SCS - Smart Mortgage

03/10/2022

Do you know are you eligible to buy property or refinance your house?
We could help you to understand your profile and maybe we could help you.
Register yourself to understand your eligibility

You will know how much property value are you eligible

26/02/2022

WHAT!!!! how come fixed rate become so low!!!??? Dear all, it is true and this fixed rate is confirm, if you want to know more you can always drop a message to me and understand more.
If you're looking forward for a “Home Loan Financing or Refinancing Your Assets”,
maybe I could help you.
We provide FREE CONSULTATION
📲PM: https://SCSRefinance.wasap.my
*Term & Condition Apply

23/02/2022

Hi Dear , have you heard before❓

I have make a video to let you understand "WHAT IS REFINANCE❓🤔"

This is some benefit to -mortgage your current Assets:
💰 Reduce monthly instalments
💰 Enjoy lower interest payments
💰 Emergency Fund for Medical Cost
💰 Investment (Share Market, Unit Trust & Private Equity Share)
💰 Settled Financial Commitment like Credit Cards, Personal Loan, Car Loan, PTPTN
💰 Debt consolidation in order to buy more property
💰 Convert to a different Bank Package (Fixed term loan, Flexi loans or semi-Flexi loan).

If you're looking forward for a “Home Loan Financing or Refinancing Your Assets”,
maybe I could help you.

We provide FREE CONSULTATION
📲PM: https://SCSRefinance.wasap.my
*Term & Condition Apply

23/02/2022

Different Needs, Different Loans‼️
Understanding home loans:
There are basically two types of interest agreements on home loans: Fixed and Floating which divided into three categories - Basic Term, Semi-Flexi or Full-Flexi.
If you’re relatively inexperienced in mortgage products, read on and allow us to shed some light on the major differences in order to help you choose a loan that truly fits your requirement.
1) Basic Term
A basic term housing loan with fixed repayment schedule where the monthly instalment is the same throughout your entire loan period.
2) Semi-Flexi
A semi-flexi housing loan allow to make advance payment to lower their loan interest without the need to make any formal request to the bank and make a request with the bank to withdraw the additional payment you’ve made.
3) Full-Flexi
Full-flexi home loan allow the payment to the next level by make the advance payment to lower their property loan interest and withdraw the additional payments they’ve made whenever they like, without the need for complicated procedures, or additional charges.
If you're looking to Home Loan Financing or Refinancing, you've come to the right place‼️
✅We provide FREE CONSULTATION
*Term & Condition Apply

18/02/2022

Every Friday is Our Company Training and Meeting‼️
Today, lots of idea or case study sharing on how we can help our Client to
1️⃣ Cash Out for Share Market & Company Cash Flow
2️⃣ Reduce commitment by using Refinancing Loan or Debt Consolidation
3️⃣ SME Loan
Time: 5.00pm - 6.30pm
Venue: Zoom Meeting & Smart Choice Solution - Damansara Intan Office
- Update Latest News & Contests, Production, Mortgage Rate, etc
- SME Loan, AIA Housing Loan & Bank Training, Sales Idea Sharing, Outside Speaker, MLTA, Q&A
Our Company SCS-Mortgage are looking for more talent to join us! Applications welcome, feel free to share this with anyone you think might be interested!
*TRAINING WILL BE PROVIDED
*Term & Condition Apply

24/01/2022

What is a mortgage loan❓
A mortgage loan used to buy houses and other properties. In a this loan arrangement, you (the borrower) give the lender (often a bank) rights to a property until you completely pay off the required payments along with interest.
Where to apply for it❓
If you are planning on purchasing a property, there are a number of ways you may obtain financing for your property. Examples include mortgage brokers, banks and building society. The key differences between these sources lie in the interest rate, loan amount and the maturity period of these loans.
Speak to our SCS-Mortgage’s Financial Architects that can assist all your queries and make sure you can sustain the loan itself.
If you're looking forward for a “Home Loan Financing or Refinancing Your Assets”, you've come to the right place‼️
We provide FREE CONSULTATION
*Term & Condition Apply

21/01/2022

How does a global pandemic and the MCO affect Malaysia's property market ❓
Is this the time to be investing❓
Join us and explore how much do you know about Refinancing‼️
Jonathan Ng, Loan Specialist from Smart Choice Solution, will be sharing his views on how to use your property to invest in whatever you want.
Date : 21st Jan 2021, Friday
Time: 8:30 PM to 9.30 PM
(The Room Open Networking starts at 8.15 PM)

you can Whatsapp me for the link

20/01/2022

Why should we consider to refinance our home loan or mortgage loan❓❓❓
The solution to “Should I refinance?” is a complex one, as every situation is different and no two homeowners are ever really in the exact same situation.
You definitely need a Financial Specialist to help you on this!
Think of Refinance, Think of Smart Choice!
Drop us a message, if you have any enquiries.
We provide on mortgage loan & refinancing
http://www.scs-mortgage.com.my/should-i-refinance/

19/01/2022

Reverse Mortgage Scheme to Fund Elderly ‼️
Cagamas Bhd has introduced a reverse mortgage scheme to help the elderly fund their retirement by using their home as collateral for a loan.
The scheme allows people aged 55 and above to borrow against the value of their fully paid homes. Then convert it into a steady monthly cash payout throughout their lifetime to supplement their retirement funds while staying in their homes.
Called Skim Saraan Bercagar (SSB), it was launched by Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz on Tuesday (Dec 14).
SSB would have an initial fund of RM100 million and be available in the Greater Klang Valley from mid-January.
EPF and AKPK
Cagamas has its strategic partners, the Employees Provident Fund (EPF) and the Credit Counselling and Debt Management Agency (AKPK), providing financing access to the elderly.
Under this collaboration, SSB applications are made through EPF's offices, while AKPK provides financial education.
https://youtu.be/qgpX8lfVeSc

17/01/2022

When to opt for a Debt Consolidation Loan‼️
Blindly opting for a debt consolidation loan might not make sense at times and one needs to consider certain points before opting for this loan, keeping it as a last option.
You can opt for a debt consolidation loan if ✅
1️⃣ You have too many credit card bills and personal loans, balance transfer debts, repayment of which has become complex and confusing
2️⃣ The interest rates you are paying on your loans are eating into your finances and you feel that you can lower interest rate with a debt consolidation loan
3️⃣ You wish to clear all pending dues and start a fresh with lower commitment
4️⃣ You are getting lower interest rates on your debt consolidation loan, with attractive repayment schemes
If you're looking to Home Loan Financing or Refinancing, you've come to the right place‼️
✅We provide FREE CONSULTATION
*Term & Condition Apply