MyWings Financial Wellness

23/02/2026

Today is the last day for registration, please grab it to start the year !

Enjoy 30% Voucher for MFPC CPD Webinar on 26 February 2026 - Chinese New Year Special

This programme is designed to help financial practitioners strengthen their mindset, enhance resilience, and maintain peak performance in today’s dynamic and demanding financial planning environment.

Seats are limited and registrations will be accepted on a first come, first served basis, so we encourage you to register early to secure your place.

🖥️ How to Register

Please follow the steps below:

Log in to the MFPC Portal:
👉 https://1st.mfpc.org.my

Username: Your registered email address
Password: Click “Forgot Password” if you need to reset it
Navigate to Membership > Member Maintenance > Events/CPD > Event Calendar > Locate on 26 February 2026 > Click Register
Enter the voucher code: CPD_260226
Click Pay Now to complete and confirm your registration

📌 Terms & Conditions

This 30% voucher discount is exclusively available to active MFPC members only.
The voucher is valid for the MFPC Webinar CPD Programme: Inner Mastery for Financial Practitioners on 26 February 2026 only.
The voucher must be used on or before 23 February 2026 (Monday), 12.00pm. Late registrations will not be eligible.
The voucher code must be entered during registration. No manual discount or retroactive adjustment will be applied after payment is made.
The voucher is non-transferable, non-exchangeable, and not redeemable for cash.
Registration is subject to seat availability on a first come, first served basis.
MFPC reserves the right to amend the terms and conditions without prior notice, if necessary.
All other MFPC programme registration policies and guidelines shall apply.
Should you require any assistance or clarification, please contact us at 03-6203 5899 or email to [email protected].

We look forward to your participation and wish you a prosperous and successful year ahead.

09/08/2025

💬 “Money is not just about numbers — it’s about life, choices, and relationships.”

💖 This is Why We Do What We Do 💖

We don’t just talk about money.

We walk with our clients through every step of their financial journey:

📚 Financial Literacy & Education — empowering them with knowledge

📊 Planning & Advice — building strategies that fit their life

🎯 Coaching & Therapy — addressing money beliefs, emotions, and mindset

🛠 Products & Support — giving the right tools to protect and grow wealth

Because for us, it’s never just about numbers.

It’s about helping people improve their relationship with:
✨ Money — seeing it as a tool, not a burden
✨ Themselves — feeling confident, capable, and in control
✨ Others — creating harmony in families, teams, and communities

When you change your relationship with money, you change the way you live, love, and dream.
And that’s the transformation we’re here for. 🌟

---

💬 “金钱不仅是数字，更关乎人生、选择和关系。”

💖 这就是我们坚持做的原因 💖

我们谈的不仅仅是金钱。

我们陪伴客户走过财务旅程的每一步：

📚 财务知识与教育 — 赋予他们掌握财富的能力

📊 规划与建议 — 制定贴合生活的策略

🎯 教练与疗愈 — 处理金钱信念、情绪与思维模式

🛠 产品与支持 — 提供保护与增长财富的正确工具

因为对我们来说，这从来不仅仅是数字的问题。

我们在帮助人们改善他们与以下三者的关系：
✨ 金钱 — 把它视为工具，而非负担
✨ 自己 — 感到自信、有能力并能掌控人生
✨ 他人 — 在家庭、团队与社群中创造和谐

当你改变了与金钱的关系，你也会改变生活、爱与梦想的方式。
而这正是我们存在的使命。🌟


#财务健康 #理财规划 #金钱思维 #教练 #智慧创造财富 #改变人生

11/10/2024

🚨 SCAM ALERT 🚨

Beware of a cold call claiming to be from a Maybank agency under the AKPK program, offering a credit card restructuring service at a rate of 2% per annum. This is a scam!

🔴 AKPK has stated that they DO NOT employ any agents or third parties for their services, and they never charge fees for loan restructuring. If you receive such calls, it’s a clear sign of a scam.

👉 Stay safe and always verify with your bank or the official AKPK website before taking any action. Don’t let scammers take advantage of you!

For more details, you can check out the warnings from The Star and Maybank's official page on these types of scams.

