Journey Life Assurance

Journey Life Assurance 我們提供專業的理財規划服務。最合適的支付醫療費用方案,教育金,退休

Journey Life Assurance(简称JLA)创办于2020年。创始人Agency Manager Joanne Ling从年仅23岁至今 在保险行业已经创业16年之久,并多次领导团队荣获上保诚东马区百万组织冠军队伍和百万团队傲凯奖项,自创办1年以来已成就3名Unit Manager,4 名MDRT。JLA 的宏愿是是为人们改善人生,为所有家庭的创造更多的财富和傳承,让企业工作生活化,并且建立成为客户信任的优质服务和品牌。我们的任务是确保我们的顾客在他们的生活各个阶段对自己的财务有绝对的安全感和信心,让我们的伙伴们的工作与生活取得平衡,并且通过我们的专业知识,为客户提供合适的财务规划服务。

One heart attack can stop more than your heartbeat. ❤️‍🩹Mr. Tan was the sole provider for his family.Like many of us, he...
26/08/2026

One heart attack can stop more than your heartbeat. ❤️‍🩹

Mr. Tan was the sole provider for his family.

Like many of us, he had responsibilities.

🏠 Household expenses
🍚 Daily living costs
👨‍👩‍👧‍👦 A family depending on him
💳 Bills that still needed to be paid

Then one day in 2023, something unexpected happened.

He suffered a sudden heart attack.

He was hospitalised.

Suddenly, the concern wasn't only:

“Will I recover?”

There was another question:

“If I cannot work, how will my family manage?”

Medical treatment is one part of the problem.

But while you're recovering...

The mortgage doesn't stop.
The car instalment doesn't stop.
The children's expenses don't stop.
The family's daily expenses don't stop.

Fortunately, Mr. Tan had critical illness coverage, which provided financial support during his recovery. 🛡️

This is something many people misunderstand about insurance.

🏥 *Medical Card* helps with eligible medical and hospital expenses.

💰 *Critical Illness protection* can provide a lump-sum payout, subject to your policy terms, that can help you manage financially while focusing on recovery.

Because sometimes the biggest financial problem isn't only the hospital bill.

It's what happens to your income when you can't work.

Ask yourself today:

👉 If I couldn't work for 6 months, would my family be financially okay?

👉 Do I only have a Medical Card, or do I also have enough Critical Illness protection?

Insurance isn't about expecting something bad to happen.

It's about making sure one unexpected event doesn't destroy everything you've worked hard to build. ❤️

JULY 2026 AWARDEES 🏆🥈 PLATINUM • Emerald Ting🥇 GOLD • Edmond Wong• Tracy Kho• Rita Yeo🥈 SILVER • Jessie Liew• Grace Tan•...
24/08/2026

JULY 2026 AWARDEES 🏆

🥈 PLATINUM
• Emerald Ting

🥇 GOLD
• Edmond Wong
• Tracy Kho
• Rita Yeo

🥈 SILVER
• Jessie Liew
• Grace Tan
• Elin Chai
• Chiew Ai Ling
• Jason Lee
• Jolene Vong

⭐ EXPRESS ELITE
• Jessie Liew
• Grace Tan
• Emerald Ting
• Edmond Wong
• Tracy Kho

📈 TOP IMPROVEMENT AGENT
• Edmond Wong

Congratulations once again to every achiever! 👏

有 Medical Card,住院就一定 100% 全包吗?其实,不一定。Medical Card 很重要,但每个人的保障内容都可能不同。Annual Limit、Room & Board、Deductible / Co-insurance...
24/08/2026

有 Medical Card,住院就一定 100% 全包吗?

其实,不一定。

Medical Card 很重要,但每个人的保障内容都可能不同。
Annual Limit、Room & Board、Deductible / Co-insurance,以及不受保障的项目,都可能影响最后需要自己承担的费用。

所以不要只是问:
“我有 Medical Card 吗?”

更应该问:
“我的 Medical Card 到底保什么?”

趁还没需要用到的时候,先花一点时间了解自己的保障。

不确定自己的 Medical Card 保什么?
可以找我做一个简单的保障检视。



Does having a Medical Card mean your hospital bill will always be 100% covered?

Not necessarily.

A Medical Card is important, but every plan may have different coverage, limits and conditions.

Annual Limit, Room & Board, Deductible / Co-insurance and exclusions may all affect how much you need to pay yourself.

So instead of only asking:
“Do I have a Medical Card?”

Ask:
“What does my Medical Card actually cover?”

Understand your coverage before you need to use it.

Not sure what your Medical Card covers?
Feel free to message me for a simple coverage review.

👔 CONGRATS JLA ACHIEVERS! 🔥Another challenge DONE! ✅You did it! 💪TIE IT. WEAR IT. OWN IT.Well done, team! ❤️🖤
21/08/2026

👔 CONGRATS JLA ACHIEVERS! 🔥

Another challenge DONE! ✅

You did it! 💪

TIE IT. WEAR IT. OWN IT.

