29/03/2025
Etiqa's **TripCare 360 Takaful** plans provide coverage for emergency hospitalization, including both domestic and international travel scenarios. Here are the key details:
# # # 1. **Medical Expenses Coverage**
- Emergency hospitalization due to accidents or illnesses is covered under the plan. This includes hospital charges, surgeries, and treatments during your trip. For example:
- **Platinum Tier**: Up to RM1.3 million for medical expenses .
- **Gold Tier**: Up to RM750,000 .
- **Silver Tier**: Up to RM250,000 .
- Coverage extends to **follow-up treatments** in Malaysia post-hospitalization, such as physiotherapy (e.g., RM5,000 for individuals in Silver plans) .
# # # 2. **Guarantee Letter (GL) for Overseas Hospitalization**
- If hospitalized abroad, Etiqa offers a **cashless medical care** service via a Guarantee Letter (GL). This ensures direct settlement with overseas hospitals, avoiding upfront payments .
# # # 3. **Emergency Medical Evacuation and Repatriation**
- In severe cases requiring evacuation, the plan covers:
- **Emergency medical evacuation**: Up to RM500,000 for all tiers .
- **Repatriation of remains**: Up to RM500,000 .
# # # 4. **COVID-19 Add-On**
- Optional coverage for COVID-19-related hospitalization:
- Medical expenses up to RM300,000.
- Reduced waiting period (7 days instead of 14) for eligibility.
- Includes trip cancellation/postponement due to COVID-19 infection.
# # # 5. **Additional Benefits**
- **Daily hospital income**: Compensation for each day hospitalized (e.g., RM150/day for Silver plans) .
- **Adventurous activities coverage**: Optional add-ons for activities like skiing or scuba diving, covering hospitalization from related accidents .
# # # Eligibility and Limitations
- **Age limits**: Individuals aged 18–80 are eligible for most plans, with senior-specific options .
Please do not hesitate to contact us
016 77 00 413 (WhatsApp).
