LKH Intermediary 金河保险代理

05/05/2026

Detailed comparison between home charging (electricity) and petrol

𝐄𝐕 𝐜𝐡𝐚𝐫𝐠𝐢𝐧𝐠 𝐧𝐨𝐰 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞? 𝐋𝐞𝐭'𝐬 𝐜𝐨𝐦𝐩𝐚𝐫𝐞 𝐉𝐚𝐧 𝐯𝐬 𝐌𝐚𝐲 𝟐𝟎𝟐𝟔

We compare the cost comparison of home charging vs RON95 petrol before and after the Middle East crisis.

Home EV charging has become slightly more expensive due to the AFA changes (rebate of 4.99sen/kWh to surcharge of 1.38sen/kWh).

Based on usage of 1200kWh per month (including EV charging, this is an increase of about RM79.50/month (~15.5%).

However, the increase is relatively small compared to petrol.

RON95 refuelling cost increased by RM198 to RM339/month (~33%–40%) once you exceed the subsidy quota.

This is due to the reduced BUDI95 quota from 300L to 200L, and a higher unsubsidised RON95 price of RM2.56 to RM3.97/L.

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The comparison is based on the following assumptions:
Petrol: 7.7L/100km
EV: 15kWh/100km

𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝟮𝟬𝟮𝟲 (𝗕𝗲𝗳𝗼𝗿𝗲)
RON95
RM1.99/L (up to 300L)
RM2.56/L (above 300L)

Electricity (TNB, 1,200kWh)
Total: RM511.54
Effective: RM0.426/kWh
AFA: -4.99 sen/kWh (rebate)

𝗠𝗮𝘆 𝟮𝟬𝟮𝟲 (𝗔𝗳𝘁𝗲𝗿)
RON95
RM1.99/L (up to 200L)
RM3.97/L (above 200L)

Electricity (TNB, 1,200kWh)
Total: RM591.04
Effective: RM0.493/kWh
AFA: +1.38 sen/kWh (surcharge)

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𝐂𝐨𝐬𝐭 𝐂𝐨𝐦𝐩𝐚𝐫𝐢𝐬𝐨𝐧 𝟐𝟎𝟎𝐋/𝐦𝐨𝐧𝐭𝐡 (~𝟐,𝟔𝟎𝟎𝐤𝐦)

January
Petrol: RM398
EV: 390 kWh → RM166

May
Petrol: RM398
EV: 390 kWh → RM192

Increase:
Petrol: RM0 (0%)
EV: +RM26 (~16%)

𝐂𝐨𝐬𝐭 𝐂𝐨𝐦𝐩𝐚𝐫𝐢𝐬𝐨𝐧 𝟑𝟎𝟎𝐋/𝐦𝐨𝐧𝐭𝐡 (~𝟑,𝟗𝟎𝟎𝐤𝐦)

January
Petrol: RM597
EV: 585 kWh → RM249

May
Petrol:
RM398 (first 200L)
RM397 (next 100L)
Total: RM795

EV:
585 kWh → RM288

Increase:
Petrol: +RM198 (~33%)
EV: +RM39 (~16%)

𝐂𝐨𝐬𝐭 𝐂𝐨𝐦𝐩𝐚𝐫𝐢𝐬𝐨𝐧 𝟒𝟎𝟎𝐋/𝐦𝐨𝐧𝐭𝐡 (~𝟓,𝟐𝟎𝟎𝐤𝐦)
January
Petrol:
RM597 (first 300L)
RM256 (next 100L)
Total: RM853

EV:
780 kWh → RM332

May
Petrol:
RM398 (first 200L)
RM794 (next 200L)
Total: RM1,192

EV:
780 kWh → RM385

Increase:
Petrol: +RM339 (~40%)
EV: +RM53 (~16%)

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Even after the crisis, EVs are still 2-3x cheaper to "fuel up" at home based on TNB Domestic Electricity with current AFA surcharge:

(200L) ~2,600km → RM398 vs RM192
(300L) ~3,900km → RM795 vs RM288
(400L) ~5,200km → RM1,192 vs RM385

14/04/2026

Dapatkan sebut harga sekarang daripada kami!

12/04/2026

Your safety and peace of mind remains our utmost priority.

Our 24/7 Motor Roadside Assistance team continues to be fully available should you require any support.

