What are the opening hours?

Monday 09:30 - 18:30 Tuesday 09:30 - 18:30 Wednesday 09:30 - 18:30 Thursday 09:30 - 18:30 Friday 09:30 - 18:30 Saturday 10:00 - 15:00

NYK Advisory Services

Home
Malaysia
Kuala Lumpur
NYK Advisory Services

Call Directions Website Contact the business

NYK Advisory Services (002988082-D)

28/09/2026

𝗢𝗶𝗹 𝘄𝗲𝗻𝘁 𝗽𝗮𝘀𝘁 𝗨𝗦$𝟭𝟬𝟬.
𝗜𝘁 𝗰𝗼𝗺𝗲𝘀 𝗶𝗻 𝘂𝗻𝗱𝗲𝗿 𝗳𝗼𝘂𝗿 𝗱𝗼𝗼𝗿𝘀.
You have never bought a barrel of oil in your life. You are still going to pay for this one.
Brent crossed US$100 on 9 September and was around 107 by the 15th. Here is how it gets into a small business.
𝗧𝗵𝗲 𝗽𝘂𝗺𝗽.
Your MyKad gets RM1.99 petrol and RM2.10 diesel, up to the quota. The van and the lorry pay market price unless they are on the RM2.15 fleet card. Unsubsidised diesel hit RM4.92 on 10 September, up 25 sen in a week.
𝗧𝗵𝗲 𝗺𝗲𝘁𝗲𝗿.
Since July last year your TNB bill has a line that moves every month with gas and coal. This month it adds 3.67 sen a unit. On 5,000 units, about RM184. And it lags, so today's oil lands on a later bill.
𝗧𝗵𝗲 𝗹𝗼𝗿𝗿𝘆.
Freight, packaging, anything plastic, anything shipped in. Your supplier fills up at the same pump. You find out on his next quote.
𝗧𝗵𝗲 𝗯𝗮𝗻𝗸.
Bank Negara kept the rate at 2.75% on 3 September. Roughly what they said: costs are rising, shop prices have held so far. If that changes, the rate is their tool, and your loan follows the OPR. Next decision, 5 November.
That last door is the one we know. Three things to do this week, from our side of the table.
𝟭. Check what every loan and overdraft is pegged to. If it moves with the OPR, know it before 5 November, not after.
𝟮. Take this month's extra fuel, power and supplier costs, times three. That is what your cash has to carry until oil settles. See if it can.
𝟯. If you will need working capital, arrange it now while your recent months still look good. Banks lend on recent numbers, and the numbers will not get better from here.
Pump, meter, lorry or bank. Which one hit you first?

25/09/2026

𝗙𝘂𝗹𝗹 𝗺𝗼𝗼𝗻.
𝗙𝘂𝗹𝗹 𝘁𝗮𝗯𝗹𝗲.
It's been a while since everyone sat down to dinner at the same time, hasn't it?
Tonight is a good night to make that happen.
Later, around midnight, bring your tea outside. We're so close to the equator that the moon will be almost straight above you, right over your cup.
And if someone you love can't make it home this year, the same moon is shining over them too.
The numbers can wait until tomorrow.
Happy Mid-Autumn from all of us at NYK Advisory.
中秋节快乐 🏮
#中秋节

24/09/2026

𝗢𝗻𝗲 𝗰𝘂𝗽 𝗳𝗿𝗲𝗲.
𝗙𝗶𝘃𝗲 𝗺𝗼𝗿𝗲 𝘁𝗼 𝗽𝗼𝘂𝗿.
Every boss has said it. "Okay lah, this one free." One out of ten. Small thing, right?
Here is the small thing, using round numbers.
Say a cup sells for RM10 and costs you RM7 all in. You keep RM3. Ten cups, RM30 in your pocket.
Give one of the ten free. You still made ten, but you only got paid for nine. RM90 in, RM70 out. RM20 in your pocket.
To get back to RM30, you have to make and sell fifteen cups. Not one more. Five more.
𝗧𝗵𝗶𝗻𝗻𝗲𝗿 𝗺𝗮𝗿𝗴𝗶𝗻?
If you only keep RM2 a cup, that one free cup means you pour twenty.
𝗙𝗮𝘁𝘁𝗲𝗿 𝗺𝗮𝗿𝗴𝗶𝗻?
Keep RM4 a cup, and you still pour about thirteen.
Keep RM7 of RM10, like a real kopitiam kopi? Then one free needs only two more. Fat margins make freebies cheap. Thin margins make them deadly.
A free cup never looks like much going out. It is the extra pouring that gets you, and nobody pays you for that.
Next time someone asks for one free, ask yourself one thing. What is my margin, and how many more will this person buy?

