31/10/2020
I believe everyone has seen this post in Facebook just a while ago. Even though this case happens in Singapore, in Malaysia all insurance companies have the SAME rule where the critical illness plan will only pay out when BOTH the kidneys have lost its function and require kidney dialysis or kidney transplant. Therefore, if you have bought any plan with your agent, these are the few things that you should ask:
1) Do I have critical illness coverage?
2) Based on the case in the news, do I still get any payout from my critical illness plan since I have been hospitalized for 21 days and undergone surgery ?
3) Does my medical card plan covers kidney dialysis?
If your answer is 'NO' to any of the question above, feel free to private message me as I have a 4 in 1 critical illness plan that DOES pay out if you are hospitalized for 21 days with a surgery procedure and covers 39 critical illnesses.
Awareness and know your plan are crucial in your insurance and financial planning.
(新加坡31日讯)妻子因肾衰竭动手术摘除一颗肾,阿叔欲申请理赔时才得知,割掉一颗肾不能赔,要两颗肾才行。商人许先生(67岁)向《新明日报》申诉,一名女保险经纪在20多年前向他推销保险,为了一家人未来有个保障,...