JOA : Jubilant - Outstanding - Aspiration

JOA : Jubilant - Outstanding - Aspiration "JOA" was founded in January 2005

We strive to be:
"QUICK" To communicate. To respond. To solve. "SENSIBLE" We listen. We weigh all sides. We are prudent. Steady.

🏦 Licensed Mortgage Broker | Multiple Bank Panels
📈 20+ Years of Industry Experience
💯 Direct-to-Bank Processing
✅ Strict Compliance with Bank Guidelines & Regulations

Dedicated to helping clients secure the best financing solutions. "RELIABLE" We are dependable. The calm inside the storm. "RESPECTED" By our Business Associates. Our Client. Our Team. The industry. In today’s uncertain world, we w

ill still stand strong by adhering to our foundation of values: we are people-focused and motivated by a genuine caring for our community. Our philosophy is conservative. Our solutions, high-tech. But above all, our values are best expressed not through words, but actions. We respond. Follow through. Until we get results that go beyond … Beyond the expected.

Happy Mother’s Day to all the amazing mothers out there 🌷❤️Thank you for your endless love, strength, and sacrifices. Wi...
09/05/2026

Happy Mother’s Day to all the amazing mothers out there 🌷❤️

Thank you for your endless love, strength, and sacrifices. Wishing you a day filled with happiness and appreciation💐______________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

04/04/2026

🌿🐣 Happy Easter! 🐣🌿

“But God demonstrates His own love for us in this: While we were still sinners, Christ died for us.” - Romans 5:8

This Easter, we are reminded that love is not just spoken, but shown through sacrifice, grace, and unwavering faith.

No matter where you are in life, His love meets you there ❤️
A love that restores, renews, and gives hope for a new beginning.

Wishing you and your loved ones a blessed and meaningful Easter 🕊️💛
_______________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60192300126
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/
HousingLoan Banker Entreprenuer HomeIsPriceless
EasterSunday Romans5 FaithHopeLove

🌙✨ Raya Kini Tiba ✨🌙Selamat Hari Raya AidilfitriMaaf Zahir dan Batin.Semoga kediaman anda dipenuhi dengan gelak tawa, me...
20/03/2026

🌙✨ Raya Kini Tiba ✨🌙

Selamat Hari Raya Aidilfitri
Maaf Zahir dan Batin.

Semoga kediaman anda dipenuhi dengan gelak tawa, meja dihiasi juadah istimewa dan hati dilimpahi kegembiraan serta ketenangan ❤️

Terima kasih atas sokongan dan kepercayaan yang berterusan kepada kami selama ini, kami amat hargai!

Pandu dengan cermat dan semoga perjalanan anda sentiasa selamat.

Selamat menyambut Hari Raya Aidilfitri 💚✨
______________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60192300126
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/
HousingLoan Banker Entreprenuer HomeIsPriceless HariRayaAidilfitri2026

🏮 Happy Lantern Festival! ✨ Where light leads, progress follows. Wishing everyone joy and happiness!____________________...
02/03/2026

🏮 Happy Lantern Festival! ✨
Where light leads, progress follows. Wishing everyone joy and happiness!
______________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

Ren Ri Kuai Le (人日快乐)! Happy Renri! 🧧May careers soar like a galloping horse, with good health, positive momentum, and m...
23/02/2026

Ren Ri Kuai Le (人日快乐)! Happy Renri! 🧧

May careers soar like a galloping horse, with good health, positive momentum, and meaningful wins ✨
______________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

Happy Chinese New Year 🏮🎉May the Lunar New Year inspire fresh ideas, stronger connections, and success that lasts beyond...
17/02/2026

Happy Chinese New Year 🏮🎉

May the Lunar New Year inspire fresh ideas, stronger connections, and success that lasts beyond the season. 🧧✨
_______________________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

马年到，万象更新！🐎✨感谢一路以来的相遇与陪伴，新的一年，愿我们继续彼此支持、携手前行。祝大家在马年：心想事成 🌟平安喜乐 😊身体健康 💪家庭幸福美满 ❤️愿新的一年，日子越来越好，好运常在！________________________...
16/02/2026

马年到，万象更新！🐎✨
感谢一路以来的相遇与陪伴，
新的一年，愿我们继续彼此支持、携手前行。
祝大家在马年：
心想事成 🌟
平安喜乐 😊
身体健康 💪
家庭幸福美满 ❤️
愿新的一年，日子越来越好，好运常在！

_______________________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

As we gather for Chinese New Year’s Eve, WE would like to express our sincere gratitude to all our valued clients, partn...
16/02/2026

As we gather for Chinese New Year’s Eve, WE would like to express our sincere gratitude to all our valued clients, partners and friends for your trust and support throughout the year.

Because of you, we continue to grow, serve, and help more families achieve their property and financial goals.

May this Reunion Night bring you and your loved ones warmth, joy, and togetherness.

Let’s welcome the new year with greater opportunities, prosperity, and success ahead!

Happy Reunion Night & Happy Chinese New Year!
愿大家团圆美满，事业顺利，财源广进！ 🧧🏮

_______________________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/
#2026

Happy New Year 2026 🎉Here’s to a fresh start, exciting adventures, and plenty of laughter along the way. Wishing you a j...
31/12/2025

Happy New Year 2026 🎉
Here’s to a fresh start, exciting adventures, and plenty of laughter along the way. Wishing you a joyful year, and may 2026 be your best one yet!
_______________________________________________________________________
Don’t feel hesitate to contact and follow us for more information.
WhatsApp - wa.me/+60147001770
Facebook - https://www.facebook.com/JOA.Mortgage
Instagram - https://www.instagram.com/joa.mortgage/

Address

Desa Business Centre
Kuala Lumpur
58100

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00

Telephone

+60147001770

Website

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