๐Š๐ž๐ง๐ฌ๐จ๐ง ๐‚๐ก๐ž๐จ๐ง๐  - ๐’€๐’๐’–๐’“ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’Š๐’‚๐’ ๐‘จ๐’…๐’—๐’Š๐’”๐’๐’“๐’š ๐‘บ๐’๐’๐’–๐’•๐’Š๐’๐’ ๐‘ท๐’“๐’๐’—๐’Š๐’…๐’†๐’“

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  • ๐Š๐ž๐ง๐ฌ๐จ๐ง ๐‚๐ก๐ž๐จ๐ง๐  - ๐’€๐’๐’–๐’“ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’Š๐’‚๐’ ๐‘จ๐’…๐’—๐’Š๐’”๐’๐’“๐’š ๐‘บ๐’๐’๐’–๐’•๐’Š๐’๐’ ๐‘ท๐’“๐’๐’—๐’Š๐’…๐’†๐’“

๐Š๐ž๐ง๐ฌ๐จ๐ง ๐‚๐ก๐ž๐จ๐ง๐  - ๐’€๐’๐’–๐’“ ๐‘ญ๐’Š๐’๐’‚๐’๐’„๐’Š๐’‚๐’ ๐‘จ๐’…๐’—๐’Š๐’”๐’๐’“๐’š ๐‘บ๐’๐’๐’–๐’•๐’Š๐’๐’ ๐‘ท๐’“๐’๐’—๐’Š๐’…๐’†๐’“ CFPยฎ, FAR, CMSRL. A passionate Licensed Financial Planner practitioner approved by BNM & SC.

็ฅๅคงๅฎถไธญ็ง‹่Š‚ๅฟซไน๏ผ๐ŸฎWishing everyone mid autumn festival! #ไธญ็ง‹่Š‚ #ไธญ็ง‹่Š‚ๅฟซไน
06/10/2025

็ฅๅคงๅฎถไธญ็ง‹่Š‚ๅฟซไน๏ผ๐Ÿฎ
Wishing everyone mid autumn festival!

#ไธญ็ง‹่Š‚ #ไธญ็ง‹่Š‚ๅฟซไน

What we know or learn is just a beginning.Until we kept practicing, taken action, somehow made mistakes and most importa...
02/10/2025

What we know or learn is just a beginning.
Until we kept practicing, taken action, somehow made mistakes and most importantly learn from our mistakes.

Being knowledgeable is important. But by doing it, it gives us experience and wisdom to make sound decisions in future.

of life

ใ€่ตš้’ฑๅฟ…้กป่ฆๆœ‰็š„ๅ››ไธช่ดขๅ•†ๆ€็ปดใ€‘๏ผš- ่ต„ไบงๆ€็ปด๏ผŒ- ็Žฐ้‡‘ๆตๆ€็ปด๏ผŒ- ๅคๅˆฉๆ€็ปด๏ผŒ- ้ฃŽ้™ฉๆ„่ฏ†ๆ€็ปดใ€‚ #่ดขๅ•†ๆ•™่‚ฒ #่ดขๅ•†ๆ€็ปด #่ตš้’ฑๆ€็ปด
02/10/2025

ใ€่ตš้’ฑๅฟ…้กป่ฆๆœ‰็š„ๅ››ไธช่ดขๅ•†ๆ€็ปดใ€‘๏ผš
- ่ต„ไบงๆ€็ปด๏ผŒ
- ็Žฐ้‡‘ๆตๆ€็ปด๏ผŒ
- ๅคๅˆฉๆ€็ปด๏ผŒ
- ้ฃŽ้™ฉๆ„่ฏ†ๆ€็ปดใ€‚

#่ดขๅ•†ๆ•™่‚ฒ #่ดขๅ•†ๆ€็ปด #่ตš้’ฑๆ€็ปด

ไปŽ็Žฐๅœจๅผ€ๅง‹๏ผŒ่ฆ็”ณ่ฏท่ถ…่ฟ‡10ไธ‡ไปคๅ‰็š„ไธชไบบ่ดทๆฌพ๏ผŒๅฟ…้กปๅ…ˆๅฎŒๆˆไธ€้กน้‡‘่žๆ•™่‚ฒๆจกๅ—ใ€‚็ฎ€ๅ•่ฏด๏ผŒๅฐฑๆ˜ฏๅ…ˆ่ฎฉไฝ ๆๅ‡็†่ดข็Ÿฅ่ฏ†๏ผŒๅ†ๅ†ณๅฎšๆ˜ฏๅฆๅ€Ÿ้’ฑใ€‚ๅ…ถๅฎžๅพˆๅคšไบบไธๆ˜ฏ็ผบ้’ฑ๏ผŒ่€Œๆ˜ฏ็ผบๆญฃ็กฎ็š„้‡‘้’ฑ่ง‚ๅ’Œ่ฎค็Ÿฅใ€‚ใ€Œ่ตš้’ฑๅฎนๆ˜“็†่ดข้šพใ€‚ใ€็”Ÿๆดป้™คไบ†ๆ‡‚ #็”Ÿๆ„ๆ€็ปด ไนŸๅฟ…้กปๆ‡‚ #็†่ดขๆ€็ปด๏ผŒๆ›ด่ฆ...
01/10/2025

