AIA Agent KL/Selangor Kristin

10/03/2025

Part 2 : Solutions
When John chosed to diversify to AIA EP Plan, should he passes away, disabled or critical illness, a lump sum of RM500,000 will be payable to his beneficiary for the use of David's education. If nothing happens, he can use the savings from all his savings investment when David is ready for education.

"Secure your child's future with the AIA Education Protection Plan! 🎓✨
Ensure their education continues, no matter what life brings.

10/03/2025

Part 1: Education Planning
John has a child, David 1 year old. He wishes to send him to overseas for education and hopes to save RM500,000 for that purpose. He is looking to diversify his saving.

If John plan to diversify in fixed deposits, unit trust or shares only, should he passes away, disable or suffer from critical illness, his savings/investments for David may stop and unable to achieve the saving goal.

David may not have sufficient fund for his education 😞

Parents always plan for their child's education but often fail to consider the possibility of being unable to save due to death, permanent disability, or critical illness.

28/02/2025

🔥𝙈𝙚𝙙𝙞𝙘𝙖𝙡 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙋𝙧𝙚𝙢𝙞𝙪𝙢𝙨 𝘼𝙧𝙚 𝙍𝙞𝙨𝙞𝙣𝙜—𝘼𝙧𝙚 𝙔𝙤𝙪𝙧 𝙀𝙢𝙥𝙡𝙤𝙮𝙚𝙚𝙨 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙? 🔥

With the increasing cost of medical insurance in Malaysia, employees are valuing workplace medical benefits now more than ever. Offering corporate employee benefits insurance not only helps your team stay healthy but also boosts employee retention—a key challenge many companies face today.

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06/02/2025

As part of Budget 2025, the Government has introduced a fixed stamp duty rate for assignment deeds related to life insurance policies and family takaful certificates, effective January 1, 2025.

Click on the link to learn about the new rate. 📜

💰 As part of Budget 2025, the Government has introduced a fixed stamp duty rate for assignment deeds related to life insurance policies and family takaful certificates, effective January 1, 2025. 📅 Click on the link to learn about the new rate. 📜

16/07/2024

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15/07/2024

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02/07/2024

My recent clients are people who contacted me via FB, referral from new friend and friend of friend. Some met once and some just met via zoom. I am grateful for the trust they have in me even though I am very new to them.
Job satisfaction is when you gain trust from others and being valued along the journey. At the end of the day, success is not about how much we earned but rather how many people that will valued and cherish us.

02/07/2024

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11/03/2024

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14/12/2023

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12/10/2023

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29/06/2023

Recently, I helped a gentleman who was admitted for heart problem. His total bill was around RM85,000. His company covered around RM40,000 and the remaining RM45,000 he wanted to claim under his own individual insurance. Unfortunately, there was a non-disclosure of high cholesterol on his policy. AIA issued a counter offer for loading (additional premium) without any exclusion to the policy.
The gentleman initially plan to let go the policy as he is frustrated why AIA want to collect additional premiums from him and also because the selling agent no longer servicing him. He doesn't understand clearly about the counter offer.
I explained to him that it is a good offer since AIA did not cancel the policy or impose any exclusion due to non-disclosure. If he is willing to accept the additional premium, he will continue to enjoy the benefits from the policy. He is not eligible to apply for medical insurance anymore due to his heart condition. He also want a confirmation that he will get back his claim once he accept the offer.
Yesterday, he received notification from AIA that his claim for RM45,000 has been approved. I am glad he took my advise to continue his policy and able to get back his claim. ❤️