21/02/2025
Is Your Medical Insurance Enough? Don’t Overlook Critical Illness Coverage!
A 57-year-old client was recently diagnosed with breast cancer and is undergoing treatment. She purchased her insurance policy 15 years ago but never upgraded to the latest million-dollar medical card and does not have additional critical illness coverage.
📌 Her medical coverage:
✅ Company insurance – RM30,000 per year
✅ Personal medical card – RM50,000 per year
💰 Total coverage: RM80,000 per year
⚠ But cancer treatment can cost RM50,000 to RM200,000 or more!
⚠ Medical insurance only covers medical bills—but what about daily expenses?
💡 Why Critical Illness Coverage is Important:
✅ Lump sum payout upon diagnosis – Can be used for living expenses, mortgage, car loan, etc.
✅ Replaces lost income, allowing patients to focus on recovery without financial stress
✅ Covers non-reimbursable treatments, such as advanced therapies, supplements, and long-term care
Don’t wait until it’s too late! Review your medical and critical illness coverage now to ensure you and your loved ones are fully protected!
📩 DM us to learn how to upgrade your medical and critical illness protection today!
