Two Degrees

29/05/2026

Malaysia’s trade ecosystem depends heavily on industries such as customs agents, bonded warehouses, LMW operators, import-export businesses and logistics companies.

For these businesses, Custom Bond Malaysia is not just a compliance requirement — it also affects cash flow, working capital and business continuity.

In this article, we share 5 critical industries that may need Custom Bond Malaysia and how insurance guarantee can potentially support better cash flow flexibility for eligible businesses.

Read more here:
https://twodegrees.com.my/2026/05/29/5-critical-industries-custom-bond-malaysia/

Introduction Custom Bond Malaysia plays an important role in Malaysia’s import, export, logistics, warehousing and manufacturing ecosystem. Custom Bond Malaysia is used to provide financial security to Royal Malaysian Customs for duties, taxes and compliance obligations. Custom Bond Malaysia ensur...

28/05/2026

🚨 Bangladesh’s Fuel Shock is Creating Real Risks for Malaysian Exporters

The Iran war has triggered a major fuel crisis in Bangladesh, pushing the country back to the IMF negotiating table. With 95% of its oil and LNG imported through the vulnerable Strait of Hormuz, Bangladesh is now facing surging energy costs, factory shutdowns, and economic pressure.

For Malaysian businesses exporting refined petroleum, palm oil, machinery, and other products to Bangladesh — this is more than just headline news. It’s a clear domino effect on payment risks, cash flow, and trade credit exposure.

In our latest article, we break down 7 Critical Domino Effects from this Bangladesh fuel shock that every Malaysian exporter should understand in 2026 — and how Trade Credit Insurance Malaysia can protect your business from non-payment and default risks in uncertain markets.

🔗 Read the full article here: https://twodegrees.com.my/2026/05/28/trade-credit-insurance-malaysia-domino-effects-bangladesh-2026-trade-credit-insurance-malaysia/

Whether you’re already exporting to Bangladesh or other emerging markets, now is the time to review your trade credit exposure.

Stay protected. Trade with confidence.

The fuel shock from Bangladesh's crisis poses serious risks to Malaysian exporters, highlighting the importance of Trade Credit Insurance Malaysia.

25/05/2026

🚧 BG/IG tanpa cagaran tunai? Boleh!

Sesuai untuk kontraktor projek kerajaan & swasta.

✅ 0% cagaran tunai*
✅ Kelulusan pantas
✅ Dokumen minimum

*Tertakluk pada terma & syarat

PM kami untuk info lanjut.

BonPelaksanaan

19/05/2026

🏗️ Perlukan bon untuk tender kerajaan & swasta?

Two Degrees menyediakan:

✅ Bon Pelaksanaan
✅ Bon Tender
✅ Bon Pembekalan
✅ Bon Wang Pendahuluan

Kenapa pilih kami?

✔️ 0% cagaran tunai*
✔️ Kelulusan pantas
✔️ Dokumen minimum

Sesuai untuk projek kerajaan & swasta.

📩 Hubungi kami untuk maklumat lanjut.

*Tertakluk kepada terma & syarat.

18/05/2026

🚧 Tender dah lulus tapi masih keliru tentang Bon Pelaksanaan?

Ramai kontraktor sebenarnya masih salah faham tentang syarat bon projek kerajaan — sampai boleh ganggu cash flow & proses projek.

Ini 5 fakta penting yang wajib anda tahu sebelum sign projek 👇

✅ Fungsi sebenar Bon Pelaksanaan
✅ Risiko jika lewat sediakan bon
✅ Perbezaan dengan Wang Jaminan Pelaksanaan
✅ Cara lindungi aliran tunai syarikat
✅ Pilihan bon tanpa cagaran tunai

Baca penuh di sini:
https://twodegrees.com.my/2026/05/08/5-fakta-penting-bon-pelaksanaan-kerajaan-yang-wajib-diketahui-kontraktor/

Ketahui 5 fakta penting tentang bon pelaksanaan kerajaan, kenapa ia diperlukan dan bagaimana kontraktor boleh membuat persediaan lebih awal.

16/05/2026

🚨 Damansara Perdana hillside project just received a Stop-Work Order after mud and water flowed into neighbouring homes.
This is exactly why Section 2 Third Party Liability in Contractor All Risk Insurance Malaysia is essential.

5 Critical Reasons Why Contractor All Risk Insurance Malaysia Section 2 Third Party Liability is Essential
👉 Read now: https://twodegrees.com.my/2026/05/16/5-critical-reasons-why-contractor-all-risk-insurance-malaysia/

30/04/2026

Selamat Hari Pekerja! Terima kasih kepada semua yang bekerja keras setiap hari — tidak kira di pejabat, di lapangan, di jalan raya atau di rumah. Semoga usaha anda terus dihargai, dan hari ini menjadi ruang untuk rehat dan hargai diri sendiri.

Happy Labour Day! Thank you to everyone who works hard every day — in offices, on-site, on the road, and at home. Your effort keeps everything moving forward. Wishing you a well-deserved break and a day of appreciation.

29/04/2026

Ramai kontraktor hanya mula memberi perhatian kepada bon pelaksanaan selepas projek sudah diperoleh.

Hakikatnya, banyak masalah boleh berlaku kerana kesilapan asas seperti tidak semak syarat kontrak, dokumen tidak lengkap, atau terlalu lambat bertindak.

Dalam artikel ini, kami kongsikan 7 kesilapan kritikal tentang bon pelaksanaan yang perlu dielakkan supaya proses projek berjalan dengan lebih lancar.

Baca artikel penuh di sini:
https://twodegrees.com.my/2026/04/29/7-kesilapan-kritikal-bon-pelaksanaan/

Jika anda ingin mengetahui lebih lanjut mengenai Bon Pelaksanaan untuk projek anda, hubungi Two Degrees untuk maklumat lanjut.

Ketahui 7 kesilapan kritikal tentang bon pelaksanaan yang sering dilakukan kontraktor dan bagaimana cara mengelakkannya supaya projek berjalan lancar.

26/04/2026

🚀 Tender Bond Malaysia 2026 – Win More Tenders Without Locking Up Your Cash!

Tired of 50–100% cash collateral with bank guarantees?

Switch to insurance surety tender bond at only 2%–4% cost (one-time) and get approved in 1–3 days!
✅ Bid on multiple projects at once
✅ Preserve your banking limits
✅ Perfect for G1–G7 contractors

Full 2026 guide inside 👇
Costs | Requirements | Documents | Fast Application

👉 Read now: https://twodegrees.com.my/2026/04/26/tender-bond-malaysia-2026/

Tender bond Malaysia 2026: Real costs (2), requirements, documents, vs bank guarantee & fast approval process. Win more tenders without locking up cash flow using insurance surety bonds.