Foreign Worker Hospitalisation & Surgical Insurance Scheme - Skhppa

MYEG Foreign Workers & Maids Insurance Policy
Arranged by ACPG Management Sdn Bhd Malaysia Largest General Insurance Risk Management Solution Provider since year 1989. ACPG Careline +603-92863323, +6011-12239838
[email protected]
www.acpgconsultant.com www.facebook.com/acpg.management

MYEG Foreign Workers & Maids Insurance Policy
MYEG Insurans Jaminan Pekerja Asing (FWIG)
MYEG Skim

Pampasan Pekerja Asing (FWCS)
MYEG Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
MYEG Skim Insurans Pembantu Rumah
MYEG Foreign Worker Insurance Guarantee (FWIG)
MYEG Foreign Worker Compensation Scheme (FWCS)
MYEG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG Domestic Servant Insurance Scheme (DSIS)
MYEG Maids Insurance Scheme (MIS)

MYEG Foreign Worker Insurance Benefits of Coverage -
Repatriation Expenses -
Personal Accident Insurance -
Disease Death -
Permanent Partial / Total Disablement -
Temporary Disablement -
Accidental Medical Expenses -
Hospital & Surgical Medical Expenses -
Weekly Income Benefits -
ICU / Ambulance Fees / Medical Report Fees

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance
Arranged by ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989. ACPG Careline +603-92863323
[email protected]
www.acpgconsultant.com www.facebook.com/acpg.management

In Malaysia, foreign workers are employed in the sectors of manufacturing, construction, plantation, agricultural, services and domestic help such as restaurant, cleaning services, cargo handling, launderette, golf course caddy, barber, wholesale and retail, textile, metal scraps and recycle activities, welfare homes and hotels. Foreign Workers Insurance Guarantee (FWIG)
Foreign Workers Insurance Guarantee (FWIG) is a guarantee required by the Malaysian Immigration Department from employers as a security deposit for the employment of foreign workers in Malaysia. FWIG guarantees to cover repatriation expenses in the event where your foreign worker is required by the authorities to be sent back to his country origin during his stay in Malaysia. Duration of cover set by the Immigration Department is eighteen (18) months. A new FWIG is required upon renewing the foreign workers permit. The total premium payable varies depending on the nationality of the foreign worker and ACPG insurer underwriting requirements. Foreign Workers Compensation Scheme (FWCS)
The Foreign Workers Compensation Scheme (FWCS) protects the welfare and interests of foreign workers in Malaysia. The scheme pays the compensation benefits to a foreign worker with valid employment document for injuries sustained or death due to an accident arising out of or during his course of employment. Under Section 26 of the Workmen’s Compensation (Amendment) Act 1996, it is mandatory for Employers to insure all their foreign workers under the FWCS. Coverage:
Accidental death: RM25,000 (working hours) or RM23,000 (off working hours)
Permanent disablement: Up to RM23,000 (working hours) or RM23,000 (off working hours)
Temporary loss of income due to temporary disablement
Hospitalisation & medical expenses: Up to RM750
Repatriation due to death or permanent disablement: RM4,800
Foreign Workers Hospitalization and Surgical (FWHS or SKHPPA)

The Foreign Workers Hospitalisation and Surgical (FWCS or SKHPPA) is specially designed in view of increasing hospital and surgical costs and to reduce the financial burdens of employers of foreign workers in Malaysia in the event of hospital admission of their foreign workers due to an accident or illness. FWCS/SKHPPA allows foreign workers a cashless admission into government hospitals under a Third (3rd) Class Room and Board basis but exception is given to cases which require emergency treatment at private hospitals. Coverage:
Daily hospital room & board: Up to 30 days; Up to RM160 per day
Intensive Care Unit (ICU): Up to 15 days
Hospital supplies and services, operating theatre, surgical fees, anaesthetist fees, ambulance fees / medical report fees
In-hospital physician visits: Up to 30 days
In-hospital specialist consultation visits: Up to 30 days
Maximum overall annual limit: RM20,000

MYEG MSIG Foreign Workers & Maids Insurance Policy
MYEG MSIG Foreign Worker Insurance Guarantee (FWIG)
MYEG MSIG Foreign Worker Compensation Scheme (FWCS)
MYEG MSIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG MSIG Domestic Servant Insurance Scheme (DSIS)
MYEG MSIG Maids Insurance Scheme (MIS)

MYEG AXA Foreign Workers & Maids Insurance Policy
MYEG AXA Foreign Worker Insurance Guarantee (FWIG)
MYEG AXA Foreign Worker Compensation Scheme (FWCS)
MYEG AXA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG AXA Domestic Servant Insurance Scheme (DSIS)
MYEG AXA Maids Insurance Scheme (MIS)

MYEG AIG Foreign Workers & Maids Insurance Policy
MYEG AIG Foreign Worker Insurance Guarantee (FWIG)
MYEG AIG Foreign Worker Compensation Scheme (FWCS)
MYEG AIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG AIG Domestic Servant Insurance Scheme (DSIS)
MYEG AIG Maids Insurance Scheme (MIS)

