FWCMS Foreign Worker Insurance Online Purchase

FWCMS Foreign Workers & Maids Insurance Policy
Arranged by ACPG Management Sdn Bhd Malaysia Largest General Insurance Risk Management Solution Provider since year 1989. ACPG Careline +603-92863323, +6011-12239838
[email protected]
www.acpgconsultant.com www.facebook.com/acpg.management

FWCMS Foreign Workers & Maids Insurance Policy
FWCMS Insurans Jaminan Pekerja Asing (FWIG)
FWCMS

Skim Pampasan Pekerja Asing (FWCS)
FWCMS Skim Kemasukan Hospital dan Pembedahan Pekerja Asing (SKHPPA)
FWCMS Skim Insurans Pembantu Rumah
FWCMS Foreign Worker Insurance Guarantee (FWIG)
FWCMS Foreign Worker Compensation Scheme (FWCS)
FWCMS Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS Domestic Servant Insurance Scheme (DSIS)
FWCMS Maids Insurance Scheme (MIS)


FWCMS Foreign Worker Insurance Benefits of Coverage -
Repatriation Expenses -
Personal Accident Insurance -
Disease Death -
Permanent Partial / Total Disablement -
Temporary Disablement -
Accidental Medical Expenses -
Hospital & Surgical Medical Expenses -
Weekly Income Benefits -
ICU / Ambulance Fees / Medical Report Fees

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Medical Insurance
Arranged by ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989. ACPG Careline +603-92863323
[email protected]
www.acpgconsultant.com www.facebook.com/acpg.management

In Malaysia, foreign workers are employed in the sectors of manufacturing, construction, plantation, agricultural, services and domestic help such as restaurant, cleaning services, cargo handling, launderette, golf course caddy, barber, wholesale and retail, textile, metal scraps and recycle activities, welfare homes and hotels. Foreign Workers Insurance Guarantee (FWIG)
Foreign Workers Insurance Guarantee (FWIG) is a guarantee required by the Malaysian Immigration Department from employers as a security deposit for the employment of foreign workers in Malaysia. FWIG guarantees to cover repatriation expenses in the event where your foreign worker is required by the authorities to be sent back to his country origin during his stay in Malaysia. Duration of cover set by the Immigration Department is eighteen (18) months. A new FWIG is required upon renewing the foreign workers permit. The total premium payable varies depending on the nationality of the foreign worker and ACPG insurer underwriting requirements. Foreign Workers Compensation Scheme (FWCS)
The Foreign Workers Compensation Scheme (FWCS) protects the welfare and interests of foreign workers in Malaysia. The scheme pays the compensation benefits to a foreign worker with valid employment document for injuries sustained or death due to an accident arising out of or during his course of employment. Under Section 26 of the Workmen’s Compensation (Amendment) Act 1996, it is mandatory for Employers to insure all their foreign workers under the FWCS. Coverage:
Accidental death: RM25,000 (working hours) or RM23,000 (off working hours)
Permanent disablement: Up to RM23,000 (working hours) or RM23,000 (off working hours)
Temporary loss of income due to temporary disablement
Hospitalisation & medical expenses: Up to RM750
Repatriation due to death or permanent disablement: RM4,800
Foreign Workers Hospitalization and Surgical (FWHS or SKHPPA)

The Foreign Workers Hospitalisation and Surgical (FWCS or SKHPPA) is specially designed in view of increasing hospital and surgical costs and to reduce the financial burdens of employers of foreign workers in Malaysia in the event of hospital admission of their foreign workers due to an accident or illness. FWCS/SKHPPA allows foreign workers a cashless admission into government hospitals under a Third (3rd) Class Room and Board basis but exception is given to cases which require emergency treatment at private hospitals. Coverage:
Daily hospital room & board: Up to 30 days; Up to RM160 per day
Intensive Care Unit (ICU): Up to 15 days
Hospital supplies and services, operating theatre, surgical fees, anaesthetist fees, ambulance fees / medical report fees
In-hospital physician visits: Up to 30 days
In-hospital specialist consultation visits: Up to 30 days
Maximum overall annual limit: RM20,000

FWCMS MSIG Foreign Workers & Maids Insurance Policy
FWCMS MSIG Foreign Worker Insurance Guarantee (FWIG)
FWCMS MSIG Foreign Worker Compensation Scheme (FWCS)
FWCMS MSIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS MSIG Domestic Servant Insurance Scheme (DSIS)
FWCMS MSIG Maids Insurance Scheme (MIS)

FWCMS AXA Foreign Workers & Maids Insurance Policy
FWCMS AXA Foreign Worker Insurance Guarantee (FWIG)
FWCMS AXA Foreign Worker Compensation Scheme (FWCS)
FWCMS AXA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS AXA Domestic Servant Insurance Scheme (DSIS)
FWCMS AXA Maids Insurance Scheme (MIS)

FWCMS AIG Foreign Workers & Maids Insurance Policy
FWCMS AIG Foreign Worker Insurance Guarantee (FWIG)
FWCMS AIG Foreign Worker Compensation Scheme (FWCS)
FWCMS AIG Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS AIG Domestic Servant Insurance Scheme (DSIS)
FWCMS AIG Maids Insurance Scheme (MIS)