Well done, team! ❤️🖤

🏆 JLA JULY 2026 HALL OF FAME🏆🥇 TOP AGENT🏆 Champion**EMERALD TING YIEN LING**🥈 1st Runner Up**JESSIE LIEW SUK SING**🥉 2nd...
20/08/2026

🏆 JLA JULY 2026 HALL OF FAME🏆

🥇 TOP AGENT

🏆 Champion
**EMERALD TING YIEN LING**

🥈 1st Runner Up
**JESSIE LIEW SUK SING**

🥉 2nd Runner Up
**GRACE TAN GEK SI**

🌟 TOP Y1Y2Y3

🏆 Champion
**WONG YIK TZE EDMOND**

🥈 1st Runner Up
**CHAI AI MOI ELIN**

🥉 2nd Runner Up
**YEO SIAW SIANG RITA**

Congratulations once again to all our July achievers!

RM1,040,000. One patient. One year. 🏥She probably never imagined that one day, her medical bills would reach more than R...
19/08/2026

RM1,040,000. One patient. One year. 🏥

She probably never imagined that one day, her medical bills would reach more than RM1 million.

She was diagnosed with breast cancer. 🎗️

What followed wasn’t just one hospital visit.

🏥 Multiple surgeries
🛏️ A prolonged stay in ICU
💉 Cancer treatments
💊 Specialized cancer drugs

And behind every treatment was another bill.

In 2025 alone, Prudential reported paying RM1.04 million in medical claims for this policyholder.

Think about that for a moment. 💭

Most of us work hard to build our savings.

💰 RM10,000
💰 RM50,000
💰 RM100,000

But when a serious illness happens, years of savings can suddenly be asked to do a job they were never meant to do.

Insurance cannot stop cancer from happening.

It cannot remove the fear a family feels when they hear the diagnosis.

But the right coverage can mean that, during one of the hardest moments of your life, money doesn’t have to become another battle. ❤️‍🩹

This is why I always tell people:

Don’t only ask,
“How much is my insurance premium?”

Ask yourself,
“If something serious happens tomorrow, how much can my current coverage actually protect me?” 🤔

You don’t buy insurance because you expect something bad to happen.

You prepare because you don’t know when life will change. 🛡️

If you haven’t reviewed your Medical Card for a few years, perhaps it’s time to understand what you currently have.

📩 Message me if you’d like a simple coverage review.
No pressure, just understand your protection first.

To everyone grinding through the "no"s to get to the "yes" — I see you. 🔥Discipline over motivation. Every single time. ...
18/08/2026

To everyone grinding through the "no"s to get to the "yes" — I see you. 🔥

Discipline over motivation. Every single time.

有 Medical Card,就真的够了吗?Is having a Medical Card really enough?很多人觉得,只要有 Medical Card,医疗保障就已经足够了。Many people think that on...
17/08/2026

有 Medical Card,就真的够了吗?
Is having a Medical Card really enough?

很多人觉得,只要有 Medical Card,医疗保障就已经足够了。
Many people think that once they have a Medical Card, their protection is complete.

其实,Medical Card 主要帮助我们应付住院、手术和部分医疗费用。
In reality, a Medical Card mainly helps cover hospitalisation, surgery and eligible medical expenses.

但如果一场大病让你几个月无法工作呢?
But what happens if a serious illness keeps you from working for several months?

除了医疗费,我们可能还要面对:
Besides medical bills, we may still need to deal with:

• 癌症或长期治疗 Cancer or long-term treatment
• 收入中断 Loss of income
• 房贷、车贷 Loans and commitments
• 孩子教育费 Children’s education
• 家庭日常开销 Daily family expenses

所以,Medical Card 很重要,但它只是整体保障的一部分。
A Medical Card is important, but it is only one part of a complete protection plan.

真正适合自己的保障,应该根据你的收入、家庭责任和实际需求来规划。
The right protection should be planned according to your income, family responsibilities and actual needs.

不确定自己的保障够不够?
Not sure if your protection is enough?

可以找我做一个简单的保障检视。
Let me help you with a simple **Protection Review**.

🏆 KUCHING HALL OF FAME – JULY 2026 🏆⭐ TOP AGENCY MANAGERS (GROUP)3rd Runner Up – Ling Swee Loi Joanne⭐ TOP AGENCY MANAGE...
14/08/2026

🏆 KUCHING HALL OF FAME – JULY 2026 🏆

⭐ TOP AGENCY MANAGERS (GROUP)
3rd Runner Up – Ling Swee Loi Joanne

⭐ TOP AGENCY MANAGERS (DIRECT)
4th Runner Up – Ling Swee Loi Joanne

⭐ TOP UNIT MANAGERS
1st Runner Up – Ling Swee Ngiik Jasper

⭐ TOP AGENTS
5th Runner Up – Ling P*k Ting

⭐ TOP ROOKIE AGENTS
4th Runner Up – Wong Yik Tze

Congratulations once again to all our achievers!

JLA – ONE TEAM, ONE DREAM!

13/08/2026

Every turning point starts with one decision.

Join us for THE TURNING POINT
从普通出发,活出不一样的人生。

Main Speaker: Emerald Ting
Real Story Sharing: Joanne Ling

📅 15 August 2026
⏰ 2:00 PM
📍 JLA Office

Come listen. Come learn. Maybe this could be your turning point.

https://wa.me/60183653663

Address

Second Floor Lot 2763 Block 10 Lorong Tun Ahmad Zaidi Adruce 12
Kuching
93150

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 12:00

Telephone

+60128882858

Website

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