MYEG ALLIANZ Foreign Workers & Maids Insurance Policy
MYEG ALLIANZ Foreign Worker Insurance Guarantee (FWIG)
MYEG ALLIANZ Foreign Worker Compensation Scheme (FWCS)
MYEG ALLIANZ Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG ALLIANZ Domestic Servant Insurance Scheme (DSIS)
MYEG ALLIANZ Maids Insurance Scheme (MIS)

MYEG LONPAC Foreign Workers & Maids Insurance Policy
MYEG LONPAC Foreign Worker Compensation Scheme (FWCS)
MYEG LONPAC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG LONPAC Domestic Servant Insurance Scheme (DSIS)
MYEG LONPAC Maids Insurance Scheme (MIS)

MYEG KURNIA Foreign Workers & Maids Insurance Policy
MYEG KURNIA Foreign Worker Insurance Guarantee (FWIG)
MYEG KURNIA Foreign Worker Compensation Scheme (FWCS)
MYEG KURNIA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG KURNIA Domestic Servant Insurance Scheme (DSIS)
MYEG KURNIA Maids Insurance Scheme (MIS)

MYEG TOKIO MARINE Foreign Workers & Maids Insurance Policy
MYEG TOKIO MARINE Foreign Worker Insurance Guarantee (FWIG)
MYEG TOKIO MARINE Foreign Worker Compensation Scheme (FWCS)
MYEG TOKIO MARINE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG TOKIO MARINE Domestic Servant Insurance Scheme (DSIS)
MYEG TOKIO MARINE Maids Insurance Scheme (MIS)

MYEG PACIFIC Foreign Workers & Maids Insurance Policy
MYEG PACIFIC Foreign Worker Insurance Guarantee (FWIG)
MYEG PACIFIC Foreign Worker Compensation Scheme (FWCS)
MYEG PACIFIC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG PACIFIC Domestic Servant Insurance Scheme (DSIS)
MYEG PACIFIC Maids Insurance Scheme (MIS)

MYEG TAKAFUL MALAYSIA Foreign Workers & Maids Insurance Policy
MYEG TAKAFUL MALAYSIA Foreign Worker Compensation Scheme (FWCS)
MYEG TAKAFUL MALAYSIA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG TAKAFUL MALAYSIA Domestic Servant Insurance Scheme (DSIS)
MYEG TAKAFUL MALAYSIA Maids Insurance Scheme (MIS)

MYEG AMGENERAL INSURANCE Foreign Workers & Maids Insurance Policy
MYEG AMGENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG AMGENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG AMGENERAL INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) MYEG AMGENERAL INSURANCE Domestic Servant Insurance Scheme (DSIS)
MYEG AMGENERAL INSURANCE Maids Insurance Scheme (MIS)

MYEG RHB INSURANCE Foreign Workers & Maids Insurance Policy
MYEG RHB INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG RHB INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG RHB INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG RHB INSURANCE Domestic Servant Insurance Scheme (DSIS)
MYEG RHB INSURANCE Maids Insurance Scheme (MIS)

MYEG ETIQA TAKAFUL Foreign Workers & Maids Insurance Policy
MYEG ETIQA TAKAFUL Foreign Worker Insurance Guarantee (FWIG)
MYEG ETIQA TAKAFUL Foreign Worker Compensation Scheme (FWCS)
MYEG ETIQA TAKAFUL Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG ETIQA TAKAFUL Domestic Servant Insurance Scheme (DSIS)
MYEG ETIQA TAKAFUL Maids Insurance Scheme (MIS)

MYEG QBE INSURANCE Foreign Workers & Maids Insurance Policy
MYEG QBE INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG QBE INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG QBE INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG QBE INSURANCE Domestic Servant Insurance Scheme (DSIS) MYEG QBE INSURANCE Maids Insurance Scheme (MIS)

MYEG UNI ASIA GENERAL INSURANCE Foreign Workers & Maids Insurance Policy
MYEG UNI ASIA GENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)
MYEG UNI ASIA GENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)
MYEG UNI ASIA GENERAL INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) MYEG UNI ASIA GENERAL INSURANCE Domestic Servant Insurance Scheme (DSIS)
MYEG UNI ASIA GENERAL INSURANCE Maids Insurance Scheme (MIS)

MYEG ZURICH Foreign Workers & Maids Insurance Policy
MYEG ZURICH Foreign Worker Insurance Guarantee (FWIG)
MYEG ZURICH Foreign Worker Compensation Scheme (FWCS)
MYEG ZURICH Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
MYEG ZURICH Domestic Servant Insurance Scheme (DSIS)
MYEG ZURICH Maids Insurance Scheme (MIS)

MYEG BERJAYA SOMPO INSURANCE Foreign Workers & Maids Insurance Policy
MYEG BERJAYA SOMPO INS