19/05/2024
SHOCKING FACT!!! ๐ฅ๐ฅ๐ฅ
Chart 1 :
If you have RM278k in your EPF, youโre a T20.
๐น T20 (20% of members) savings are 82% of total EPF fund.
๐น M40 (40% of members) savings are 16% of total EPF fund.
๐น ๐๐๐ (๐๐% ๐จ๐ ๐ฆ๐๐ฆ๐๐๐ซ๐ฌ) ๐ฌ๐๐ฏ๐ข๐ง๐ ๐ฌ ๐๐ซ๐ ๐๐๐๐ ๐% ๐จ๐ ๐ญ๐จ๐ญ๐๐ฅ ๐๐๐
๐๐ฎ๐ง๐.
Even if youโre a T20 (RM 278k saving), how long can it last you after retirement? Generally, it wonโt last you >10 years (provided youโre not being scammed or gamble it).
Chart 2 :
The average savings according to age group.
25-29 : RM 16k
30-34 : RM 35k
35-39 : RM 61k
40-44 : RM 89k
Are you above or below average for your age?
โ
If youโre above average, congratulations.
โ If youโre below average, please consider NOT TO touch Account 2 and Account 3.
The ones with most savings are those from 50-54 (just before retirement age).
Chart 3 :
The demographic composition is correct representation of our country.
๐น Malays (60%) - holds 30% of EPF fund
๐น Chinese (27%) - holds 56% of EPF fund
๐น Indian (8%) - holds 8% of EPF fund
๐น Other races (5%) - holds 6% of EPF fund
๐๐ก๐ ๐๐ฏ๐๐ซ๐๐ ๐ ๐๐ก๐ข๐ง๐๐ฌ๐ ๐ก๐๐ฌ ๐.๐๐ ๐ฆ๐จ๐ซ๐ ๐ฌ๐๐ฏ๐ข๐ง๐ ๐ฌ ๐ญ๐ก๐๐ง ๐ ๐๐๐ฅ๐๐ฒ ๐๐ง๐ ๐๐ ๐ฆ๐จ๐ซ๐ ๐ฌ๐๐ฏ๐ข๐ง๐ ๐ฌ ๐ญ๐ก๐๐ง ๐๐ง ๐๐ง๐๐ข๐๐ง.
(Reshare & credit to Dr Victor Gan ๆฟๅฐไบงไปทๅผๆณ )
