09/12/2025
🔉 顾客 12 月专属福利 — AIA Waiver XTRA 🎀
Customer Exclusive for December — AIA Waiver XTRA 🎀
只要在这个月签购 指定保单，即可享有 1 个月保费豁免（Waive） 的特别优惠☺️
Sign up for selected plans this December and enjoy 1-month premium waiver — absolutely free! ☺️
一般来说，购买保险时需要先支付 两个月保费。
Normally, when you purchase a policy, you’ll need to pay two months of premium upfront.
但在这个 12 月，只要签购指定保单：
But this December, for selected plans:
✨ 首月保费完全豁免
✨ Your first-month premium is fully waived
✨ 保障依然立即生效
✨ Coverage still starts immediately
也就是说：
This means:
12 月签保单 = 不需要先给钱，保险照样开始保障，下个月才开始缴费！🌟
Sign in December = No upfront payment needed, coverage activated instantly, and you only start paying next month! 🌟
在医疗通胀、生活费上涨、教育成本飙升、疾病风险增加的时代里，
In a time where medical inflation, rising living costs, education expenses, and health risks are increasing…
真正聪明的财务规划，是用固定且可控制的保费，换取全面保障与长期资产增长。
Smart financial planning means using a fixed, manageable premium to secure protection and long-term asset growth.
而 12 月，是一年中最值得入手的时机，因为：
And December is the BEST month to start, because:
👉 你本来就要规划的保障，现在 AIA 直接帮你付掉 一个月保费。
👉 AIA is literally paying one month of your premium for a plan you’re already planning to get.
🎁 优惠涵盖 7 大关键保障与资产规划：
This offer applies to 7 key protection & financial planning categories:
🏥 1. 医药卡（Medical Card）
💼 2. 薪水保障（Income Protection）
若无法工作，收入依然有保障。
Ensures income continues even if you can’t work.
❤️ 3. 重疾保障（Critical Illness）
🏠 4. 人寿 / MLTA（Mortgage Protection）
🎓 5. 教育基金（Education Planning）
💰 6. 储蓄基金（Savings Plan）
📈 7. 投资基金（Investment-Linked Wealth Plan）
✨ 以上所有类别，只要 12 月签单，全都享有 1 个月保费豁免！
✨ All categories above are eligible for the 1-month premium waiver!
📌 为什么就是要现在？
Why NOW?
✔ 直接省下一个月保费
✔ Save one month premium instantly
✔ 医疗 & 教育成本年年在涨
✔ Costs increase every year — buy now, pay less
✔ 越早投保＝风险越早转移
✔ Earlier coverage = earlier protection
✔ 提前规划 2026：健康｜收入｜家庭｜财富
✔ Start 2026 strong: health, income, family & wealth all covered
—
📞 不确定哪一个最适合你？
Not sure which plan suits you?
我可以根据你的：
I can customise based on your:
✨ 年龄 Age
✨ 家庭情况 Family
✨ 预算 Budget
✨ 财务目标 Goals
为你做一份 不强推、不复杂、真正合理的全方位规划。
I’ll prepare a non-pushy, simple and personalised financial plan for you.
💬 PM 我领取你的【1 个月保费豁免】
💬 PM me to claim your 1-month premium waiver
让你的保障 + 财富规划更轻松、更全面。
Let’s make your protection + wealth planning easier and stronger.
⏳ 限时优惠至 31/12 | 心动不如行动
Offer valid until 31/12 | Don’t miss out
现在，就是给自己更好保障的最佳时机 🌟
Now is the best time to secure better protection 🌟
