Insure Peace Of Mind

15/02/2024

https://www.klsescreener.com/v2/news/view/1277689

（吉隆坡15日讯）政府早前宣布，今年3月起销售与服务税（SST）将从6%提高至8%。UCSI民调研究中心近日对此进行民调，结果显示1007名受访大马公民中，66%受访者反对提高SST税率、13%支持，及21%对此持中立态度。 该中心今日在新.....

26/01/2024

https://www.jomrun.com/event/Generali-Malaysia-Run-2024

Every step counts, every cause matters. Together, we can turn our miles into a better world in Generali Malaysia Run 2024. Runner's entitlements: 6KM Fun Run 1. Ultron® Event Jersey 2. Finisher Medal (Strictly for finishers only) 3. Race Bib without Timing Chip 4. E-Certificate 5. Light Refreshment...

12/01/2024

https://www.thestar.com.my/business/business-news/2024/01/09/affin-group-expects-45-gdp-growth-for-malaysia-in-2024

KUALA LUMPUR: Affin Hwang Investment Bank Bhd expects Malaysia’s economy to grow by 4.5 per cent this year, against 4.0 per cent estimated for 2023, on the back of resilient domestic demand and improved economic fundamentals.

05/01/2024

https://themalaysianreserve.com/2023/11/06/rising-medical-costs-in-malaysia-a-complex-challenge/

by AUFA MARDHIAH / pic TMR MANY factors have led to Malaysia’s rising medical costs over the past decade.  International Medical University’s professor of health economics, policy and management Datuk Prof Syed Mohamed Aljunid Syed Junid said this includes changes in supply and demand, doctors....

28/12/2023

How DSR may affect your home loan eligibility ?
DSR calculated using the following formula:

(Debt /Net Income X 100 = DSR)
Banks always prefer persons with low DSR because it indicates that you are most likely able to pay your installments on time and that there is a lower risk of default.

22/12/2023

17/12/2023

06/12/2023

Gear up for the first-ever Generali Malaysia Run, flagging off at Dataran Putrajaya on 19 May 2024! Beyond the thrill of running in Malaysia's administrative capital, we are on a mission to make a meaningful impact by supporting National Cancer Society Malaysia, Malaysian Nature Society, and PINTAR Foundation, each dedicated to Health, Environment, and Education.

Choose the social cause that resonates with your heart and showcase your commitment to positive change.

Register now and run for a good cause!

[𝐏𝐇𝐘𝐒𝐈𝐂𝐀𝐋 𝐑𝐔𝐍]
Get ticket at https://www.jomrun.com/event/Generali-Malaysia-Run-2024

[𝐕𝐈𝐑𝐓𝐔𝐀𝐋 𝐑𝐔𝐍]
Get ticket at https://www.jomrun.com/event/Generali-Run-2024-Virtual-Run

23/11/2023

https://www.sinchew.com.my/?p=5139343

若要挑选一份礼物，您会为家人或另一半选择什么呢？是名贵手表，钻石戒指还是一次豪华旅行？无可否认，他们会在收到礼物的时候感到惊喜。然而送上一份充满爱意的礼物，与其透过物质来让他们开心，或许您更期望看到他...

19/11/2023

癌症康复者能买医药保险吗？

癌症康复者在购买医药保险时可能会面临一些挑战，这取决于具体的保险计划和提供商。一些保险公司可能会提供覆盖，但可能会对康复者的病史进行详细审查，并可能对某些条件进行排除或增加保费。

建议康复者直接与当地的保险公司联系，了解他们的具体政策和要求。他们可能需要提供有关医疗历史的详细信息，保险公司将根据风险评估决定是否提供覆盖。请注意，不同的保险提供商之间的政策和条件可能有所不同。

31/10/2023

Term life insurance and whole life insurance are two distinct types of life insurance policies with several key differences:

Duration:

Term Life Insurance: This type of policy provides coverage for a specific term or period, typically ranging from 10 to 30 years. If the policyholder passes away during the term, their beneficiaries receive a death benefit. If the policyholder survives the term, the policy typically expires, and there is no payout.
Whole Life Insurance: Whole life insurance, also known as permanent life insurance, covers the insured for their entire lifetime. As long as premiums are paid, the policy remains in force, and it includes a cash value component that grows over time.
Premiums:

Term Life Insurance: Premiums for term life insurance are generally lower compared to whole life insurance, especially for the same coverage amount.
Whole Life Insurance: Premiums for whole life insurance are typically higher because they cover the entire lifetime of the insured and contribute to the cash value component.
Cash Value:

Term Life Insurance: Term policies do not build cash value. They are purely for providing a death benefit to beneficiaries.
Whole Life Insurance: Whole life policies have a cash value component that grows over time. Policyholders can often borrow against or withdraw from this cash value.
Investment Component:

Term Life Insurance: These policies do not include an investment or savings component.
Whole Life Insurance: Whole life insurance policies have an investment component that allows the cash value to grow over time, often with a guaranteed minimum interest rate.
Cost-Efficiency for Protection:

Term Life Insurance: If you primarily want insurance for a specific period, term life insurance is usually more cost-efficient.
Whole Life Insurance: Whole life insurance is often chosen for both insurance and investment purposes, but it can be more expensive if you're primarily seeking protection.
The choice between term and whole life insurance depends on your financial goals, budget, and the specific needs of your family or beneficiaries. Term life is often preferred for its affordability and straightforward coverage, while whole life is chosen by those who want lifelong coverage and are willing to pay higher premiums for the added cash value and investment benefits. It's essential to consider your individual circumstances when deciding which type of insurance is right for you.