29/05/2026
SME Stabilisation Relief Facility (SME SRF)
The Bank Negara Malaysia Funded Schemes are part of the Government’s ongoing initiative to ensure eligible Small and Medium Enterprises (SMEs) across all economic sectors have access to financing at reasonable and affordable rates.
SME Stabilisation Relief Facility (SME SRF)
The SME SRF is designed to provide short-term financial relief and help SMEs manage cash flow challenges during periods of economic uncertainty and disruption.
Purpose of Financing
Working capital financing (excluding refinancing)
Financing Features
Financing Amount: Up to RM750,000
Interest Rate: Up to 3.75% per annum, inclusive of a 0.5% guarantee fee
Financing Tenure: Up to 5 years
Guarantee Coverage
Guarantee support is available through:
Credit Guarantee Corporation Malaysia Berhad (CGC), or
Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP)
This facility aims to support SMEs in sustaining business operations, improving financial stability, and navigating challenging economic conditions with greater confidence.
中小企业稳定与复苏基金（SME SRF）
马来西亚国家银行（Bank Negara Malaysia）推出的融资计划，旨在协助符合资格的中小企业（SMEs）以合理及可负担的成本获得融资支持，帮助企业持续发展与稳定营运。
SME Stabilisation Relief Facility（SME SRF）
SME SRF 旨在为中小企业提供短期财务援助，协助企业在经济不稳定及市场挑战期间缓解现金流压力。
融资用途
营运资金（不包括现有贷款再融资）
融资特点
融资额度：最高可达 RM750,000
利率：每年最低可达 3.75%，包含 0.5% 担保费
融资期限：最长可达 5 年
# # # 担保支持
融资担保可由以下机构提供：
* Credit Guarantee Corporation Malaysia Berhad（CGC），或
* Syarikat Jaminan Pembiayaan Perniagaan Berhad（SJPP）
此融资计划旨在协助中小企业维持业务运作、加强财务稳定性，并更有信心地应对经济挑战与市场变化。
