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The OPR was INCREASED!!📣📣 , and the interest on buying a house will be adjusted to increased by 0.25%, and the mortgage ...
21/09/2022

The OPR was INCREASED!!📣📣 , and the interest on buying a house will be adjusted to increased by 0.25%, and the mortgage loan monthly will also slightly increase.
📣According to the statement issued by the National Bank (Bank Negara) on September 8, the OPR rate increased, from the original 2.25% to 2.50%. With Bank Negara's announcement of a 25 basis point increased, mortgage loan and fixed deposit rates will be increase as well. If you have a mortgage loan, your monthly loan installment will increase.
For all new home borrowers 💰 kindly check the latest loan interest rate and monthly installment amount to be paid‼ ️

OPR起了!!! 📣📣 接下来买房屋利息將会调增0.25%,自然月供价格也会微调。
📣根据国家银行(Bank Negara)9月8日所发布的文告显示OPR加息,也就是从原本的2.25%调升至2.50%。随着国家银行宣布加息25个基点,房屋贷款和定期存款的利率都会跟着调涨。如果你有房屋贷款,那么你每个月所需缴付的贷款金额将会有所增加。
那么新的房屋借贷者💰快去看看您最新的贷款利率和每月需缴付的贷款金额‼️

*Updated on September 8, 2022😊

Do you know the process of buying a house? No? It's OK ! Let me guide you throughout the whole process TODAY !☺️☺️
30/06/2022

Do you know the process of buying a house?

No? It's OK !

Let me guide you throughout the whole process TODAY !☺️☺️

What you know about consolidate your DEBTS?Debt consolidation refers to the act of taking out a new loan to pay off othe...
20/05/2022

What you know about consolidate your DEBTS?

Debt consolidation refers to the act of taking out a new loan to pay off other liabilities and consumer debts. Consolidation can also improve your credit by reducing the chances of making a late payment or missing a payment entirely.
Here we going to sharing, why our debts should be consolidated into just ONE and it’s help you to reduce the monthly commitment and save the interest. Example: Credit Card, Car Loan and Housing Loan.
First thing, you must own a property. There should be a gap between the market value of the property and the outstanding housing loan, as we’ll be using the gap to absorb all the other loans.
For Example: Your property is valued at RM500,000 with an outstanding loan of RM300,000. With a 90% mortgage loan of RM450,000 and after deducting the outstanding loan of RM300,000, that’s RM150,000 left for you to settle your other debts.

RM500,000 – 90% loan = RM450,000
RM450,000 – RM300,000 (outstanding loan) = RM150,000

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