Chinese Version:
🚨 诈骗警告 🚨

请注意，最近有电话声称来自Maybank代理机构，属于AKPK计划，提供每年2%的信用卡重组服务。这是一个骗局！

🔴 AKPK已经明确表示，他们没有委托任何代理或第三方进行其服务，并且从不收取任何贷款重组费用。如果您接到这样的电话，请保持警惕，这肯定是骗局。

👉 请保持警惕，在采取任何行动之前务必向您的银行或AKPK官方网站进行核实。不要让骗子利用您的信任！

更多详情请查阅 The Star 和 Maybank的官方网站 对这些类型骗局的警告。

Supporting Information:
According to recent articles from The Star and Maybank, the Credit Counselling and Debt Management Agency (AKPK) has explicitly stated that they do not appoint agents or charge fees for their debt restructuring services. Scammers often mimic real organizations like AKPK or banks to trick individuals into divulging personal information or making payments​(Maybank)​(The Star).

03/11/2023

🚫 4 Debt Repayment Mistakes You Don't Want to Make! 🚫

1. Lacking a Solid Debt Plan 📈
Jumping into repayments without a clear strategy is like sailing without a compass. Proper debt planning is crucial to ensure you're tackling your debts efficiently.

2. Not Tracking Your Progress 📍
If you're not monitoring your repayment journey, you could be spinning your wheels without realizing it. Keep an eye on your progress to stay motivated and on track!

3. Ignoring Savings 🐷
Focusing solely on debt repayment without saving is a risky game. Balance is key! Make sure you're also building that emergency fund.

4. Sticking to Bad Money Habits 💸
Repaying debt without changing the habits that got you there in the first place? That's a no-go. Break the cycle by adopting healthier financial practices.

Avoiding these pitfalls can make the road to becoming debt-free smoother and quicker. Need guidance? Reach out for a debt plan that works for you.

04/10/2023

Navigating the world of finance isn't just about numbers; it's deeply intertwined with our emotions and mindset. That's where our Financial Wellness Coach steps in!

🔍 Deep Dive: We don't just look at your bank balance. We understand your goals, values, and beliefs about money, helping create a tailored plan.

💬 A Listening Ear: Facing financial stress? Our coaches provide a safe space to voice your concerns without judgment.

📚 Knowledge is Power: Equip yourself with financial literacy through our coaches, enabling wiser choices.

📈 Step-by-Step Guidance: We collaborate to develop actionable strategies, unique to your goals.

🤝 Steadfast Support: As you journey through financial milestones, we're right beside you, helping navigate every twist and turn.

Remember, money management is not just about cents and dollars. It's about aligning your financial choices with your dreams and values. Let our Wealth Mind-Body Integration Coach guide you towards a brighter financial future. 🌟

03/10/2023

Last Will and Testament: Why is it one of the most important decisions you'll make for your family?

遗嘱：为什么这是您为家庭做出的最重要决策之一

Let's compare the scenarios of having a will versus not having one:
让我们比较一下有遗嘱和没有遗嘱的情况：

🌟 With a Will 有遗嘱：

Assets are distributed according to your wishes.
财产按照您的意愿分配。

Clear designation of a guardian for your children
明确指定孩子的监护人。

Clear and legal estate tax matters
遗产税务清晰，合法。

Reduces the potential for family disputes.
减少家庭纷争的可能性。

🚫 Without a Will 没有遗嘱：

Assets might not be distributed as you intended
财产可能不按您的意愿分配。

孩子的监护可能不是您首选的人。

Potential for higher legal expenses
可能导致更高的法律费用。

Family members might dispute over asset distribution
家庭成员可能因为遗产分配而产生冲突。

✨ Join our live 90mins online explanation
出席我们的90分钟线上直播解说！

We're hosting this in a live online format, which means you can interact in real-time, ask questions immediately, and we'll address your concerns on the spot.
我们采用线上直播在线模式，这意味着您可以实时互动，及时提问，我们会马上解答您的疑问。

🤝To help you better understand the importance and process of drafting a will, click the link to sign up now!
为了帮助您更好地理解如何撰写遗嘱及其重要性，点击链接立刻报名参与！
https://forms.gle/oSbJfsJiPoDgNLpTA

01/10/2023

RICH:
🔸 Income Distribution: They don't just earn; they distribute their income to diversify and grow.
🔸 Investment: Prioritize investing a significant portion of their earnings.
🔸 Value & Profit: Their primary focus is on delivering value and in turn, maximizing profits.
🔸 Smart Debt: Utilize debt as a tool to generate more income.
🔸 Financial Literacy: Continuously educate themselves about money and finance.

POOR:
🔸 Single Income Stream: Often rely solely on one source of income.
🔸 Liabilities: Their money often goes towards liabilities that don't generate future income.
🔸 Instant Gratification: They look for ways to make quick money rather than long-term strategies.
🔸 Debt Mismanagement: Acquire debt to fund their lifestyle rather than invest.
🔸 Learning Gap: Often bypass opportunities to learn about money management.

