Aubrey Voon - Miri Prudential Agent Wealth Planner & Prubsn Takaful

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Aubrey Voon - Miri Prudential Agent Wealth Planner & Prubsn Takaful Prudential Wealth Planner & Takaful Consultant with 10+ years of experience.

Turning insurance into real solutions.
✔ Critical illness claims: breast cancer & heart attack
✔ Total claim cash paid out RM300,000 to family
📲 WhatsApp: https://wa.link/s8ijru

Hospital awam atau hospital swasta?Bayangkan tiba-tiba sakit dan doktor kata perlu masuk hospital.Perkara pertama yang m...
22/09/2026

Hospital awam atau hospital swasta?

Bayangkan tiba-tiba sakit dan doktor kata perlu masuk hospital.

Perkara pertama yang mungkin bermain dalam fikiran:

“Bila boleh dapat rawatan?”
“Berapa lama perlu tunggu?”
“Berapa kosnya nanti?”

Hospital awam boleh menawarkan rawatan pada kos yang lebih rendah, tetapi kesesakan dan tempoh menunggu boleh menjadi cabaran. Hospital swasta p**a biasanya melibatkan kos yang lebih tinggi, di sinilah medical insurance boleh membantu menyediakan perlindungan terhadap kos rawatan yang layak.

Kita tak boleh kawal bila kita jatuh sakit. Tetapi kita boleh buat persediaan lebih awal supaya apabila masa itu tiba, kita mempunyai lebih banyak pilihan.

Jadi, jangan hanya tanya:
“Berapa premium medical card?”

Tanya juga:
“Kalau saya sakit nanti, saya ada pilihan apa?”

Kerana bila sakit datang, masa untuk membuat persediaan mungkin sudah terlambat.

📲 Nak tahu medical card yang sesuai untuk anda?
WhatsApp saya: https://wa.me/60109083419

Perlindungan dan manfaat tertakluk kepada terma & syarat polisi.

We all know our date of birth.But nobody knows their date of death.We know when life begins.We don’t know when it ends.P...
21/09/2026

We all know our date of birth.
But nobody knows their date of death.

We know when life begins.
We don’t know when it ends.
Preparation matters.

One unexpected moment can change a family forever.

That’s why life insurance isn’t just about the amount you’re covered for, it’s about understanding how your coverage works when your family needs it most.

Did you know some life insurance plans can provide additional coverage for accidental death?

For example:
🛡️ Basic Life Coverage: RM1,000,000
➕ Accidental Death Benefit: RM1,000,000
❤️ Example Total Payout: RM2,000,000

You may not know what tomorrow brings, but you can decide how financially prepared your family will be.

📲 Want to know how your current coverage works?
WhatsApp me: https://wa.me/60109083419

Example for illustration only. Actual benefits depend on the specific policy terms and conditions.

What happens to your business if you’re no longer around?What happens to your family if financial commitments continue?R...
18/09/2026

What happens to your business if you’re no longer around?

What happens to your family if financial commitments continue?

RM10 million life cover is not just a number.

It’s about planning for the people and responsibilities that depend on you.

Don’t wait until your family needs protection.

📲 WhatsApp me to learn more or request a personalised quotation:
https://wa.me/60109083419

Aubrey Voon Siong Kai
Wealth Planner & Takaful Consultant

Both save RM300/month.Both save RM36,000 in 10 years.But when the hospital bill is RM100,000…💰 Mr A: Bank savingsShortfa...
15/09/2026

Both save RM300/month.
Both save RM36,000 in 10 years.

But when the hospital bill is RM100,000…

💰 Mr A: Bank savings
Shortfall RM64,000.
“Where do I get the remaining money?”

🛡️ Mr B: Medical card
Eligible hospital expenses may be covered, subject to policy terms.

Imagine needing RM100,000 for treatment.
The question is no longer “How much have I saved?”

It becomes…

“Where do I get the remaining RM64,000?”

Saving is important. But having the right protection gives you more options when life takes an unexpected turn.

