24/10/2026
🏥 𝗠𝗘𝗗𝗜𝗔𝗦𝗔𝗦: 𝗪𝗛𝗔𝗧 𝗦𝗛𝗢𝗨𝗟𝗗 𝗬𝗢𝗨 𝗞𝗡𝗢𝗪?
Medical expenses are a growing concern for many Malaysian families. For some, getting medical insurance is costly; for others, rising premiums make existing coverage harder to maintain.
A new initiative, 𝗠𝗲𝗱𝗶𝗔𝘀𝗮𝘀 (formerly known as the Base MHIT Plan), aims to make basic medical protection more accessible and affordable.
📌 𝗪𝗵𝗮𝘁 𝘀𝗵𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄?
🔹 𝗕𝗮𝘀𝗶𝗰 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻
A voluntary medical insurance and takaful plan with standardised features, designed especially for those without coverage or seeking a more affordable option.
🔹 𝗜𝗻𝗱𝗶𝗰𝗮𝘁𝗶𝘃𝗲 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀
Targeted at around 𝗥𝗠𝟲𝟬–𝗥𝗠𝟱𝟱𝟬, depending on factors such as entry age and plan. Final pricing and benefits are subject to official confirmation.
🔹 𝗘𝗣𝗙 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗼𝗽𝘁𝗶𝗼𝗻
Eligible EPF members under 55 are planned to be allowed to pay premiums using Akaun Sejahtera, subject to the applicable rules.
🔹 𝗦𝘂𝗽𝗽𝗼𝗿𝘁 𝗳𝗼𝗿 𝗲𝗹𝗶𝗴𝗶𝗯𝗹𝗲 𝗦𝗠𝗘𝘀
Budget 2027 includes a proposed first-year subsidy of 𝗥𝗠𝟮𝟬𝟬 𝗽𝗲𝗿 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲 for eligible SMEs with fewer than 75 employees, capped at 50 employees per company.
📅 𝗪𝗵𝗲𝗻 𝘄𝗶𝗹𝗹 𝗶𝘁 𝗯𝗲 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲?
The nationwide rollout is planned for early 2027, following a pilot programme intended to refine implementation and customer experience.
💡 𝗪𝗵𝘆 𝗱𝗼𝗲𝘀 𝗶𝘁 𝗺𝗮𝘁𝘁𝗲𝗿?
MediAsas could offer another option for Malaysians seeking basic medical protection. However, affordable premiums alone should not determine your choice. Always consider coverage limits, exclusions, eligibility and whether the plan meets your healthcare needs.
🔎 𝗙𝗼𝗹𝗹𝗼𝘄 𝗼𝗳𝗳𝗶𝗰𝗶𝗮𝗹 𝘂𝗽𝗱𝗮𝘁𝗲𝘀:
🌐 Bank Negara Malaysia: https://www.bnm.gov.my/mhit
🌐 Ministry of Finance: https://www.mof.gov.my/
Shared for general information and public awareness. Final product terms, benefits, pricing and eligibility are subject to official confirmation.
