23/07/2026
When was the last time you reviewed your insurance? 🤔
Recently, I met a client who hadn't looked at his insurance for almost 10 years.
During our review, we found that he had changed from an offshore engineer to an office-based job six years ago.
But his occupation had never been updated.
This meant he had been paying premiums based on his previous occupation all these years.
Fortunately, we managed to update it.
But that wasn't the biggest discovery.
His life had changed.
Ten years ago, he was single.
A basic medical card was enough.
Today, he has:
🏠 A housing loan
💰 More financial commitments
👨👩👧 Future plans that depend on his income
The real question is no longer...
"Is my medical card enough?"
It's...
"If I couldn't work tomorrow, would my family still be financially okay?"
That's why I always encourage my clients to review their insurance every few years.
Not because everyone needs to buy more insurance.
But because life changes.
Sometimes all you need is to:
✅ Update your occupation after changing jobs
✅ Check if your medical card still suits your needs
✅ Review your disability and income protection
✅ Make sure your coverage matches your current stage of life
A simple review today could prevent years of paying the wrong premium—or uncover protection gaps you didn't know existed.
When was the last time you reviewed your insurance?
📌 Save this post as a reminder to review your insurance every few years, and share it with someone who hasn't looked at their policy in a long time.
