21/10/2026
💙 HEALTH IS WEALTH. BUT IS YOUR PROTECTION ENOUGH?
Medical costs are rising, and a serious illness can affect far more than just our health. It can impact our savings, income, career and the people who depend on us.
📊 2025 AIA Claims Payout: The Numbers We Shouldn’t Ignore
🏥 RM5.01 billion paid out for medical claims in 2025.
❤️ Critical illness claims included:
• Cancer — highest claim of RM1.25 million
• Cardiovascular conditions — highest claim of RM2 million
• Stroke — highest claim of RM1.9 million
💡 Here’s what we should take away from these numbers:
1️⃣ Medical card ≠ complete protection. Hospitalisation coverage helps with eligible medical expenses, but what happens to your income when you need time away from work?
2️⃣ Critical illness protection matters. A lump-sum payout, subject to your policy terms, can help support living expenses, family commitments and recovery.
3️⃣ Don’t wait until it’s too late. Review your coverage while you’re healthy and eligible. Your future self and your family will thank you.
At Zest & Affiliates, we believe insurance is more than a policy. It’s about protecting your choices, your financial stability and the people you love. ❤️
✨ Ask yourself today: If a major illness happened tomorrow, would my current protection be enough?
Let’s have a conversation about your protection needs. No pressure, just better awareness and informed decisions.
📩 DM us for a protection review.
Source: 2025 AIA Claims Payout infographic. Claims figures are based on the information presented in the infographic. Actual benefits are subject to individual policy terms, conditions and exclusions.