ไปŽ็Žฐๅœจๅผ€ๅง‹๏ผŒ่ฆ็”ณ่ฏท่ถ…่ฟ‡10ไธ‡ไปคๅ‰็š„ไธชไบบ่ดทๆฌพ๏ผŒๅฟ…้กปๅ…ˆๅฎŒๆˆไธ€้กน้‡‘่žๆ•™่‚ฒๆจกๅ—ใ€‚็ฎ€ๅ•่ฏด๏ผŒๅฐฑๆ˜ฏๅ…ˆ่ฎฉไฝ ๆๅ‡็†่ดข็Ÿฅ่ฏ†๏ผŒๅ†ๅ†ณๅฎšๆ˜ฏๅฆๅ€Ÿ้’ฑใ€‚

ๅ…ถๅฎžๅพˆๅคšไบบไธๆ˜ฏ็ผบ้’ฑ๏ผŒ่€Œๆ˜ฏ็ผบๆญฃ็กฎ็š„้‡‘้’ฑ่ง‚ๅ’Œ่ฎค็Ÿฅใ€‚

ใ€Œ่ตš้’ฑๅฎนๆ˜“็†่ดข้šพใ€‚ใ€็”Ÿๆดป้™คไบ†ๆ‡‚ #็”Ÿๆ„ๆ€็ปด ไนŸๅฟ…้กปๆ‡‚ #็†่ดขๆ€็ปด๏ผŒๆ›ด่ฆๅŠ ๅผบ #่ดขๅ•†ๆ€็ปด ๆๅ‡ #่ดขๅ•† ่ฎค็Ÿฅใ€‚ๆ‰่ƒฝๆœ‰่ถณๅคŸ่ฏšไฟกๅ‘้“ถ่กŒๅ€Ÿๅคง้’ฑ๏ผŒๆ‰ฉๅฑ•็”Ÿๆ„ใ€‚

ๆœ‰ๆฒกๆœ‰่ฎค็œŸๆƒณ่ฟ‡๏ผŒๆฏๅคฉๆˆ‘ไปฌๆ‰€่พ“ๅ‡บ็š„้’ฑ๏ผŒๆ˜ฏ #่ดŸๅ€บ๏ผŒ่ฟ˜ๆ˜ฏ #่ต„ไบง๏ผŸ

๐Ÿ‘‡๐Ÿปๅœจ่ฏ„่ฎบๅŒบๆต่จ€๐Ÿ‘‡๐Ÿป

#้‡‘่ž็Ÿฅ่ฏ† #้‡‘่ž่ฎค็Ÿฅ

่ฏดๅฎž่ฏ๏ผŒ่ฟ™ๆกˆไพ‹ไธ€็›ด้ƒฝๅœจๅ‘็”Ÿๅœจๅ‘จๅ›ด็Žฏ็ป•๏ผŒๅชๆ˜ฏๆฒกๆŽฅ่งฆ๏ผŒๆˆ–ๆฒก่ขซๆŠฅๅฏผ๏ผŒๆ‰€ไปฅๅนณๅธธๅฟ™็ขŒ็š„ๆˆ‘ไปฌ้ƒฝๆฒกๅŽปๅ‘็Žฐใ€‚ๅพˆๅคš่€ๆฟไผไธšๅฎถ๏ผŒ้™คไบ†่‡ชๅทฑๅพˆไผš่ตš้’ฑ๏ผŒๅพˆไผš็งฏ็ดฏ่ดขๅฏŒ๏ผŒไฝ†่ฎฉๅฎถไบบๅญฆไน ่ดขๅ•†๏ผŒๆ‡‚ๅพ—ๆญฃ็กฎ็†่ดข่ง„ๅˆ’้žๅธธ็š„้‡่ฆใ€‚568ไธ‡๏ผŒๆ”พๅœจๅฏน็š„็†่ดขๅทฅๅ…ท๏ผŒไผšไบง็”Ÿไป€ไนˆๆ ท็š„ๅ˜ๅŒ–๏ผŸ่ถณไปฅๆ”ถ...
25/09/2025