It's essential to reflect on our habits and mindsets when it comes to money. Do you identify more with the mindset of the rich or the poor? If you're looking to transform your financial habits, it's never too late to start!

In the realm of money and financial decisions, many overlook the psychological and emotional aspects associated with finances. This can lead to decisions that aren't in line with long-term interests. That's why our Wealth Mind-Body Integration Coach is so essential.

Deep Understanding: Our coaches take the time to comprehend your financial situation, goals, and beliefs about money. This helps in crafting a plan that considers all facets.

Emotional Support: Emotional backing is vital when faced with financial pressures or decisions. Our coaches provide a stress-free, non-judgmental environment for you to express your concerns and needs freely.

Education: Beyond offering support, our coaches are dedicated to enhancing your financial literacy, aiding you in making more informed choices.

Action Plan: Depending on your specific needs and objectives, our coaches will collaborate with you to develop a practical action strategy.

Ongoing Support: Throughout your financial journey, our coaches continuously offer guidance and backing, helping you navigate any challenges or shifts.

Money is more than just numbers and account balances. It's intricately linked with our dreams, fears, hopes, and values. With the Wealth Mind-Body Integration Coach, you can ensure that your financial decisions mirror your overall well-being and long-term aims.

29/09/2023

😢"Did you overpay your insurance premium?

Reviewing your insurance portfolio annually could reveal unnecessary expenses, leading to overpayment on premiums."

Ensuring that your insurance coverage meets your current needs and circumstances is crucial. Over time, situations change - perhaps the children have grown up and left home, or maybe you've fully paid off your mortgage. In such cases, the insurance coverage that was once essential may no longer be relevant, leading to unnecessary costs. Regular reviews of your insurance policies can help identify any superfluous coverages and, in turn, save money.

25/09/2023

Facing financial challenges and obstacles, it's even more important to pay attention to our mental well-being. Let's work together to improve our mental health:

**1) Don't struggle alone - Talk to a therapist**:

Financial issues often bring about stress and anxiety. Trying to handle this pressure alone can be overwhelming. By talking to a therapist or counselor, you can learn methods to cope with these emotions and anxieties. They provide strategies and tools to help you maintain mental stability during these difficult times.

**2) Head outdoors - Put down your phone and take a walk**:

Nature has positive effects on our mental health. Outdoor activities like walking, running, or just sitting in a park can help us relax and reduce stress. At the same time, putting down the phone means reducing exposure to potential sources of stress (like financial news or reminders), allowing us to truly disconnect and unwind.

**3) Eat well, eat right - You are what you eat, so choose wisely**:

Diet and mental health are closely intertwined. A balanced diet provides the nutrients our body needs to cope with stress and enhance resilience. On the other hand, junk food or an imbalanced diet can lead to mood swings. Therefore, ensure you're feeding yourself a healthy, balanced diet.

In conclusion, mental health is not just about avoiding negative emotions but more importantly about taking proactive measures to maintain and promote it. As we navigate financial challenges, remember that mental well-being is also a form of wealth.

22/09/2023

Understanding the fundamentals of budgeting is essential for anyone who wants to manage their finances effectively. Each month, we all have fixed or variable incomes and expenditures, yet many of us are unclear about where our money is spent. That's why the first step is keeping track of our finances. When you're aware of your financial state, you can manage your funds more wisely.

Categorizing expenses is a cornerstone of budgeting. Differentiating between fixed and variable expenses allows us to clearly identify necessities and areas where adjustments can be made. For instance, fixed expenses like rent and utilities are mandatory every month, whereas variable expenses such as dining out and shopping can be adjusted based on the actual circumstances.

Savings act as a safeguard for our financial well-being. Even if you save just a small portion each month, over the long run, it can accumulate to a significant amount. Moreover, as life changes — whether due to job shifts, family expansions, and the like — our budgets should also adjust accordingly. Lastly, with the advancement of technology, numerous tools and apps are available to help us effortlessly track and manage our finances, enabling more informed decisions.

21/09/2023

Today, I had the honor of being invited to Ipoh Pasir Pinji 2 Chinese Primary School to share insights on will-writing. A special thanks to the school and the forty-plus teachers who attended. I was surprised to learn that the talk was to be bilingual, but fortunately, I had prepared a bilingual PowerPoint presentation, so it all went smoothly.

For many people, a will may be an easily overlooked yet crucial financial planning tool. Having a will—or not having one—can have significant implications for your financial arrangements and those of your family. This not only concerns how your assets will be distributed, but also involves various legal and tax issues.

If you have questions about will-writing or need more information, feel free to PM me. I'd be more than happy to provide further guidance and advice.