Lok Teng Yan - Life Planner

22/07/2022

Dear tax payers have you maximise your personal tax relief this year?

Did you know that by contributing to Private Retirement Scheme (PRS), you may get up to RM3,000 personal tax relief. Beside getting tax relief, you can also strengthen your retirement fund in the future, one stone kills two birds.

Contact me for more info ☺️

11/02/2022

您想不想在取得保障的同时获得奖励？🧐

✔️A-Life Wealth Premier 是一份定期投资联保险计划，提供完全及残废保障及死亡。这计划也提供您不同的保费缴付期和保障期来满足您的需求。

✔️保障您挚爱的未来 🛡

不幸死亡或完全永久残废（TPD） - 保额的100%
不幸因意外事故死亡 - 保额的200%
不幸因乘搭公共交通工具导致意外死亡 - 保额的300%
不幸因自然灾害导致死亡 - 保额的600%

✔️以更高的保额获得更高的保障 😎

- 从第五个保单年度开始，保障增值将每四个保单年增加您的保额5%，并在死亡或TPD时支付，而无需额外收费，前提是您的保单在整个4年内仍然有效。

✔️因良好的储蓄习惯和保持财务纪律而奖励您 🤫

19年及以下 -2%
20 - 34年 -4%
35年及以上 -5%

✔️与顶级的资产管理公司合作 🤭

- Baillie Gifford 1908年在爱丁堡成立的英国最大及历史最悠久的投资管理公司之 一。 拥有4,450亿美元 的管理资产，截至2020年12月

- BlackRock 成立于1988年, BlackRock在全球 30个国家设有70个办公室，及客 户遍布100个国家。 拥有8.68兆美元 的管理资产，截至 2020年12月

- Wellington Management 私人、独立的投资管理公司及 2,200多家机构的顾问。 拥有1.29兆美元 的管理资产，截至 2020年12月

要投资当然要找有风险又稳妥的公司来帮忙管理，你还犹豫什么？点击 Send message 让我为你介绍这个计划。🙌

10/02/2022

How to prepare for the omicron wave ‼

Stay safe and stay protected! ❤

28/01/2022

Chinese New Year is around the corner. Are you going back to kampung or going for a short trip? 🚗

We have this free balik kampung cover just for you 🛡

Get up to RM1,000 cash reimbursement for treatment of accidental road injuries and RM1,000 cash allowance for covid-19 hospitalisation. Open for AIA or Non-AIA customers 🥰

Simple steps : -
1. Click on the link or the pic
2. Scroll down and click interested button
3. Register your details
4. You will receive a welcome email within 14 working days from the registration date

Free Balik Kampung Cover !!

10/01/2022

Are you afraid of the medical bills you saw when admitted due to COVID-19 or any other critical illness ⁉️
Fear not, the only comprehensive medical card you need in 2022 ‼️ It’s never too late to prepare for the uncertainty 🛡

All the benefits you get from our medical card :-

✔️ Pandemic related disease (COVID-19) as charge to annual limit
- Annual limit up to 500k - 2 mil

✔️ Guarantee letter facility for COVID-19 hospital admission
- Cashless claim and hassle free admission

✔️ RM1000 cash allowance for COVID-19 hospitalisation
- In any Ministry of Healths designated hospitals

✔️ RM1000 cash reimbursement for treatment of accidental road injuries

✔️ RM100 Touch n Go e-wallet for signing up this month

✔️ Up to 3 months cash back

This is the most exclusive deals by far you can find it in the market. What are you waiting for? Hurry up and get protected and grab the offers now ‼️‼️

15/12/2021

To all my muslim friends, do you know what is hibah? 🤔

Hibah is the granting ownership of property from one party to another without any consideration that occurs during the life of a hibah provider.

Do you know that when fail to draw up a will outlining the proportion of distribution of a person's assets to his/her heirs and, upon his/her death, their families are unable to reach a settlement, they will then resort to ‘faraid’ – the Islamic law of inheritance and distribution – which, however, can lead to disputes. 😮

So to avoid any disputes happening in the family, it's best for you to do hibah ASAP ‼

10/12/2021

Hi guys, great news to everyone 😁 We are offering 1 month premium waiver and 10% cashback on selected plans. Sign up this month and get your coverage now but only start paying in Jan 2022‼

For those who are still wondering to upgrade/purchase a medical plan, now is an excellent time to do it‼

For those who already have existing plans, take this opportunity to review your policies now‼

Take actions now before it's too late ❤️

03/12/2021

Hey guys, do you know that according to the Employee Provident Fund (EPF) in 2017, Malaysians will not sustain themselves solely on their EPF savings during retirement. 🧐

That's why Private Retirement Scheme (PRS) was introduced to help us grow our retirement funds further. PRS is also a great way to save money and get some tax relief. 😁

It's important to start saving for your retirement funds early so you can live comfortably during your golden years‼

30/11/2021

To all the beautiful ladies out there, here's a plan to protect you against female illnesses and help you to sustain your standard of living with additional benefits 😍

Here are the brief descriptions of the benefits:
Bundle of Joy ‼️
- Enjoy the privilege of securing coverage for your child without going through medical underwriting

Gift of Joy ‼️
- Up to 3% cash reward of the coverage amount when you purchase a new baby plan for you newborn baby

Female Cancer Protection ‼️
- Covers you against female cancers from the early stages

Female Care Benefit
 ‼️
-Extensive female care benefits and provides a one-off payment for medical complications 

Female Pregnancy Benefit

Cash Reward ‼️

- The total cash reward is up to 12% of your coverage amount to celebrate these auspicious events particularly marriage, childbirth and golden age. 


Maturity Benefit 
‼️
- When your plan matures at the age of 80, we will pay you 150% of your coverage amount

Yearly Cash Bonus ‼️
- You can enjoy a Yearly Cash Bonus without having to pay additional premiums



Special Privileges ‼️
- Woman health screenings from as low as RM260
- Save up to RM4000 for Fertility treatments
- Save up to RM1200 for maternity/delivery
- Enjoy up to 15% off Child Vaccination
- Enjoy up to 35% off Post natal home services
- Save over RM600 for Traditional Chinese Medicine services