If given a choice, which would you choose?

📲 WhatsApp me: https://wa.me/60109083419

We never know who will leave us first.A family losing a loved one.A breadwinner unable to work after an accident.A perso...
14/09/2026

We never know who will leave us first.

A family losing a loved one.
A breadwinner unable to work after an accident.
A person fighting a serious illness.

Different situations. Same reason.

Protect what matters most. ❤️

Let’s review your protection while you still have the choice.

📲 WhatsApp me: https://wa.me/60109083419

“Siapa makan cili, dia terasa pedas.” 🌶️Post ini tiada niat nak direct atau sindir sesiapa. Saya cuma berharap kita bole...
09/09/2026

“Siapa makan cili, dia terasa pedas.” 🌶️

Post ini tiada niat nak direct atau sindir sesiapa. Saya cuma berharap kita boleh belajar untuk hormati pilihan masing-masing.

Ada sebab kenapa seseorang ambil insurance/takaful pada awalnya.

Antara sebab yang saya selalu dengar daripada client:

1️⃣ Tak mahu membebankan keluarga jika sesuatu berlaku.
2️⃣ Medical cost semakin mahal, simpanan sendiri mungkin tak cukup bila diperlukan.
3️⃣ Pernah melihat keluarga/saudara mengalami kemalangan atau sakit, lalu sedar pentingnya protection.

Setiap orang ada cerita dan sebab masing-masing. Apa yang penting, kita buat pilihan berdasarkan keadaan dan kemampuan sendiri.

So, apa sebab anda ambil insurance/takaful pada awalnya? 👇

Have you ever wondered why two people can face the same critical illness, but have very different recovery journeys and ...
21/08/2026

Have you ever wondered why two people can face the same critical illness, but have very different recovery journeys and lives afterwards?

It’s not always about the illness itself.

Sometimes, it’s about the financial preparation they had before it happened.

One may have the financial freedom to focus on recovery, replace lost income and support the family.

Another may have to worry about bills, income and daily commitments at the same time.

You can’t choose when illness happens.
But you can choose how prepared you are today.

Save first. Invest first. Protect first.

“I’ll save when I earn more.”Then you earn more.You spend more.And somehow… you’re still not saving enough.The problem i...
19/08/2026

“I’ll save when I earn more.”

Then you earn more.
You spend more.
And somehow… you’re still not saving enough.

The problem isn’t always how much you earn.

Sometimes, it’s what you do first when the money comes in.

💸 Spend first → save what’s left
vs.
💰 Save first → spend what’s left

Same income. Different habits. Different future.

Start with a simple habit:

Save first. Invest first. Protect first.
Then enjoy the rest.

“I don’t need insurance. If anything happens to me, just let me go and save the money.”I once heard someone say this.But...
11/08/2026

“I don’t need insurance. If anything happens to me, just let me go and save the money.”

I once heard someone say this.

But I asked him:

“If the doctor says your condition can be treated, but the treatment costs RM100,000… would your family still say the same thing?”

Sometimes, insurance isn’t about expecting the worst.

It’s about giving you and your family more options when the unexpected happens — better access to treatment, less financial pressure, and the dignity of not having to depend on others for help.

Insurance gives you choices when you need them most.

📲 WhatsApp: https://wa.link/s8ijru

Will, Trust or Insurance, which one is the fastest? 🤔When planning for your loved ones, there are 3 things to consider:⏱...
10/08/2026

Will, Trust or Insurance, which one is the fastest? 🤔

When planning for your loved ones, there are 3 things to consider:

⏱️ Time — How soon can they access the funds?
📚 Knowledge — How complicated is the process?
💰 Money — How much does it cost?

Each tool has its own purpose.

The best estate plan may not be choosing just one, but knowing how to use them together.

Which one would you choose?

📲 WhatsApp: https://wa.link/s8ijru

Address

Lot 1750-1751, Block 9, Miri Concession Land District (MCLD), Jalan Permaisuri
Miri
98000

Telephone

+60168511918

Website

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