FIMI for production at Pinewood Iskandar Malaysia Studios

• Govt to continue providing scholarships, study loans via RM3.8b allocation, of which RM2b is reserved for MARA-sponsored Bumiputera students

• Govt to establish a national Debt Management Office which will be responsible to review and manage govt debts and liabilities, and to monitor new debt issuance by government, statutory bodies and special purpose vehicles

• From Jan-Aug 2018, RM61.6b worth of investments approved vs RM40.4b in the same period last year

• RM20m will be spent on Buy Malaysian Product Campaign to support local products and services

• RM100m earmarked to prepare Malaysian athletes for 2020 Tokyo Olympics

• Govt to designate 380 acres of land in Pulau Indah, Selangor as free trade zone to support and catalyse shipping and logistics activities in Port Klang

• RM30m allocated to help small palm oil plantation estate holders to obtain MSPO certification

• Govt to turn Pangkor island into a duty free zone

• Govt will allow property crowdfunding driven by the private sector as alternative for purchase of first home and supervised by the Securities Commission

• RM2.46b will be allocated to upgrade railway tracks

• RM100m allocated to TEKUN to finance small entrepreneurs in 2019

• M*F to helm special Special Task Force to review role and function of M*F-owned firms and statutory bodies to avoid duplication, direct competition with private sector

• Govt to continue with Pan Borneo Highway project, subject to a cost-rationalisation study

04/11/2018

This Is The End... Finale... Fin... Tamat..Noktah!

Dah tak ada lagi IMKK selepas ini. Sungguh.. !
Hari ini secara rasminya, tamatlah sesi terakhir di IMKK Terakhir. Jangan minta dan rayu lagi. Memang dah takkan ada. Titik!

Diiringi hujan di luar, Dr Azizan Osman mengakhiri petang ini dengan bacaan doa yang paling dinantikan oleh lebih dari 11,000 peserta.

Hanya yang ada dalam dewan yang tahu, rasa dan faham betapa besarnya makna IMKK Terakhir ini.

Selain dari isi kandungannya yang sangat memberi kesan kepada peserta, IMKK juga terkenal dengan energy yang tinggi dan selalunya dimulakan dengan sesi energizer dengan kompilasi lagu yang buatkan semua yang hadir mesti nak goyangkan badan.

Di IMKK Terakhir ini, kemunculan akhir ‘Abang Bara-Bara’ asal IMKK, Aizzuan Ali - bagaikan mengembalikan kenangan 8 tahun IMKK diadakan. Beliau yang dulu bermula sebagai ‘budak event’ Richworks, kini menggalas tanggungjawab sebagai Senior Vice President, Richworks International.

IMKK kali ini juga tak kan berjaya tanpa bantuan lebih 200 orang Crew Richworks, yang terdiri dari yang secara s**arela berkhidmat sepanjang IMKK.

Dan, tidak akan ada IMKK tanpa kehadiran kamu para peserta yang awesome dengan energy yang tinggi...Gila!

IMKK akan dirindui dan diingati. Akan menjadi kenangan terbaik dan terindah bagi hampir 100,000 mereka yang pernah hadir semenjak diadakan pada 2010.

Berakhirnya IMKK, tidak bermakna kami akan hilang dari muka bumi. Tapi kami akan bersedia untuk melangkah lebih besar dan lebih jauh.

Terima kasih kepada anda semua.
Terima kasih kepada alumni IMKK.
Anda Kaya & Berjaya

04/11/2018

Kenapa Gov asingkan pelepasan cukai KWSP dgn takaful hayat?

Sebelum ni RM6,000 utk kwsp + takaful hayat.

Tahun 2019 kwsp RM4,000 & takaful hayat RM3,000.

Gov nak galakkan org ramai ambil takaful hayat je sebenarnya.

So confirm tahun depan ramai yg cari ejen takaful sebab nak penuhkan PEMEPASAN CUKAI.

04/11/2018

Belanjawan 2019..

Apa yang best?
Harga rumah?
Cukai?
Gaji minimum?
PTPTN?

Overall, okay la kan..

04/11/2018

Usahawan perlu berani menghadapi risiko, namun, bukan menghadapi risiko membuta, tetapi juga perlu mempertimbangkan berbagai-bagai perkara sebelum mengambil risiko (calculated risk).

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04/11/2018

5 teknik pemasaran yang boleh dicuba agar dapat mempengaruhi pelanggan membuat pembelian.

Biasanya kita ke pasaraya atau ke kedai kerana sudah berniat untuk membeli apa yang telah dihajati. Walau bagaimanapun, selalunya apa yang terjadi pada kaum wanita adalah mereka membeli lebih daripada apa yang mereka perlukan. Bahkan mereka membeli sesuatu yang mereka tidak perlu dan selalunya jadi....