23/09/2026

𝗔 𝗳𝗮𝗿𝗺𝗲𝗿, 𝗮 𝘁𝗿𝗮𝗱𝗲𝗿, 𝗮 𝗸𝗶𝘁𝗲.
𝗦𝗶𝗺𝗮 𝗤𝗶𝗮𝗻, 𝟮𝟭𝟬𝟬 𝘆𝗲𝗮𝗿𝘀 𝗮𝗴𝗼.
Came across this line again and it stuck with us. Had to share.
无财作力,少有斗智,既饶争时。
Sima Qian wrote it more than two thousand years ago, in a chapter about people who got rich. Twelve characters, and honestly it reads like a business plan. Look out of his window and you can see all three.
𝗧𝗵𝗲 𝗳𝗮𝗿𝗺𝗲𝗿.
No money yet? Use your hands. Work, sell your hours. No shortcut at this stage, and anyone selling you one is just selling.
𝗧𝗵𝗲 𝘁𝗿𝗮𝗱𝗲𝗿.
Got a little? Now use your head. Margins, pricing, what to stop doing. A lot of small business owners we know get stuck right here, still grinding like stage one.
𝗧𝗵𝗲 𝗸𝗶𝘁𝗲.
Got plenty? Now it is timing. A kite does nothing until the wind comes. When to expand, when to sit tight, when to walk away.
Three stages, in that order. The trouble starts when you try stage-three moves with stage-one money. We have seen it. Not pretty.
So, which one are you in the picture? Be honest, we will not tell anyone.

22/09/2026

𝗦𝗮𝗺𝗲 𝘀𝗵𝗼𝗲, 𝘁𝘄𝗶𝗰𝗲 𝘁𝗵𝗲 𝘀𝗶𝘇𝗲.
𝗠𝗼𝗻𝗲𝘆 𝗱𝗼𝗲𝘀 𝘁𝗵𝗮𝘁 𝘁𝗼𝗼. 𝗔𝘀𝗸 𝟳𝟮.
Nobody remembers the day a kid's shoe stopped fitting. It just did, one year at a time.
Money does the same, if you leave it alone. The only question is how long. That is what 72 is for.
Take 72. Divide by the return you get each year. That is about how many years before your money doubles.
𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝟲%?
Twelve years. RM10,000 in today, RM20,000 around 2038. A first shoe to a Standard Six shoe.
𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝟯%?
Twenty-four years. Same RM10,000, but now you wait until 2050. That shoe has finished school and gone to work.
𝗦𝗼𝗺𝗲𝗼𝗻𝗲 𝗽𝗿𝗼𝗺𝗶𝘀𝗶𝗻𝗴 𝟭𝟮%?
Six years, if it is real. If it sounds too easy, ask where the money actually goes before you hand over anything.
Works the other way too. Inflation at 3% takes about 24 years to halve what your ringgit can buy. Nobody asks you first.
So next time someone says "confirm can double", ask two things. What rate, and how many years.
What rate are you really getting?

19/09/2026

𝗦𝗶𝗴𝗻𝗲𝗱 𝗮 𝘁𝗲𝗻𝗮𝗻𝗰𝘆?
𝗬𝗼𝘂 𝗵𝗮𝘃𝗲 𝟯𝟬 𝗱𝗮𝘆𝘀 𝘁𝗼 𝘀𝘁𝗮𝗺𝗽 𝗶𝘁.
The clock starts the day you sign. Not the day you move in.
Since 1 January, you file it yourself on MyTax. You work out the duty, you pay, you keep the papers for 7 years.
𝗛𝗼𝘄 𝗺𝘂𝗰𝗵?
Nothing on the first RM2,400 of rent a year. Above that, RM1 for every RM250 on a one-year tenancy. RM1,500 a month works out to RM63.
𝗠𝗶𝘀𝘀𝗲𝗱 𝘁𝗵𝗲 𝟯𝟬 𝗱𝗮𝘆𝘀?
Up to 3 months late: RM50 or 10% of the duty, whichever is higher.
Later than that: RM100 or 20%.
Even a tenancy with zero duty can still be charged the RM50 or RM100 if it is late.
Cheaper than one month's rent. More expensive than remembering.
Landlord or tenant, who stamped yours?