17/03/2026

*GARIS PANDUAN PENGGUNAAN KENDERAAN DE-CONTROLLED & PICK-UP BAGI MEMBAWA BARANGAN*

Kementerian Pengangkutan Malaysia (MOT) melalui Jabatan Pengangkutan Jalan (JPJ) telah mengeluarkan Garis Panduan Penggunaan Kenderaan De-Controlled dan Pick-Up Bagi Membawa Barangan bagi memberi penjelasan yang lebih jelas kepada orang awam, pemilik kenderaan serta pemain industri.

Melalui garis panduan ini, kenderaan barangan dengan Berat Dengan Muatan (BDM) tidak melebihi 7,500 kg dikategorikan sebagai kenderaan de-controlled dan boleh digunakan untuk membawa barangan milik sendiri tanpa memerlukan permit pengendali daripada APAD.

Namun, sekiranya kenderaan digunakan untuk membawa barangan milik pihak ketiga bagi tujuan sewa atau upah, pengendali perlu mendapatkan Permit Pembawa A daripada APAD selaras dengan Akta Pengangkutan Awam Darat 2010 [Akta 715].

Garis panduan ini akan berkuat kuasa mulai 1 April 2026.

Inisiatif ini mencerminkan komitmen Kerajaan dalam memastikan sistem pengangkutan yang lebih teratur, selamat dan berintegriti selaras dengan aspirasi Malaysia MADANI.

Maklumat lanjut: https://shorturl.at/rjfZB

02/03/2026

BERITA BAIK: Tempoh Program Baucar Perlindungan Tenang 3.0 Kini DILANJUTKAN sehingga 31 Ogos 2026! 📢
Berita gembira buat semua! Perlindungan insurans dan takaful mampu milik kini dilanjutkan hingga 31 Ogos 2026. Penerima Sumbangan Tunai Rahmah (STR) yang layak boleh menebus baucar bernilai RM30 untuk membeli atau menyertai produk Perlindungan Tenang pilihan anda.
✅ Setiap baucar hanya sah untuk satu produk.
✅ Sumbangan minima tahunan produk adalah sebanyak RM50.
✅ Sah sehingga 31 Ogos 2026.
Jangan lepaskan peluang keemasan ini untuk melindungi diri dan insan tersayang.
🔎 Semak kelayakan anda sekarang di Portal Rasmi Perlindungan Tenang.

17/02/2026

🧧 Gong Xi Fa Cai! 🧧 Happy Lunar New Year to all who are celebrating. May the Year of the Fire Horse bring you abundant happiness, good fortune, and exciting opportunities.

🧧 Gong Xi Fa Cai! 🧧 Happy Lunar New Year to all who are celebrating. May the Year of the Fire Horse bring you abundant happiness, good fortune, and exciting opportunities.

Let’s spread the festive cheer with our Generali CNY stickers here: https://giphy.com/GeneraliMalaysia/cnylunar-new-year-2026

30/10/2025

从11月1日至12月30日，民众缴交交警罚款可以享有70%折扣。
新闻链接: https://www.sinchew.com.my/?p=6989342
最热新闻，关注《星洲日报》Whatsapp频道：
https://bit.ly/SinchewWhatsapp
#星洲日报

29/10/2025

DISKAUN SAMAN JPJ 50% 📢

✅UNTUK SEMUA KATEGORI NOTIS SAMAN JPJ
❌(KECUALI SAMAN YANG TIDAK BOLEH DIKOMPAUN)

🗓️ 1 NOVEMBER HINGGA 30 DISEMBER 2025

23/10/2025

大家传给大家知道，罚单不能拖了......

19/10/2025

Happy Deepavali

✨ Wishing You a Joyous and Luminous Deepavali ✨

As the Festival of Lights brightens homes and hearts across Malaysia, we at Allianz Malaysia would like to wish everyone celebrating, a joyous and meaningful Deepavali.

This season is a beautiful reminder of the triumph of light over darkness and knowledge over ignorance — values that resonate with what we do here at Allianz Malaysia.

Whether you’re creating colourful kolam, lighting oil lamps, sharing delicious meals, or simply spending time with loved ones, may these moments fill your hearts with happiness and hope.

To those travelling home, have a safe journey — and to everyone celebrating, may your homes be filled with laughter, friendship, and peace.

From all of us at Allianz Malaysia, we wish you and your loved ones a very Happy Deepavali!

Sean Wang, CEO of Allianz Malaysia Berhad
Charles Ong, CEO of Allianz Life Insurance Malaysia Berhad