11/11/2020
Easy to understand. Transfer your risk.
Before you go on a shopping spree for 11.11 sale, ask yourself have you bought all these 4 PRODUCTS yet? 🤔
These few months at home, many of us are doing a lot of online shopping. But how many of us really spend our hard earn money on financial products that can give us a peace of mind?
Well… maybe 5%? Maybe not at all?
You see nobody likes to talk about death… nobody likes to talk about illnesses… nobody likes to discuss about what happens if an accident occurs and you’re unable to work… and nobody would IMAGINE the amount of people who lost their jobs this year. 😢😢
But! We are seeing incidents like this happening around us every day and we probably try to convince ourselves saying “This will not happen to me!”
There is also a group of people who actually tried to research a little about insurance and got confused when they try to buy insurance because it seems like there are thousands of products, am I right?
Let me share with you:
=== The 4 TYPES Of Insurance Products ===
You see, at the end of the day there are effectively only 4 TYPES of insurance products you can buy and the best time to buy it is TODAY. ✅
YOU die, I pay → This relates to life coverage products
YOU fall sick, I pay → This relates to income protection products.
YOU retire, I pay → This relates to retirement planning products
YOUR kids go to college, I pay → This relates to kids education products.
📌 Ask yourself, which is most important for you right now?
Which one requires your immediate attention?
=== What to do next? ===
To sum it up, don’t roll the dice and say “this will not happen to me” so make sure you are fully covered.
Before you spend it on something like the 11.11 sale, take some time to think should you spend that money on better financial coverage for you and your family?
Take the initiative to text your advisor and check with them if you are fully covered or if you have the products mention above. If no, find time to find out more about them.
Every professional advisor in the financial planning industry will know that their clients’ priorities changes drastically during the year end due to them planning for 2021. That is why they are being responsible and checking if you’re fully covered and financially ready to kick start 2021!
Remember, the best time to buy insurance is yesterday because you never know what will happen today! 🙌🏻