FWCMS ALLIANZ Foreign Workers & Maids Insurance Policy
FWCMS ALLIANZ Foreign Worker Insurance Guarantee (FWIG)
FWCMS ALLIANZ Foreign Worker Compensation Scheme (FWCS)
FWCMS ALLIANZ Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS ALLIANZ Domestic Servant Insurance Scheme (DSIS)
FWCMS ALLIANZ Maids Insurance Scheme (MIS)

FWCMS LONPAC Foreign Workers & Maids Insurance Policy
FWCMS LONPAC Foreign Worker Compensation Scheme (FWCS)
FWCMS LONPAC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS LONPAC Domestic Servant Insurance Scheme (DSIS)
FWCMS LONPAC Maids Insurance Scheme (MIS)

FWCMS KURNIA Foreign Workers & Maids Insurance Policy
FWCMS KURNIA Foreign Worker Insurance Guarantee (FWIG)
FWCMS KURNIA Foreign Worker Compensation Scheme (FWCS)
FWCMS KURNIA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS KURNIA Domestic Servant Insurance Scheme (DSIS)
FWCMS KURNIA Maids Insurance Scheme (MIS)

FWCMS TOKIO MARINE Foreign Workers & Maids Insurance Policy
FWCMS TOKIO MARINE Foreign Worker Insurance Guarantee (FWIG)
FWCMS TOKIO MARINE Foreign Worker Compensation Scheme (FWCS)
FWCMS TOKIO MARINE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS TOKIO MARINE Domestic Servant Insurance Scheme (DSIS)
FWCMS TOKIO MARINE Maids Insurance Scheme (MIS)

FWCMS PACIFIC Foreign Workers & Maids Insurance Policy
FWCMS PACIFIC Foreign Worker Insurance Guarantee (FWIG)
FWCMS PACIFIC Foreign Worker Compensation Scheme (FWCS)
FWCMS PACIFIC Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS PACIFIC Domestic Servant Insurance Scheme (DSIS)
FWCMS PACIFIC Maids Insurance Scheme (MIS)

FWCMS TAKAFUL MALAYSIA Foreign Workers & Maids Insurance Policy
FWCMS TAKAFUL MALAYSIA Foreign Worker Compensation Scheme (FWCS)
FWCMS TAKAFUL MALAYSIA Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS TAKAFUL MALAYSIA Domestic Servant Insurance Scheme (DSIS)
FWCMS TAKAFUL MALAYSIA Maids Insurance Scheme (MIS)

FWCMS AMGENERAL INSURANCE Foreign Workers & Maids Insurance Policy
FWCMS AMGENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)
FWCMS AMGENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)
FWCMS AMGENERAL INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) FWCMS AMGENERAL INSURANCE Domestic Servant Insurance Scheme (DSIS)
FWCMS AMGENERAL INSURANCE Maids Insurance Scheme (MIS)

FWCMS RHB INSURANCE Foreign Workers & Maids Insurance Policy
FWCMS RHB INSURANCE Foreign Worker Insurance Guarantee (FWIG)
FWCMS RHB INSURANCE Foreign Worker Compensation Scheme (FWCS)
FWCMS RHB INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS RHB INSURANCE Domestic Servant Insurance Scheme (DSIS)
FWCMS RHB INSURANCE Maids Insurance Scheme (MIS)

FWCMS ETIQA TAKAFUL Foreign Workers & Maids Insurance Policy
FWCMS ETIQA TAKAFUL Foreign Worker Insurance Guarantee (FWIG)
FWCMS ETIQA TAKAFUL Foreign Worker Compensation Scheme (FWCS)
FWCMS ETIQA TAKAFUL Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS ETIQA TAKAFUL Domestic Servant Insurance Scheme (DSIS)
FWCMS ETIQA TAKAFUL Maids Insurance Scheme (MIS)

FWCMS QBE INSURANCE Foreign Workers & Maids Insurance Policy
FWCMS QBE INSURANCE Foreign Worker Insurance Guarantee (FWIG)
FWCMS QBE INSURANCE Foreign Worker Compensation Scheme (FWCS)
FWCMS QBE INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS QBE INSURANCE Domestic Servant Insurance Scheme (DSIS) FWCMS QBE INSURANCE Maids Insurance Scheme (MIS)

FWCMS UNI ASIA GENERAL INSURANCE Foreign Workers & Maids Insurance Policy
FWCMS UNI ASIA GENERAL INSURANCE Foreign Worker Insurance Guarantee (FWIG)
FWCMS UNI ASIA GENERAL INSURANCE Foreign Worker Compensation Scheme (FWCS)
FWCMS UNI ASIA GENERAL INSURANCE Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA) FWCMS UNI ASIA GENERAL INSURANCE Domestic Servant Insurance Scheme (DSIS)
FWCMS UNI ASIA GENERAL INSURANCE Maids Insurance Scheme (MIS)

FWCMS ZURICH Foreign Workers & Maids Insurance Policy
FWCMS ZURICH Foreign Worker Insurance Guarantee (FWIG)
FWCMS ZURICH Foreign Worker Compensation Scheme (FWCS)
FWCMS ZURICH Foreign Worker Hospitalisation and Surgical Insurance Scheme (SKHPPA)
FWCMS ZURICH Domestic Servant Insurance Scheme (DSIS)
FWCMS