่ฏดๅฎž่ฏ๏ผŒ่ฟ™ๆกˆไพ‹ไธ€็›ด้ƒฝๅœจๅ‘็”Ÿๅœจๅ‘จๅ›ด็Žฏ็ป•๏ผŒๅชๆ˜ฏๆฒกๆŽฅ่งฆ๏ผŒๆˆ–ๆฒก่ขซๆŠฅๅฏผ๏ผŒๆ‰€ไปฅๅนณๅธธๅฟ™็ขŒ็š„ๆˆ‘ไปฌ้ƒฝๆฒกๅŽปๅ‘็Žฐใ€‚

ๅพˆๅคš่€ๆฟไผไธšๅฎถ๏ผŒ้™คไบ†่‡ชๅทฑๅพˆไผš่ตš้’ฑ๏ผŒๅพˆไผš็งฏ็ดฏ่ดขๅฏŒ๏ผŒไฝ†่ฎฉๅฎถไบบๅญฆไน ่ดขๅ•†๏ผŒๆ‡‚ๅพ—ๆญฃ็กฎ็†่ดข่ง„ๅˆ’้žๅธธ็š„้‡่ฆใ€‚

568ไธ‡๏ผŒๆ”พๅœจๅฏน็š„็†่ดขๅทฅๅ…ท๏ผŒไผšไบง็”Ÿไป€ไนˆๆ ท็š„ๅ˜ๅŒ–๏ผŸ
่ถณไปฅๆ”ถๅ–่ขซๅŠจๆ”ถๅ…ฅ๏ผŒๅทฒ็ป่ดขๅŠก่‡ช็”ฑใ€‚

ๆ”พๅœจ็จณๅฎšๅž‹ๆตๅŠจๅนดๅˆฉ็Ž‡3.3% p.a.ๆˆทๅฃ๏ผŒๆฏๅคฉๅฏๆ”ถๅ–RM538.20ๅˆฉๆฏ๏ผŒ่ขซๅŠจๆ”ถๅ…ฅใ€‚ไธ€ๅนดRM197,340++ๅˆฉๆฏใ€‚

ๆ”พๅœจ็จณๅฎšๅž‹ๆตๅŠจๅนดๅˆฉ็Ž‡4% p.a.ๅ‚จ่“„ๆˆทๅฃ๏ผŒๆฏๅคฉๅฏๆ”ถๅ–RM598ๅˆฉๆฏ๏ผŒ่ขซๅŠจๆ”ถๅ…ฅใ€‚ไธ€ๅนดRM239.200++ๅˆฉๆฏใ€‚

ๅธƒๅฑ€ๅœจ็จณๅฎšไธญ้ฃŽ้™ฉ็ฎก็†ๅŸบ้‡‘8% p.a.ๅนณๅ‡ๅนดๆˆ้•ฟ๏ผŒๅฏ่Žทๅพ—RM478,400ไธ€ๅนดใ€‚

ๅ…ถๅฎž่ดขๅฏŒ็ฎก็†๏ผŒ้™คไบ†ๅฟ™็€ๅˆ›้€ ่ดขๅฏŒ๏ผŒๆ›ด่ฆๅญฆไผšๆ‡‚ๅพ—ๅฎˆ่ดข๏ผŒไผ ๆ‰ฟ๏ผŒๅบ”็”จไฟกๆ‰˜๏ผŒ่ฎพ็ซ‹ๅฎถๆ—ๅŸบ้‡‘๏ผŒๅธƒๅฑ€ๅˆ†้…ๅœจๅฏน็š„็จณๅฎšๅž‹๏ผŒ็ŸญๆœŸ๏ผŒไธญๆœŸ๏ผŒ้•ฟๆœŸๆŠ•่ต„่ง„ๅˆ’๏ผŒๆ–น่ƒฝไปฃไปฃๅฏŒ่ฃ•ใ€‚

#่ดขๅ•† #็†่ดข #่ง„ๅˆ’ #่ดขๅŠก่‡ช็”ฑ #ๅฎถๆ—ๅŸบ้‡‘ #่ดขๅฏŒ็ฎก็† #่ดขๅŠก่ง„ๅˆ’ๅธˆ #ไฟกๆ‰˜ #ไผ ๆ‰ฟ #ๅฎˆ่ดข

Annual Signature Financial Planning Symposium 2025Session 1: Innovative Cyber InsuranceSession 2: Family OfficeSession 3...
22/05/2025

Annual Signature Financial Planning Symposium 2025

Session 1: Innovative Cyber Insurance
Session 2: Family Office
Session 3: The psychology of Behaviour Change and Influence
Session 4: AI, ChatGPT, Deepseek: Impact, challenges and opportunity.
Session 5: CFP certification: Elevating Professional Excellence, client trust & business growth.



