04/04/2019
Dear SME Biz Owners
Protect yourself and your business with SME BizOne package. It is a comprehensive package plan which covers various aspects of your business, protecting all the hard work and investment you've put in.
The package offers multiple benefits
• Protection from potential elements that can disrupt or damage your business
• Peace of mind at affordable rates
• Flexibility to pick and pack the coverage to match your needs
Key coverage
Here is an overview of your coverage
Fire
Cover loss or damage to building, stock in trade, fixtures, fitting & furniture and other contents caused by fire and/or other extended perils
Burglary
Provides protection against incidents of theft to your property
Money
Cover loss of money whilst in transit and whilst in the premises
Glass
Indemnify for any glass broken by fracture extending through the entire thickness of the glass as a result of an accident or misfortune not otherwise excluded
Public Liability
Covers legal liability to third party as a result of an accident happening in connection with your business operations and occurring within the territorial scope
Employer’s Liability
Indemnifies against liability at law to pay compensation and cost and expenses to the employees in respect of accidental bodily injury or disease arising out of or in the course of employment
Optional Cover
All Risks
Loss or damage to your insured property caused by any accident or misfortune unless such perils are specifically excluded in the policy
Fire Consequential Loss
Coverage for loss of profits, revenue, rental, standing charges, wages or salaries on payroll basis and increase in cost of working due to business interruption as a result of fire and/or other extended perils
Group Personal Accident
Provides compensation for bodily injury sustained by the Insured Person (e.g. your employees/workers/members) caused by accidental means which injury shall solely and independently of any other cause result in their death or disablement or necessitate medical and/or surgical treatment
Electronic Equipment
Covers your computers and other electronic equipment whether the items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or being shifted within the premises
Machinery Breakdown
Cover any unforeseen and sudden physical loss of or damage to the machinery (lift, air-conditioners, generators, transformers, fire-fighting equipment and the like)
Fidelity Guarantee
Cover against loss by the act of infidelity or dishonesty committed by the employees.
For more information regarding this package, feel free to call me at 012-3622700 (Ray).
