AXA Motor Insurance Cheras
Arranged By
ACPG Management Sdn Bhd
www.acpgconsultant.com
AXA Emergency Roadside Breakdown Assistance
1800-88-1033
AXA Malaysia General Insurance Bhd
AXA Affin car insurance is one of the leading products in motor insurance and has a host of benefits and advantages. It also has very clear and transparent policy. The insurance can be applied for online leaving you wi
th no hassles and worry-free driving experience. AXA Affin General Insurance Berhad is a joint venture between Affin Holdings Berhad, has an experience over 130 years in Malaysia, with expertise in personal, business and health insurances. The product range for insurance includes Motor, Household, Health, Accidental and Travel Insurance for individuals and comprehensive plans specially catering to SME businesses.
Why Choose AXA AFFIN Car Insurance? You have the regular and additional benefits from the AXA Affin car insurance plans which include:
Damage or loss to the policyholder's own vehicle resulted by accidental fire, theft or accident. The policy holder’s liability or his/her authorized driver’s liability to third parties for:
Physical injury and Death property loss or damage. AXA SmartDrive Assistance Plan with special benefits
AXA SmartDrive Assistance Plan (ASAP) is a free roadside assistance program providing benefits and services as long as you are insured with SmartDrive AXA AFFIN car insurance plan. The insurer gets access to 24 hours hotline service 1-800-88-1033 for immediate advice, assistance and general claim
Towing services when the insured’s vehicle meets with an accident or breakdown
Medical Referral
Repatriation of Vehicle Assistance Referral
Chauffeur Assistance Referral
6 months repair warranty
Alternative Travel Assistance Referral
Hotel Accommodation Assistance Referral
Emergency Medical Evacuation Assistance
Legal Assistance Referral
Additional benefits through extra coverage plans are available, that include:
Current year NCD relief
Breakage of glass in windscreen, window or sunroof
Vehicle accessories
Driver’s and Passengers’ Personal Accident plan
Passenger liability cover
Damage arising from flood, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, typhoon, landslip or sinking of the soil/earth or other convulsion of nature
Strike, riot and civil commotion
Compensation for Assessed Repair Time
AXA AFFIN Car Insurance Claims
Here is what you need to keep in mind for claiming against your AXA Affin insurance policy:
You can contact the following for claim enquiries:
Phone: (603) 2170 8282 (press 3 for Claims)
Fax: (603) 2031 6393
Address: Wisma Goldhill, 67 Jalan Raja Chulan, 50200 Kuala Lumpur
You need to first inform, the company in the toll-free # : 1-800-88-1033 immediately, and file a police complaint if necessary. Then you would need to file the required documents depending on the type of claim and incident such as:
Police Report
Vehicle Registration no. Repair Receipts
Driver’s License and insured individual’s license copies
Duly filled insurance claim form
Police investigation result incase of theft
Release letter (“E-Hakmilik”) or latest outstanding loan statement from the financial institution/bank which finances the purchase of your insured vehicle
All of the vehicle's keys
Photos with the car before and after the repair with vehicle registration number visible in it
Exceptions on Claims
Here are some significant exceptions for claim against the car insurance, as per the official policy proposal form includes intentional self-injury, pre-existing, su***de, physical infirmity or mental defect, HIV and/or HIV related illness, venereal disease, childbirth, pregnancy, or miscarriage, war, riot & commotion, losses incurred when the vehicle is used for road rally, racing, speed testing, hire, reward or when the driver is under the influence of intoxicating liquor or drugs or driver is a holder of a provisional driving licence.
Factors Affecting AXA AFFIN car insurance premium calculation
Here are some of the factors that are considered by insurance providing companies to calculate the premium for your car insurance policy. Type of coverage
Use of vehicle
No. of authorized drivers registered
Extended coverage feature
NCD allowed
Sum Assured
Carrying capacity of the vehicle
Age of the car
AXA AFFIN Car Insurance FAQs
Does SmartDrive AXA AFFIN Private Car Insurance cover private car only? Yes, currently this insurance is applicable for private cars only
Is it possible to buy a Third Party cover under the AXA AFFIN Private Car Insurance? No, at the moment individuals covered under the normal car insurance from AXA AFFIN cannot buy a third party cover. Only Comprehensive cover is available under AXA AFFIN Private Car Insurance. Can I extend AXA AFFIN Car Insurance to cover windscreen, radio cassette, strike/riot and others? Yes, it is possible to do so. But you need to pay a little higher premiums based on the service you require for your car insurance. Are there any car that requires special consideration for acceptance? Yes, the insurance company has certain terms imposed that applies to specific vehicles such as models of 4 wheel drives (4WD), luxury vehicles and sports/coupe models. Is there any age restriction under the Driver's & Passengers' PA Insurance? The maximum age for application is 70 years old. Children under 12 years old are entitled to 50% of disablement and loss of life benefits.