28/03/2025

Consult Licensed Financial Planners and Learn to Live Your Best Financial Life

ๆญๅ–œTomไผ™ไผดๅ–œๆๆ–ฐ่ฝฆ๏ผไป–ไปŽๅŽจๅธˆ๏ผŒ่ตฐๅ…ฅ้ค้ฅฎไธš่€ๆฟ๏ผŒๆœ€ๅŽๅœจ่ตฐ่ฟ›่ต„ๆœฌ่ฟไฝœๅธ‚ๅœบใ€‚ๅœจๆˆ‘็š„ไบบ็”Ÿ้“่ทฏๅŽ†็ปƒ่ฟ‡็จ‹๏ผŒ่ฎฉๆˆ‘ๆทฑๆทฑไฝ“ไผšๅˆฐใ€‚่‡ชๅทฑๅŽ‰ไธๅŽ‰ๅฎณไธๆ˜ฏ้‡็‚นใ€‚่€Œๆ˜ฏ่ทŸ่ฐ็Žฉๅœจไธ€่ตทๆ‰้‡่ฆใ€‚ #่ต„ๆœฌ #่ต„ๆœฌ่ฟไฝœ #่ต„ๆœฌๅธ‚ๅœบ #่ต„ๆœฌๆ€็ปด #ๅœˆๅญ
23/03/2025

ๆญๅ–œTomไผ™ไผดๅ–œๆๆ–ฐ่ฝฆ๏ผไป–ไปŽๅŽจๅธˆ๏ผŒ่ตฐๅ…ฅ้ค้ฅฎไธš่€ๆฟ๏ผŒๆœ€ๅŽๅœจ่ตฐ่ฟ›่ต„ๆœฌ่ฟไฝœๅธ‚ๅœบใ€‚ๅœจๆˆ‘็š„ไบบ็”Ÿ้“่ทฏๅŽ†็ปƒ่ฟ‡็จ‹๏ผŒ่ฎฉๆˆ‘ๆทฑๆทฑไฝ“ไผšๅˆฐใ€‚่‡ชๅทฑๅŽ‰ไธๅŽ‰ๅฎณไธๆ˜ฏ้‡็‚นใ€‚่€Œๆ˜ฏ่ทŸ่ฐ็Žฉๅœจไธ€่ตทๆ‰้‡่ฆใ€‚
#่ต„ๆœฌ #่ต„ๆœฌ่ฟไฝœ #่ต„ๆœฌๅธ‚ๅœบ #่ต„ๆœฌๆ€็ปด #ๅœˆๅญ

้‡‘่›‡็‹‚่ˆž่ฟŽๆ–ฐๆ˜ฅ๏ผŒๅ‰็ฅฅๅฆ‚ๆ„็ฆๆปก้—จ๏ผๆ„ฟไฝ ๅœจ่›‡ๅนด้‡Œ๏ผŒ่ดขๆบๆปšๆปš๏ผŒๅฅๅบทๅนณๅฎ‰๏ผŒๅฟƒๆƒณไบ‹ๆˆ๏ผ #่›‡ๅนด #ๆ–ฐๅนดๅฟซไน #ๆญๅ–œๅ‘่ดข
02/02/2025

้‡‘่›‡็‹‚่ˆž่ฟŽๆ–ฐๆ˜ฅ๏ผŒๅ‰็ฅฅๅฆ‚ๆ„็ฆๆปก้—จ๏ผ
ๆ„ฟไฝ ๅœจ่›‡ๅนด้‡Œ๏ผŒ่ดขๆบๆปšๆปš๏ผŒๅฅๅบทๅนณๅฎ‰๏ผŒๅฟƒๆƒณไบ‹ๆˆ๏ผ

#่›‡ๅนด #ๆ–ฐๅนดๅฟซไน #ๆญๅ–œๅ‘่ดข

Insanity means: Doing the same thing over and over again and expect different results. -Albert Einstein
11/01/2025

Insanity means: Doing the same thing over and over again and expect different results. -Albert Einstein

As 2024 comes to an end, Iโ€™m grateful for all the growth, resilience, and progress weโ€™ve achieved together this year. Fr...
31/12/2024

As 2024 comes to an end, Iโ€™m grateful for all the growth, resilience, and progress weโ€™ve achieved together this year. From stronger partnerships to empowering more Malaysians with financial knowledge, itโ€™s been an incredible journey.

Looking ahead to 2025, I wish for more growth, better financial literacy for our community, and success for everyone chasing their dreams. Letโ€™s make 2025 a year full of opportunities and breakthroughs.

Hereโ€™s to a brighter future together. Happy New Year!

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