What are the opening hours?

Monday 09:00 - 18:00 Tuesday 09:00 - 18:00 Wednesday 09:00 - 18:00 Thursday 09:00 - 18:00 Friday 09:00 - 18:00

JOA : Jubilant - Outstanding - Aspiration

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Malaysia
Kuala Lumpur
JOA : Jubilant - Outstanding - Aspiration

"JOA" was founded in January 2005

We strive to be:
"QUICK" To communicate. To respond. To solve. "SENSIBLE" We listen. We weigh all sides. We are prudent. Steady.

🏦 Licensed Mortgage Broker | Multiple Bank Panels
📈 20+ Years of Industry Experience
💯 Direct-to-Bank Processing
✅ Strict Compliance with Bank Guidelines & Regulations

Dedicated to helping clients secure the best financing solutions. "RELIABLE" We are dependable. The calm inside the storm. "RESPECTED" By our Business Associates. Our Client. Our Team. The industry. In today’s uncertain world, we w

ill still stand strong by adhering to our foundation of values: we are people-focused and motivated by a genuine caring for our community. Our philosophy is conservative. Our solutions, high-tech. But above all, our values are best expressed not through words, but actions. We respond. Follow through. Until we get results that go beyond … Beyond the expected.

21/06/2026

Happy Father's Day 💙

A father is someone who works quietly behind the scenes, carries the weight of responsibilities, and loves his family unconditionally.

Thank you to all fathers for your sacrifices, strength, patience, and unwavering support. Today, we celebrate you and everything you do for your loved ones.

Wishing all dads a Happy Father's Day filled with love, laughter, and cherished moments with family.

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Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60192300126
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

18/06/2026

🛶 Happy Dragon Boat Festival!

Wishing everyone a joyful celebration filled with happiness, good health, and prosperity. May this special occasion bring you and your loved ones peace, unity, and cherished moments together 🌿_________________________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

09/05/2026

Happy Mother’s Day to all the amazing mothers out there 🌷❤️

Thank you for your endless love, strength, and sacrifices. Wishing you a day filled with happiness and appreciation💐______________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

30/04/2026

Honouring the hard work, dedication, and contributions of all workers 👏✨
Wishing you a well-deserved break this Labour Day.

Happy Labour Day 💛

Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

04/04/2026

🌿🐣 Happy Easter! 🐣🌿

“But God demonstrates His own love for us in this: While we were still sinners, Christ died for us.” - Romans 5:8

This Easter, we are reminded that love is not just spoken, but shown through sacrifice, grace, and unwavering faith.

No matter where you are in life, His love meets you there ❤️
A love that restores, renews, and gives hope for a new beginning.

Wishing you and your loved ones a blessed and meaningful Easter 🕊️💛
_______________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60192300126
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/
HousingLoan Banker Entreprenuer HomeIsPriceless
EasterSunday Romans5 FaithHopeLove

20/03/2026

🌙✨ Raya Kini Tiba ✨🌙

Selamat Hari Raya Aidilfitri
Maaf Zahir dan Batin.

Semoga kediaman anda dipenuhi dengan gelak tawa, meja dihiasi juadah istimewa dan hati dilimpahi kegembiraan serta ketenangan ❤️

Terima kasih atas sokongan dan kepercayaan yang berterusan kepada kami selama ini, kami amat hargai!

Pandu dengan cermat dan semoga perjalanan anda sentiasa selamat.

Selamat menyambut Hari Raya Aidilfitri 💚✨
______________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60192300126
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/
HousingLoan Banker Entreprenuer HomeIsPriceless HariRayaAidilfitri2026

02/03/2026

🏮 Happy Lantern Festival! ✨
Where light leads, progress follows. Wishing everyone joy and happiness!
______________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

23/02/2026

Ren Ri Kuai Le (人日快乐)! Happy Renri! 🧧

May careers soar like a galloping horse, with good health, positive momentum, and meaningful wins ✨
______________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

17/02/2026

Happy Chinese New Year 🏮🎉

May the Lunar New Year inspire fresh ideas, stronger connections, and success that lasts beyond the season. 🧧✨
_______________________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

Address

Desa Business Centre
Kuala Lumpur
58100

Opening Hours

Monday	09:00 - 18:00
Tuesday	09:00 - 18:00
Wednesday	09:00 - 18:00
Thursday	09:00 - 18:00
Friday	09:00 - 18:00

Telephone

+60147001770

Website

http://www.joagroup.com.my/

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