18/09/2026

𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝗶𝘀 𝘁𝗵𝗲 𝟵𝘁𝗵 𝗺𝗼𝗻𝘁𝗵.
𝗧𝗶𝗺𝗲 𝘁𝗼 𝗿𝗲𝘃𝗶𝘀𝗲 𝘆𝗼𝘂𝗿 𝗖𝗣𝟮𝟬𝟰.
If your company's year ends in December, count on your fingers. September is month nine.
And LHDN only opens the door three times a year. Month six, month nine, month eleven.
𝗣𝗿𝗼𝗳𝗶𝘁 𝗱𝗿𝗼𝗽𝗽𝗲𝗱 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿?
Revise down. No point paying instalments on profit you never made.
𝗣𝗿𝗼𝗳𝗶𝘁 𝗷𝘂𝗺𝗽𝗲𝗱?
Revise up, or it costs you. Say you estimated RM60,000 and the real tax comes to RM100,000. You are RM40,000 short, more than 30% of the real number. The RM10,000 past that line gets 10% added on. RM1,000, gone, for a form you could have filed in September.
The form is e-CP204A. Online, no queue.
When did you last look at your estimate? Be honest.

17/09/2026

𝗲-𝗜𝗻𝘃𝗼𝗶𝗰𝗲 𝗻𝗼𝘄 𝗼𝗻𝗹𝘆 𝗰𝗮𝘁𝗰𝗵𝗲𝘀 𝘁𝗵𝗲 𝗯𝗶𝗴 𝗼𝗻𝗲𝘀.
𝗨𝗻𝗱𝗲𝗿 𝗥𝗠𝟯 𝗺𝗶𝗹𝗹𝗶𝗼𝗻, 𝘆𝗼𝘂 𝘀𝗹𝗶𝗽 𝘁𝗵𝗿𝗼𝘂𝗴𝗵.
Since 1 September, the exemption threshold is RM3 million.
Up from RM1 million.
𝗔𝗻𝗻𝘂𝗮𝗹 𝘀𝗮𝗹𝗲𝘀 𝗯𝗲𝗹𝗼𝘄 𝗥𝗠𝟯 𝗺𝗶𝗹𝗹𝗶𝗼𝗻?
You are not required to issue e-Invoices.
𝗥𝗠𝟯 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝘁𝗼 𝗥𝗠𝟱 𝗺𝗶𝗹𝗹𝗶𝗼𝗻?
You are in, with a transition period until 31 December 2026:
• Consolidated e-Invoices are fine, even if a buyer asks
• Any wording in the description field
• Follow those two rules and there is no penalty
Did you slip through, or are you still in the sieve?

16/09/2026

𝟲𝟯 𝘆𝗲𝗮𝗿𝘀 𝘀𝗶𝗻𝗰𝗲 𝟭𝟵𝟲𝟯.
𝗧𝗵𝗲 𝘁𝗮𝘅 𝗳𝗼𝗿𝗺 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝗮 𝗹𝗼𝘁.
Malaysia was formed on 16 September 1963.
Back then Malaya, Sabah and Sarawak each had their own income tax law.
• 1968: the three became one, the Income Tax Act 1967
• 2015: GST comes in at 6%
• 2018: GST out, SST back
• YA 2026: e-Invoice can pre-fill your relief
Four big changes in one lifetime.
Which one do you remember most?

02/09/2026

𝗣𝗮𝘆𝗶𝗻𝗴 𝗳𝗼𝗿 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗰𝗹𝗮𝗶𝗺𝗮𝗯𝗹𝗲?
𝗔𝘀𝗸 𝗳𝗼𝗿 𝗮𝗻 𝗲-𝗜𝗻𝘃𝗼𝗶𝗰𝗲.

LHDN is asking us to start this year.

From YA 2026, your e-Invoice purchases
can be pre-filled into your tax form.

Claimable things like:
• PC or smartphone
• Lifestyle
• Insurance
• Childcare fees
• And a few more

How? Give the seller your IC or TIN.
That's it.

Receipts still work. Nothing is compulsory yet.
This is just you making next year easier.

Asked for your first e-Invoice yet?

Address

E-23-1, KL GATEWAY, MENARA SUECAP 2
Kuala Lumpur
59200

Opening Hours

Monday	09:30 - 18:30
Tuesday	09:30 - 18:30
Wednesday	09:30 - 18:30
Thursday	09:30 - 18:30
Friday	09:30 - 18:30
Saturday	10:00 - 15:00

Telephone

+60374992870

Website

https://nykadvisory.group/

Alerts

Be the first to know and let us send you an email when NYK Advisory Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to NYK Advisory Services:

Want your business to be the top-listed finance company in Kuala Lumpur?